Stephen Sherman is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 63 designation and bringing 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including corporate financial planning agreements and various investment solutions.

Ronald Guiler is a CFP®-designated financial advisor with Ameriprise Financial Services, bringing 42 years of industry experience. His prior roles include positions at IFP Securities, LPL Financial, and Independent Financial Partners. Outside of advisory work, he is president of Executax Corp., a tax preparation and accounting firm he has led since 1972. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Jerome Kirstein is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors, Inc. and Investacorp Inc. He is also a commissioned Notary Public in Florida. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Jonathan Perry is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 65 and Series 63 licenses and having 19 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2022 and at Morgan Stanley Smith Barney LLC since 2019. Prior to that, he was with UBS Financial Services and UBS International from 2006 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies developed by its Global Investment Committee.

Jorge Valdes II is a financial advisor with J.P. Morgan Securities in Miramar, FL, holding Series 63 and Series 66 licenses and three years of industry experience. He has worked at several firms including Bank of America, Merrill, E*TRADE Securities, Morgan Stanley, and Wells Fargo prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporate, foundation, and defined contribution plan clients, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and centralized due diligence processes.

Nicholas Giambri is a Series 66 registered financial advisor with over 26 years of industry experience. He is currently with LPL Financial and has previous experience at firms including Guardian Global Group, Raymond James Financial Services, Morgan Stanley, Wells Fargo Clearing, and TD Ameritrade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Ulione is a financial advisor at Edward Jones in Ft. Lauderdale, FL, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Equitable Advisors. Before entering finance, he also worked in the hospitality industry, including self-employment with Pinnacle Hospitality Consultants. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs and investment solutions.

Rhonda Weinman is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2008. She holds Series 63 and Series 65 licenses. Outside of her advisory role, she acts as a trustee for an irrevocable life insurance trust for her family. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering customized financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management strategies.

Delia Wright is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera in Fort Lauderdale, FL. Her prior experience includes roles at Morgan Stanley, UBS Financial Services, and Windham Capital Management. In addition to her financial advisory work, she teaches spin classes at Cyclebar. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporations, and institutions, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Pilar Estrella is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. She is also a co-owner of a real estate investment property in Tamarac, FL. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, incorporating models like Secular Return Estimates and Monte Carlo simulations.

Marc Kopelman is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. He has been with Raymond James since 2009 and also leads Kopelman Ventures, Inc. Outside of his advisory work, he serves on the investment committee for the Jewish Federation of Broward County and is treasurer and board member for the Ocean Riviera Association, a residential condominium nonprofit. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting primarily on a non-discretionary basis, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Nathalie Lanza is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior roles include positions at Pruco Securities LLC and The Brickell Financial Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Alan Bluestein is a Senior Financial Advisor with Merrill Lynch Wealth Management in Ft. Lauderdale. With over 40 years of experience in the financial services industry, he provides personalized wealth management planning for individuals, couples, and families. Alan’s work focuses on retirement planning, income growth, asset preservation, college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, and small business strategies. He has recently partnered with his son, Jordan Bluestein, at the Ft. Lauderdale Merrill office. Alan holds a Bachelor of Business Administration degree in Finance and Financial Management Services from the University of Missouri-Columbia. He has earned professional designations including Chartered Life Underwriter (CLU) and Personal Investment Advisor (PIA). Alan is skilled in business development, investments, financial analysis, and wealth management. He is fluent in English and Hebrew. Outside of his professional role, Alan is involved in the Lauderdale by the Sea community. His personal interests include adventure sports, antiquing, baseball, football, ice hockey, ice skating, reading, scuba diving, skiing, and spending time with his family.

Rackeal Mascenik is a financial advisor with Ameriprise in Pembroke Pines, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Mark Vamvaketis is a financial advisor with OSAIC based in Ft Lauderdale, FL, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. He previously worked at Royal Alliance Associates, Inc. and Jhfn Sii. In addition to his advisory role, he operates a sole proprietorship as an insurance broker and serves as an investment advisor representative for Volant Wealth Management. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a variety of investment platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios.

Emile Habayeb is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill from 2009 to the present. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations and Secular Return Estimates.

Scott Anderson is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Anderson is a partner in several business ventures, including Body20 Global USA, an exercise wellness franchise, and related investment LLCs. Morgan Stanley Wealth Management provides comprehensive advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Jill Aronberg Heller is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing 18 years of experience in the financial services industry. She began her career as a Certified Public Accountant and then as a Corporate Bankruptcy Consultant with Ernst & Young Corporate Finance LLP, advising corporations, banks, lenders, and creditor committees. After a decade of serving corporate clients, Jill transitioned to wealth management, focusing on high net worth investors and business owners. Jill assists clients in growing their wealth and generating income from assets while maintaining a strong focus on managing risk. She utilizes various investment strategies, including options, dividend-paying stocks, municipal bonds, master limited partnerships, and preferred stocks. Her background in analyzing and restructuring corporate balance sheets informs her approach to assessing risk and making investment decisions tailored to each client's unique needs. Jill's expertise spans college education planning, retirement planning, portfolio management, services for defined benefit plans, managing new wealth, and women and wealth. She holds a Master's Degree in Professional Accounting and a Bachelor of Business Administration from the University of Texas at Austin. Jill is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional and a Personal Investment Advisor (PIA). Residing in Delray Beach, Florida, she enjoys biking, cooking, reading, running, yoga, and spending time with her family.

Gary Herskowitz is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been with various Raymond James entities since 1998, including Raymond James & Associates and Raymond James Financial Services Advisors, Inc. in Fort Lauderdale, FL. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs analytical tools for tailored, non-discretionary planning and supports advisory programs alongside institutional consulting and portfolio management.

Aliona Lozinschi is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2009. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.