Emily Dearborn is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. Prior to joining LPL Financial in 2022, she worked at several firms including Foresters Financial Services and Cetera Investment Services. Outside of her advisory role, she is a co-owner of a real estate rental investment. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with diverse investment strategies and operational tools.

Jason Davis is a financial advisor with LPL Financial in San Marcos, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at California Bank & Trust since 2019 and previously held roles at Unionbanc Investment Services, MUFG Union Bank, and Wells Fargo Clearing. Outside of his advisory work, he acts in a fiduciary capacity for the Davis Family Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive resources and a large network of advisors.

James Lugannani is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has been with UBS since 2006. Outside of his advisory role, he serves on several nonprofit and community boards, including NAMI Contra Costa, Alameda Health System, and The Arc of San Francisco. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Joel Mattix is a financial advisor at LPL Financial with 26 years of industry experience. He holds the CFP® and Series 63 designations and has worked at Linsco/Private Ledger Corp. since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Jessica Richmond is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and nine years of industry experience. She previously worked at LPL Financial for seven years, as well as at U.S. Bancorp Investments, U.S. Bank, and Wells Fargo Clearing. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Thatsane Souvanaphong is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 15 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2020 and previously held positions at UnionBanc Investment Services and MUFG Union Bank. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Olga Mazhar is a financial advisor with Primerica Advisors in Vista, CA, holding Series 63 and Series 65 licenses and four years of industry experience. She has work history including roles at Rensana, PFS Investments Inc., and Primerica Financial Services since 2021. Outside of her advisory work, she holds a membership interest in Dialysis Management Group, a healthcare organization management firm. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-based investment strategies managed by unaffiliated asset managers and supports trades and custody through Pershing and BNY Mellon Advisors.

Denise Giganti is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. In addition, she has been associated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Justin Moore is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA. He has 13 years of industry experience, all with LPL Financial since 2013. LPL Financial is a national broker-dealer and registered investment adviser offering advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, providing a range of financial planning, asset management, and institutional platforms.

Daniel Leicht is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing tailored financial planning and investment advisory services. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA), he focuses on developing comprehensive strategies that align with clients' unique goals and priorities. His approach emphasizes trust, integrity, and transparent communication to help clients pursue objectives such as college education planning, retirement income, family wealth management, tax minimization, and legacy planning. Daniel holds a Bachelor’s degree in English from the University of Notre Dame and a Master of Business Administration from the University of San Diego. He is actively involved with the Notre Dame Club of San Diego, reflecting his engagement with his professional and local community. Outside of his work, Daniel enjoys baseball, basketball, golfing, running, spending time with his family, and traveling.

Amie Agamata is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Gregory Yamasaki, Erik Freeman, and Northwestern Mutual Wealth Management Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Carlo Boton is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2021. His prior experience includes six years at Cuso Financial Services and 25 years at North Island Credit Union. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, offering tailored recommendations that combine research, modeling, and tax-efficiency analysis through a centralized consulting team.

Steve Trzcinski is a Series 66-licensed financial advisor with 18 years of industry experience. He is currently with LPL Financial and has been associated with Linsco Private Ledger since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser delivering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by various investment strategies and technology tools.

Devin Garrett is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2019. He is a CERTIFIED FINANCIAL PLANNER™ who partners with clients to understand their priorities and goals across all life stages. Devin focuses on simplifying clients' financial lives by effectively positioning their wealth to help them work towards living life on their terms. Prior to joining Fidelity Investments, Devin gained experience as a Financial Consultant at E*TRADE Financial from 2017 to 2019 and as a Financial Advisor at Edward Jones from 2015 to 2017. He holds a California Insurance License. Outside of his professional career, Devin has personal interests in food, golf, and traveling.

Jacob Stoops is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at OZ Biosciences and has experience in the restaurant and education sectors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.

Thomas Hurt is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2024. Prior to joining OSAIC, he was affiliated with Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network, Inc., and he also maintains an insurance sales and servicing role with Advantage Financial Group LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset allocation tools, risk assessments, and third-party platforms to construct and manage portfolios across a broad range of investment vehicles.

Jorge Ceballos is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and previously worked at Bank of America from 2005 to 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Danielle Andrew is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2014 to 2016. Outside of her advisory role, she works as a bartender at Reds Whites Brews in Ramona, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources with diversification and portfolio theory to guide investment decisions, while offering both brokerage and advisory solutions.

Lisa Frankovich is a financial advisor with Mass Mutual Investors Services in La Jolla, CA. She holds a Series 66 designation and has 17 years of industry experience, including roles at Metlife Securities Inc. and MassMutual Life Insurance Co. since 2016. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual planning engagements.

Antar Abderrahman is a financial advisor at OSAIC with seven years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and with the San Diego Padres. He also conducts non-variable insurance and annuity sales as an additional business activity. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations through a broad network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, using asset-allocation tools and third-party resources to construct portfolios across various investment types.