Larry Manuel is a financial advisor with OSAIC based in La Jolla, CA, holding a Series 63 designation and bringing 39 years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Manuel serves as Director of Education for the San Diego chapter of Scope Institute, a nonprofit offering educational events to business owners focused on exit planning strategies. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors across multiple platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios that may include a variety of securities and alternative investments.

Marcus Parker is a financial advisor with LPL Enterprise, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Northwestern Mutual. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio management, and access to a range of brokerage and insurance products through an integrated platform.

Gail Ropson Buechler is a financial advisor at UBS Financial Services with 18 years of industry experience. She has been with UBS since 2011 and holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad array of financial solutions.

Ashley Gonzalez is a financial advisor at Edward Jones with 10 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients and overseeing approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Enyedi is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and bringing 25 years of industry experience. He has been with LPL Financial since 2003 and has concurrently worked at Fortigent, LLC since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs and services, featuring both discretionary and non-discretionary management, supported by proprietary and third-party research and advanced portfolio management technologies.

Jonathan Lucas is a CFP® and ChFC® credentialed financial advisor with 30 years of experience. He is currently with LPL Financial and previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 1995 to 2025. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Todd Newell is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously at Morgan Stanley and Morgan Stanley Private Bank, National Association from 2015 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Molly Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 43 years of industry experience. She has been with LPL Financial since 2014. Outside of her advisory role, she operates MJM Financial, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Tessa Biggs is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Rumble Boxing Del Mar and the University of California, San Diego. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models.

David Harris is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations to tailor financial plans.

Art Parry is a financial advisor with Osaic Wealth, Inc. in La Jolla, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. Prior to joining Osaic in 2025, he worked for 19 years at Lincoln Financial Advisors. Outside of advising, he is licensed to sell fixed and indexed annuities and traditional life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Christina Coles is a financial advisor at LPL Financial in San Diego, CA, holding a Series 66 designation with two years of industry experience. Prior to joining LPL Financial, she worked for ten years at Barona Resort and Casino. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Christian Edward Seiber is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at CETERA Advisor Networks LLC and has held roles outside finance at Sully Entertainment Group and The BXNG Club. He also has experience with the City of Del Mar. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets solutions.

Irene Albon is a financial advisor at Cetera with 12 years of industry experience. She holds a Series 65 credential and has worked at several firms including LPL Financial for 16 years and First Allied Advisory Services. She is based in San Diego, CA. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Bayley Thomas is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has worked at UBS, Thrivent Financial, and Thrivent Investment Management since 2021. Prior to his advisory roles, he was involved with Hardwood Society and the Sawdust Festival. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor solutions. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning and discretionary portfolio management.

Maksim Ivanchuk is a financial advisor at Edward Jones with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Edward Jones, Ameriprise, North Island Credit Union, Bbva/PNC, and US Bank. In addition to his advisory role, Maksim is starting a side business in used auto sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national network of advisors and branch offices.

March Doolittle is a financial advisor with LPL Financial in San Diego, CA, holding the Series 66 designation and having two years of industry experience. She has been with LPL Financial since 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios supported by internal and third-party research.

Fred Berry is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1995, he has worked with high net-worth clients to address their complex financial needs, specializing in portfolio construction and retirement income planning. Fred's approach emphasizes a personalized strategy designed to help clients pursue their long-term goals through a comprehensive understanding of their full financial picture. With over 30 years of industry experience, Fred provides tailored wealth management strategies focused on portfolio development, liability management, tax minimization, and asset preservation. His expertise encompasses areas such as college education planning, divorce transition planning, family wealth management, defined benefit plan services, personal retirement planning, portfolio management, special needs planning, women and wealth, tax minimization, and retirement income. Fred holds the Professional Investment Advisor (PIA) designation. Fred earned his bachelor's degree in Economics with an emphasis in International Finance from the University of California, Santa Barbara. He lives in Encinitas, California with his wife and two daughters. Outside of work, he enjoys golfing, skiing, and spending time with his family. He is actively involved in his community through volunteer work.

Walter D'Souza is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Manning Wealth Management, Commonwealth Financial Network, and Mutual of America Securities Corporation. He occasionally provides annuities and life insurance to clients upon request but does not solicit this business. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage, investment advisory services, and access to third-party money managers. The firm employs asset-allocation tools and automated portfolio management strategies across various investment types and supports both discretionary and non-discretionary account management.

Craig Hunter is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo since 2011, initially with Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a trustee and executor for a friend’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.