Charlie Kim is a Series 66-registered financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

John Potter is a financial advisor at Morgan Stanley in Pasadena, CA, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2013. Outside of his advisory role, he is a founder and board member of LDS Art Collection in Liberty, Inc., a nonprofit focused on art, culture, and religious activities. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment research to support its advisory process.

Galo Medina is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He previously spent over two decades with Avantax Advisory Services and Avantax Investment Services. Medina is also president of an independent insurance agency specializing in life, health, dental, and long-term care insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, with a multi-manager platform that includes affiliated and third-party managers, serving over 10,000 advisors and approximately 800,000 clients.

Justin Shum is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining J.P. Morgan Securities in 2017. Based in San Marino, CA, he serves institutional clients through his firm. J.P. Morgan Securities LLC provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting to corporations, foundations, and defined contribution plan sponsors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Arthur Hsieh is a CFP®-certified financial advisor with 36 years of industry experience, currently affiliated with Cetera. His prior experience includes roles at First Allied Advisory Services and Orange Capital Management. Outside of advisory work, he is actively involved in high school tennis as a coach at Marantha High School and serves on the Tennis Advisory Committee for the California Interscholastic Federation – Southern Section. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services through a multi-manager platform and various program structures.

Kevin Burns is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior work includes roles at Genesis Wealth Partners, CUSO Financial Services, SkyOne Federal Credit Union, and several other firms. He maintains an active involvement with Genesis Wealth Partners Group in a non-investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Jennifer Carranza is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Bank of America and Merrill Lynch since 2014. Outside of her advisory role, she serves as Treasurer and a Board Member for the Parent Teacher Group at St. Jude of the Apostle School and works as an independent beauty consultant for Olive Tree People. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Chung is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various firms including Morgan Stanley & Co. LLC and TNT Capital Management LLC. Outside of his advisory role, he is involved in managing his family's personal investment holding companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide array of advisory programs, managing approximately $2.74 trillion in client assets.

Carolyn Wyatt is a financial advisor with LPL Financial, holding a Series 66 license and bringing 26 years of industry experience. Her career includes roles at Western International Securities, M Stevens Wealth Advisors, and Crowell, Weedon & Co. She is involved with Arrowhead Wealth Advisors, an entity related to her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and other institutions, offering a range of financial planning and asset management services through a large network of investment adviser representatives.

Sophia Tang is a financial advisor with J.P. Morgan Securities in South Pasadena, CA. She holds the Series 66 designation and has one year of industry experience. Her prior work includes roles at JPMorgan Chase Bank, Cathay Bank, and Cetera Investment Services LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Westley Bovee is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He works with clients and their families to construct and implement complex strategies aimed at supporting long-term investment planning. Prior to his current position, Westley held several roles within Fidelity Investments, including Investment Consultant (2024-2025), Planning Consultant (2022-2024), Relationship Manager (2021-2022), and Financial Representative (2021). Throughout his career at Fidelity Investments, Westley has gained experience in investment consultation, financial planning, client relationship management, and financial representation. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related matters. No additional information regarding education, credentials beyond his insurance license, personal interests, or community involvement was provided.

Christopher Barney serves as a Senior Resident Director and Wealth Management Advisor, offering personalized wealth management strategies to help clients pursue their long-term financial goals. He utilizes investment insights from Merrill and banking services from Bank of America to create flexible strategies tailored to each client's unique financial situation. With 20 years of experience in financial services, Christopher specializes in assisting individuals and families with investment and wealth management needs, focusing on areas such as divorce transition planning, defined benefit plans, personal retirement planning, portfolio management, and retirement income. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christopher earned a Bachelor's Degree from Brigham Young University. He is also involved in community activities such as Disaster Relief Transport and LDS Charities. Outside of his professional work, he enjoys basketball, gardening, and traveling.

Erinn Strohm is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2009. In addition to her advisory role, she is involved in nonprofit activities related to In-Home Support Services, providing care for a special needs individual. Merrill, together with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Brian Kim is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and its affiliated entities since 2018, following an 18-year tenure at Scottrade, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and access to alternative investments, supported by a centralized operational structure.

Charles Sailor is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2018, following a three-year tenure at TD Ameritrade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Vangie Yeganeh is a Series 66-licensed financial advisor with Merrill based in Pasadena, CA, and has seven years of industry experience. She has worked at both Bank of America, N.A. and Merrill since 2018, and previously gained experience at California State University Los Angeles and a State Farm Insurance Agency. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Rosario Nicho Casas is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Union Bank. Outside of his advisory role, he is an employee of Rover Group Inc., where he provides pet care services on weekends. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Shelley Dakan is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo since 2016. Outside of her advisory role, she coaches volleyball at Blair High School in Pasadena, CA. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification and modern portfolio theory to guide its investment approaches.

Joshua Awuma is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Avantax Advisory Services and SagePoint Financial. Outside of advisory roles, he manages a restaurant in Pasadena, California. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and consulting services, utilizing a multi-manager platform with access to various program structures and third-party managers.

Toni Brock is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill, Morgan Stanley, and Morgan Stanley Private Bank. Brock is currently based in Los Angeles, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.