Michael Goldberg is a financial advisor with LPL Financial in Westlake Village, CA. He holds a Series 66 designation and has one year of industry experience. Prior to his advisory role, he spent ten years at The Vault Pro Scooters. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset managers, and customized strategies.

Michael Basco is a financial advisor at LPL Financial with 26 years of industry experience. He holds the Series 66 designation and has worked at firms including B. Riley Wealth Management, National Securities Corp, Oppenheimer, and Ameriprise Advisor Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its extensive network of investment adviser representatives.

Kay Bowers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Her career includes roles at Wells Fargo Bank, J.P. Morgan Securities, JPMorgan Chase Bank, Wamu Investments, Inc., Citigroup Global Markets, and Wells Fargo Investments, LLC. She is based in Westlake Village, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Charlene Pemstein is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 13 years of industry experience. She has been associated with Raymond James and Monument Associates since 2015. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm utilizes fact-finding, risk profiling, and analytical tools to offer tailored, non-discretionary planning and investment consulting.

Daryl Kibota is a financial advisor with Morgan Stanley in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Mina Ghavamian is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Citibank and Wells Fargo Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan broker-dealer and banking organization and offers access to a wide range of investment products.

Weber Wang is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Oppenheimer & Co., Inc., Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory role, he is involved in property management as the sole proprietor of a rental property business in Honolulu, Hawaii. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and advanced modeling tools but typically acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

David Paller is a financial advisor with Raymond James & Associates in Woodland Hills, CA, holding the Series 63 and Series 66 credentials and bringing 34 years of industry experience. Prior to joining Raymond James in 2020, he worked at UBS Financial Services Inc. for 12 years and Sentra Securities Corporation for 23 years. He serves as Treasurer and Director for the nonprofit Friends of Roots. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

John Maquar is a financial advisor with J.P. Morgan Securities in Westlake Village, CA, holding a Series 66 designation and 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has prior experience with MKPF Investments LLC, JMJR Enterprises LLC, and related entities from 2012 to 2017. Maquar also has a concurrent role with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its process.

Lynn Boland is a financial advisor with Raymond James Financial in Los Angeles, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has previously worked at City National Bank and RBC Capital Markets. Outside of her advisory work, she is the CEO of King Paw LLC, a business through which she authored and illustrated a copyrighted book in 2007. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized municipal and retirement plan advisory services.

Judith Chipps is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been advising clients since 1979. She leads The Chipps Group, a team dedicated to providing the extensive resources of a large wealth management firm combined with the personalized service of a boutique practice. Judith and her team primarily serve wealthy individuals and families, many referred by clients or external professionals, focusing on a holistic approach to wealth management, preservation, and transfer. With over four decades of experience, Judith specializes in helping clients navigate major financial decisions and life events while coordinating closely with their external advisors to align tax and estate planning with their personal and financial goals. Her expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, and tailored strategies for women and wealth. Judith holds a Bachelor's degree in Chemistry from Smith College and an MBA in Finance from UCLA. She is a CERTIFIED FINANCIAL PLANNER® certificant, Chartered Financial Consultant® (ChFC®), and Certified Plan Fiduciary Advisor® (CPFA®). She resides in Sherman Oaks, where she enjoys kickboxing. Judith is a mother of two, including her daughter Jessie, who works with her at Merrill.

Jonathon Brauer is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in investment management and client advisory services. Jonathon earned his Bachelor's Degree from Columbia University. His role involves providing tailored financial guidance and wealth management strategies to clients, utilizing his educational background and professional qualifications.

Robin Liebes is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 31 years of industry experience. Prior to joining LPL in 2020, Robin worked at Morgan Stanley in various capacities from 1998 to 2020 and at Gold Coast Securities from 2003 to 2009. Outside of advisory work, Robin acts in a fiduciary capacity for the Estate of Clayton and Betty Bailey. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various investment approaches.

Lydia Lee is a Planning Consultant at Fidelity Investments, a position she has held since 2025. In this role, she partners with clients to develop tailored financial plans that align with their goals, values, and vision. Lydia focuses on building strong, lasting relationships based on trust, dedication, and competence to provide confident guidance throughout the financial planning process. Her experience at Fidelity Investments includes serving as a Relationship Manager from 2023 to 2025 and as a Financial Representative from 2022 to 2023. Lydia holds a California Insurance License, which supports her work in providing comprehensive financial advice. Outside of her professional responsibilities, Lydia enjoys activities such as comedy, attending concerts, cooking and baking, watching movies, and playing tennis.

Ena Gillin is an Investment Consultant at Fidelity Investments, a position she has held since 2025. In this role, she collaborates with clients to help them stay on track toward their personal financial goals by reviewing current strategies, understanding individual client needs, and identifying new approaches to improve overall financial plans. Prior to her current role, Ena held several positions at Fidelity Investments, including Planning Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. She holds a California Insurance License. Outside of her professional work, Ena enjoys activities such as biking, fitness, gardening, hiking, puzzles, and yoga.

Taylor Johnson is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 66 designation and 11 years of industry experience. He has worked at Ameriprise since 2018, following prior roles at Scottrade. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides customized written recommendations and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Brittany Letto is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following eight years at Doheny Asset Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured processes and analytical tools.

Janet Burnett is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Wells Fargo Advisors since 2016 and is the sole owner of JB Financial Management, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services that address areas such as retirement, education, risk, and wealth-transfer planning. The firm utilizes proprietary research and planning tools to develop tailored recommendations, with clients having flexibility in how to implement them.

Jacob Aytayan is a CFP® and holds a Series 65 license, with one year of industry experience. He is currently with Ameriprise in Calabasas, CA, having previously worked at Confidence Wealth Management and Favor Wealth Advisors. Outside of financial advising, he has experience working in education and business ventures unrelated to finance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Jennifer Brown is a CFP®-credentialed financial advisor with 34 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Based in Newbury Park, CA, she holds Series 63 and Series 66 licenses. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based financial analyses and written recommendations across various planning areas without managing client portfolios directly.