Crystal Stanfield is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 11 years of industry experience. She has been associated with Merrill since 2014 and also works with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Novosad is a financial advisor at Ameriprise in Houston, TX, holding a Series 63 designation with 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Novosad serves on the Board of Directors and is Vice Chairman of Reach Unlimited. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic automation to deliver tailored, non-discretionary retirement advice.

Kevin Farladansky is a Financial Advisor at Merrill Lynch Wealth Management in Houston with over 15 years of experience in the financial industry. He began his career at BBVA as an International Financial Advisor serving institutional and ultra-high-net-worth clients across global markets, then worked at UBS focusing on investment strategies for domestic and international clients, including entrepreneurs and high-net-worth individuals. At Merrill, Kevin leverages the firm's institutional resources and Capital Markets Group to build customized asset allocation strategies for his clients. Kevin advises individuals and business owners with complex financial needs across areas such as investments, lending, and wealth planning. His expertise includes services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. He holds a Bachelor's Degree in Finance from the University of Houston and holds several professional designations such as Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kevin is involved with the Bank of America Charitable Foundation and speaks English and Spanish.

Aderemi Adeyemo is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and has six years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at Mariner Platform Solutions, Mariner Wealth Advisors, AdvicePeriod, LLC, Bernstein Private Wealth Management, IBISWorld Inc., and Fastenal Company. He also serves as a FINRA arbitrator, acting as a neutral party to resolve securities-related disputes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that integrates firm-approved tools and economic modeling techniques.

Gary Miller is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following prior roles at B. Riley Wealth Management and Wunderlich Securities. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

John Reed IV is a financial advisor at Morgan Stanley with 31 years of industry experience. He has worked at Morgan Stanley since 2007 and is currently associated with Morgan Stanley Private Bank, N.A. His credentials include Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Veronica Puello Visbal is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2019, and previously at Bank of America and Merrill from 2015 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Roger Szczypien is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding a Series 66 designation and bringing 18 years of industry experience. He previously worked at Wells Fargo Clearing from 2012 to 2021 before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services in 2021. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, with planning engagements typically structured as annual, collaborative relationships using firm-approved software to analyze client goals.

Laura White is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank, N.A., MORGAN STANLEY SMITH BARNEY LLC, and J.P. Morgan Securities. She is also involved in managing an estate-related business outside her advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory services, utilizing structured processes and tools while managing a broad range of client assets.

Nga Aycock is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in managing rental properties in the Houston area. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm utilizes structured planning tools and market simulations to assist clients, managing approximately $2.74 trillion in client assets.

Michael Eugeni is a financial advisor at Morgan Stanley in Houston, TX, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at Russell Tobin (Morgan Stanley) and various firms including United Mergers & Acquisitions Consultants and Cattlemens. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Jennifer Berg is a financial advisor at Merrill with 22 years of industry experience and holds the Series 66 designation. She has been with Merrill since 2002 and has also worked at Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erin Halprin is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities Inc. before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Halprin serves on the Finance Committee and Board of Trustees for the Ursuline Academy of Dallas Foundation. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and includes a broad range of investment, brokerage, and private fund activities within its offerings.

Dustin King is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with J.P. Morgan Securities since 2013. Outside of his advisory role, he is an owner and partner in a farming business that raises Wagyu crossed beef cattle. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility where appropriate.

Robert Arnold is a financial advisor with LPL Financial, holding a Series 65 credential and beginning his advisory career in 2026. His background includes experience in multiple industries, including plumbing and wellness, as well as roles in education and food service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management services supported by advisor-facing technology and a large network of over 22,800 advisors.

John Sinclair is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he focuses on understanding clients' situations, priorities, and goals to develop strategies that help them work toward achieving those objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Equitable from 2020 to 2021. John holds insurance licenses in Arkansas and California.

Stefanie Benesh is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2018, including seven years at Morgan Stanley Private Bank, N.A. Her prior experience includes positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s research.

Timothy Bonura II is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with PFS Investments Inc. since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products through Primerica Mortgage, LLC, and refers clients part-time for home security and automation services via a related affiliate. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies from third-party asset managers and supports trade execution and custody through Pershing, focusing on client advisory services rather than institutional portfolio management.

Erica Gonzalez is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she works as a freelance transcriber and captioner and is employed with DoorDash. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research.

Matthew Legg is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Bank of America and held positions in various retail and service roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.