Adam Phillips is a CFP®, CFA®, and Series 63 registered advisor with EP Wealth Advisors in Torrance, CA, bringing 13 years of industry experience. He has been with EP Wealth Advisors since 2014. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to create and manage portfolios with a range of investment vehicles and offers discretionary portfolio management, financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Gabriela Heffernan is a financial advisor with Principal Financial Services who holds a Series 66 designation and has 25 years of industry experience. Her prior roles include positions at CUNA Brokerage Services, Cuna Mutual Group, and Lincoln Financial Advisors. She also serves as a bank officer supporting Principal retirement plan account relationships across the firm’s insurance, broker, and trust services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under both advisory and promoter arrangements.

Maarten Kerstens is a CFP® professional at EP Wealth Advisors with 13 years of industry experience. He previously worked at The Vanguard Group, Inc. for 12 years and has held roles at Harbour Investments, Inc. and Thompson Wealth Management. Outside of his advisory work, he is an independent insurance agent. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers customized wealth management and financial planning services, employing a variety of investment strategies including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document support for qualified clients.

Eric Chen is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, Bank of America, and Merrill Lynch. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, security pricing, and derivatives services.

Michael Chechel Jr. is a financial advisor at EP Wealth Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Executive Wealth Management, Private Client Services, and INVEST Financial Corp. Outside of his advisory role, he owns MC3 Financial Planning Corp, which manages income and taxes. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and offers additional services such as tax preparation and estate-document facilitation.

Joseph Papez Jr. is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Centaurus Financial since 2010. Outside of his advisory role, he manages insurance services focused on term life, whole life, health, and disability insurance through a separate business. Centaurus Financial, Inc. serves a diverse client base that includes individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of advisory and brokerage services, including financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts, utilizing both discretionary and non-discretionary investment arrangements.

Natalia Amato is a financial advisor at Ep Wealth Advisors with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Cetera Investment Services LLC, Cetera Advisor Networks LLC, InvestCloud Inc., Infosys Limited, Niagara International Capital Limited, and Finestone Partners. Ep Wealth Advisors serves individual, corporate, and retirement plan clients by offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios with fundamental, technical, and cyclical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualified clients.

Jeremy Chang is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding the ChFC® designation and a Series 65 license. He has nine years of industry experience, including five years at Pillar Pacific Capital Management, LLC, and five years with Wealth Enhancement Group. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Michael Ramirez Jr. is a CFP® and Series 65-registered financial advisor with 15 years of industry experience. He has been with EP Wealth Advisors since 2018 and previously worked at Private Asset Management, Inc. from 2010 to 2018. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to create and manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

John Stephens Jr. is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 63 designation and 40 years of industry experience. He has been with Centaurus Financial since 2002. Outside of his advisory role, he owns Stephens Financial & Insurance Services, a non-investment related branding entity. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, and trusts, offering financial planning and portfolio management through its CLASSIC Plus platform. The firm provides both discretionary and non-discretionary management, employing various analytical approaches and specialized advisory services.

Robert Mccarty is a financial advisor at EP Wealth Advisors with eight years of industry experience and holds a Series 65 credential. He has been with EP Wealth Advisors since 2022 and has also been involved with Technology Ventures Corporation since 2014. Outside of his advisory role, he serves as a board member and advisor to the CEO and CTO of Prism Analytics, Inc., a technology-based startup focusing on predictive analytics for supply chain issues. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.

Tom Nguyen is a CFP® with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2018. Prior to this, he spent 17 years at The Capital Group. Outside of his advisory role, he is an advisory board member and chair of the finance and investment committee for the Friendship Foundation, a nonprofit focused on programs for individuals with developmental disabilities. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to develop and manage portfolios and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Daiana Kelleyian is a CFA® charterholder with 12 years of industry experience. She is currently with EP Wealth Advisors, where she has worked since 2019. Prior to that, she held roles at City National Rochdale, RIM Securities, LLC, and City National Bank. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Hayden Edmonds is a financial advisor at Capital Group Private Client Services, Inc. with one year of industry experience. Prior to joining Capital Group, he worked at PIMCO Investments, LLC for two years and held roles at Chapman University and Villanova Preparatory School. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, utilizing separately managed accounts and pooled funds. The firm’s investment approach is based on long-term fundamental research and a multiple portfolio manager system, with a focus on tax-sensitive strategies and client-specific restrictions.

Steven Nielsen is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Centaurus Financial since 2017 and has been involved with Nielsen Wealth Management Group since 2010. Outside of advisory roles, he is active in teaching financial awareness seminars to the public and participates in a deferred sales trust marketing team, as well as managing a tax preparation business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers both discretionary and non-discretionary portfolio management, employing a mix of fundamental, technical, and overlay strategies.

Armando Estevane is a CFP®-certified financial advisor at EP Wealth Advisors with 12 years of industry experience. His career includes roles at Fidelity Investments and JP Morgan Chase Bank prior to joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, employing customized portfolios and a range of investment strategies including fundamental and technical analysis.

Ryan Kuhn is a CFP® professional with three years of experience in financial advising. He is currently with EP Wealth Advisors, where he has worked since 2019. Prior to that, he held roles at Pathlight Investors and Wageworks and has experience related to Arizona State University. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, utilizing a suitability-driven process and a range of investment vehicles.

Steve Shim is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding a Series 66 designation and 18 years of industry experience. His prior work includes a decade at Axa Advisors, LLC, and he currently operates Coram Deo Insurance and Financial Services, Inc., brokering non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and mainly manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Daniel Potter is a financial advisor at EP Wealth Advisors with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining EP Wealth Advisors in 2025, he worked at TBFM, LLP dba Buffington Mohr McNeal for three years and spent eight years at Boise State University. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process with a range of investment options.

Thomas Quinn is a CFA® charterholder and Series 65 licensed advisor with nine years of industry experience. He is currently with EP Wealth Advisors and previously spent 35 years at Cornercap Investment Counsel, where he also serves as CEO. Based in Atlanta, GA, Quinn’s background includes extensive leadership within investment management. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers additional services such as tax preparation and estate-document facilitation.