Karen Gonzales is a financial advisor with J.P. Morgan Securities in Tempe, Arizona, holding a Series 66 designation and 14 years of industry experience. She previously worked at Morgan Stanley for four years and Merrill for ten years. Gonzales is also a partner at Elevate Realty Investments, LLC, a real estate business based in Scottsdale, Arizona. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Saba Syed is a financial advisor with Merrill based in Chandler, AZ, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill and Bank of America, N.A., Syed worked in real estate with Keller Williams Realty East Valley and has a background in education, including roles with the University of Arizona Global Campus and various school districts. Outside of advising, Syed owns HUUR Jewels, a business focused on reselling jewelry through pop-up events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eduardo Hopkins II is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, N.A., Uber, TEKsystems, Nike, Northwestern Mutual, and Amazon. He also works as a food delivery consultant for Uber Eats. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Monte Zilmer is a financial advisor with Edward Jones in Queen Creek, AZ. He holds the CFP®, ChFC®, and Series 66 designations and has 13 years of industry experience, all with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Dennis Heying is a financial advisor with Charles Schwab in Phoenix, Arizona, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary advice and access to discretionary separately managed accounts. The firm provides integrated brokerage, custody, and advisory services with a focus on multi-asset model portfolios and alternative investments.

Connor Foley is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016 and worked independently for a year. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options.

James Donahue II is a financial advisor with Edward Jones in Scottsdale, AZ, holding a Series 66 credential and over 10 years of industry experience. He has worked at Edward Jones since 2015 and has been involved with Genesis Futures Holding and JDII Capital Management Group since 2009 and 1993, respectively. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andrew Watson is a financial advisor with J.P. Morgan Securities in Tempe, AZ, holding Series 63 and Series 66 licenses. He has two years of industry experience, including prior roles at Fidelity Investments and Empower Financial Services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Mohme is a financial advisor with Edward Jones in Tempe, AZ, holding the CFP® and ChFC® designations and 19 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Cole Adamson is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and 18 years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Morgan Stanley Private Bank, Morgan Stanley, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary models and offers a centralized, integrated approach to custody, brokerage, and alternative investments.

Allison Fuller is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Her prior roles include positions in mortgage lending and work at BYU Idaho. Outside of her advisory work, she holds an Arizona real estate license. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Randall Mardell is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2016, following a brief tenure at Hilltop Securities, Inc. in the same year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and due diligence on alternative investments within an integrated operational structure.

Robert Rosenfeld is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America and Merrill. His current role at Fidelity began in 2021. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of AI and systematic methodologies in managing diversified portfolios and serves as an advisor to multiple registered investment companies.

Sandra Vanvolkinburg is a financial advisor with Wells Fargo Clearing in Gilbert, AZ, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ronald Vornberg is a financial advisor at Charles Schwab in Phoenix, AZ, with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various Charles Schwab entities since 2013, including Schwab Trust Bank and Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with centralized operational support.

Cole Cardon is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, The Vanguard Group, Randstad, and Ameriprise Financial Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional entities.

Bill LaRue is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2019. In this role, he works closely with clients to understand their unique financial needs and collaborates with them to set specific goals, focusing on developing wealth building strategies that benefit clients and their families both presently and in the future. Prior to joining Fidelity Investments, Bill served as a Wealth Advisor at USAA from 2016 to 2019. He began his career as an Investment Representative at Vanguard, where he worked from 2014 to 2016. Throughout his career, Bill has gained experience in wealth planning and investment advisory services.

Jacob Ciesniewski is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and two years of industry experience. He previously worked at Charles Schwab & Co. and State Farm before joining J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through asset-allocation advice, manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Preston Lemay is a financial advisor with J.P. Morgan Securities in Tempe, AZ. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at Charles Schwab & Co. and has been involved with Depop since 2024. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment approach and offers a range of strategies approved through its internal review process.

Frank Nudo is a financial advisor at Osaic Wealth, Inc. with 38 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Triad Advisors, Inc. for 18 years. Outside of his advisory role, Nudo serves as president of Opulent Minds LLC, a financial services firm through which he consults with clients on investment and financial planning, and also holds operational roles related to cybersecurity and compliance in other companies. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management across diverse asset classes.