Summer Ramos is a CFP® and Series 65-licensed advisor at Beacon Pointe Advisors, LLC with five years of industry experience. She previously worked at Private Capital Management, INC for three years and spent 17 years in full-time education before entering the financial advisory field. Ramos is based in Newport Beach, CA. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer services to a diverse client base that includes individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with a curated list of third-party Independent Managers and employs both active and passive strategies across public and private asset classes.

John Toohig is a financial advisor at Goldman Sachs Wealth Services with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Goldman Sachs since 2021, following a 25-year tenure at The Ayco Company. Based in Newport Beach, CA, he provides wealth management services as part of a large integrated financial group. Goldman Sachs Wealth Services offers financial planning and investment management to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and a mix of discretionary and non-discretionary managers to deliver tailored advisory solutions across various client segments.

Charles Gallagher is a financial advisor with Principal Financial Services based in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Thrivent Financial and New York Life Insurance Company. Outside of his advisory work, he is the chairman of the Orange County National Eagle Scout Association and owns an early-stage tech startup developing video editing software. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm provides direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation managed primarily on a discretionary basis by the third-party managers.

Vishaan Shetty is an advisor with Goldman Sachs Wealth Services holding a Series 66 designation. He has been with Goldman Sachs since 2023 and joined the Wealth Services team in 2026. His prior experience includes roles in tax and education sectors. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutions. The firm offers tailored financial planning and portfolio management supported by strategic allocation models and access to a broad range of affiliated Goldman Sachs capabilities.

Melissa Ochoa is a financial advisor at Beacon Pointe Advisors, LLC with a Series 65 designation and six years of industry experience. She has worked at Beacon Pointe Advisors since 2021 and was previously with Wealth Design from 2015 to 2021. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension and profit-sharing plans, and other institutional clients. The firm uses a combination of asset-allocation modeling and third-party independent managers, employing both active and passive strategies across public and private asset classes.

David McKenzie is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and bringing 22 years of industry experience. His background includes roles at Revant Wealth Management Group, Provence Wealth Management Group, and LPL Financial, among others. In addition to his advisory work, he is president of CNB Consulting, an employee benefits consulting practice through which he serves as a licensed attorney. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs a network model of advisory representatives supported by sub-advisors and technology platforms, providing discretionary and non-discretionary portfolio management along with access to third-party estate-planning resources.

John Limpert is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Brokers International Financial Services since 2007 and operates John Limpert Financial & Insurance Services, Inc. Additionally, he is involved as an independent insurance agent and owns a tax preparation business managed by a tax professional. Integrity Alliance serves a broad client base, including individuals, corporations, and qualified retirement plans, through a large network of over 300 advisors managing approximately $5.4 billion in client assets. The firm offers a range of portfolio management and financial planning services, utilizing strategic, tactical, or adaptive investment approaches across multiple platforms.

Lance Wexler is a financial advisor with Beacon Pointe Advisors, LLC, based in Santa Cruz, CA. He holds Series 63 and Series 66 licenses and has 15 years of industry experience. His prior roles include positions at Nexus Wealth Advisors, LLC and United Capital Financial Advisers, LLC. In addition to his advisory work, he is an insurance agent with Beacon Pointe Insurance Services, focusing on life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm utilizes a disciplined manager selection process and offers a range of services from discretionary wealth management to outsourced CIO solutions, supported by proprietary investment vehicles and private fund management.

Robert Rainey is a financial advisor with Integrity Alliance, LLC, holding the ChFC® designation and Series 63 and 65 licenses, and has 38 years of industry experience. He has worked with firms including Lion Street Advisors and Visionlink Corporate Insurance Services, where he has been involved in insurance sales and compensation consulting. Outside of his advisory role, he is involved in software development for bonus plan management and provides consulting services unrelated to investments. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 advisors. The firm offers continuous asset management, financial planning, and retirement plan consulting, utilizing a variety of investment approaches and platforms to support both discretionary and model-based portfolios.

Dylan Macdonald is a CFP® with nine years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. He has been with Beacon Pointe Advisors since 2017, with prior experience at The Doman Group. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced CIO solutions to a diverse client base, including individuals, corporations, and institutional investors. The firm combines proprietary asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private markets.

Royce Running is a financial advisor with Centaurus Financial, Inc. in Irvine, CA, holding a Series 66 designation and 19 years of industry experience. He has been with Centaurus Financial since 2013. Outside of his advisory role, Running is involved in real estate ventures, including managing rental properties and participating in a family-run residential fix-and-flip business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Connor Cirillo is a financial advisor at Beacon Pointe Advisors, LLC in San Diego, CA. He holds a Series 65 credential and has been with Beacon Pointe Advisors since 2024. Prior to joining the firm, he worked at Zignal Labs and Unify Consulting and has academic experience from USC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a proprietary manager due-diligence process and allocates client strategies across third-party independent managers, offering services including wealth management, financial planning, and outsourced CIO solutions.

Lawrence Smith is a financial advisor with Centaurus Financial, Inc. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has been with Centaurus Financial since 2007. Outside of his advisory role, he owns and operates a sales business called First Portfolio Financial. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management solutions, including discretionary and non-discretionary arrangements, employing various analytical approaches and third-party resources.

Matthew Steelman is a financial advisor with Integrated Wealth Concepts LLC in Irvine, CA, holding a Series 65 credential and two years of industry experience. He also works with Windes, Inc. as a CPA. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors, offering discretionary investment management, financial planning, family office, and retirement plan advisory services. The firm constructs customized portfolios using mutual funds, ETFs, individual equities, and fixed income, employing both long-term and shorter-term trading strategies while maintaining client assets with third-party custodians.

Taylor Parks is a financial advisor at Goldman Sachs Wealth Services with seven years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2018, including prior roles at The Ayco Company and Mercer Allied. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base that includes individual investors, corporate participants, executives, and institutional clients. The firm offers tailored investment strategies supported by proprietary research and integrates capabilities from across the Goldman Sachs ecosystem.

Alexandra Mendoza is a CFP® professional with one year of industry experience. She is currently with Mercer Global Advisors Inc. in Newport Beach, CA, and has previous experience at Capstone Pacific Investment Strategies and Morgan Stanley. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, and estate planning, as well as family office services. The firm employs a Modern Portfolio Theory-based approach with globally diversified portfolios and multiple investment options, supported by educational content and integrated service lines.

Jackson Barnes is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds a Series 66 designation and has previously worked at AdvantageXPO and Newport Beach Country Club, among other roles. Goldman Sachs Wealth Services provides comprehensive financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm utilizes strategic allocation models, specialized programs, and proprietary analytics to tailor plans and portfolios aligned with client objectives.

Anju Mohindru is a financial advisor at Mariner with 18 years of industry experience. She holds a Series 66 designation and previously worked at Cambridge Investment Research Advisors for 15 years. Outside of advisory work, she serves as a notary public in Laguna Woods, CA. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, and offers integrated tax, accounting, and family office services alongside traditional portfolio management.

Christopher Lenihan is a financial advisor with D.A. Davidson & Co. in Irvine, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes service at the LA County Fire Department and seven years at the Robert E Harris Agency. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services from ERISA retirement plan advisory to comprehensive financial planning and private wealth management, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Faryal Ahsan is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and two years of industry experience. Prior to joining Goldman Sachs, she held positions at Pimco and has also worked in educational roles at Chapman University, Irvine Valley College, and Northwood High School. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm employs strategic and tactical allocation models, manager selections, and both discretionary and non-discretionary implementations, leveraging a broad range of affiliated resources within the Goldman Sachs ecosystem.