Julie Lin is a financial advisor with Ameriprise in Somis, California, holding a Series 66 designation and 28 years of industry experience. She has been with Ameriprise and its affiliate since 2013. Outside of her advisory role, Lin serves as Secretary on the Board of Directors for Jen Chen Buddhism, a nonprofit organization. Ameriprise provides retirement-income planning services targeted at clients approaching or in retirement who meet specific asset criteria, delivering written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brandon Jones is a Financial Advisor with Merrill Lynch Wealth Management, where he is part of the Jones Fletcher Group in Santa Monica. He joined Merrill Lynch Wealth Management in late 2022, transitioning from Bank of America where he began his career in retail banking in 2020. Brandon serves individuals, families, and business owners, focusing on family wealth management strategies, legacy planning, personal retirement planning, and retirement income. Brandon is committed to providing clients with customized, personal wealth plans centered on investment guidance. He emphasizes building long-term relationships and tailoring strategies to align with each client's unique circumstances and goals. Working collaboratively within his experienced team, he helps clients navigate the complexities of wealth management, investment decisions, and risk management. He holds a Bachelor's Degree from California Lutheran University, where he studied Business Administration and participated in the university's golf program. Brandon has earned the Personal Investment Advisor (PIA) designation. In his free time, he enjoys baseball, basketball, cooking, football, golfing, ice hockey, music, pickleball, softball, and spending time with his family.

Jeffrey Carter is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including B. Riley Wealth Advisors, Bank of America, Merrill, J.P. Morgan Securities, Chase Investment Services, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Louis Skertich Jr. is a financial advisor with UBS Financial Services in Westlake Village, CA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with UBS Financial Services since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a wide range of products and proprietary research to tailor client solutions.

Scott Thomas is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 29 years of industry experience. His prior work includes roles at First Allied Advisory Services and First Allied Securities. He operates a sole proprietorship under ST Wealth Management and works as an independent contractor in fixed insurance. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and consulting services across multiple program structures, combining affiliated and third-party managers with discretionary and non-discretionary authorities.

Alejandro Sardon is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. He previously held roles at First Citizens Bank and studied finance at Vienna University of Economics and Business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Norman Dix is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and over 51 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paula Hardy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 21 years of industry experience. She has worked at various Wells Fargo entities since 2008 and has been with Wells Fargo Clearing since 2016. Outside of finance, Paula is a certified fitness trainer at Lagree Fitness in Newbury Park, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Paul Peters is a Vice President, Financial Consultant at Fidelity Investments, where he has been serving since 2022. In this role, he focuses on building long-term relationships with high net-worth families in the Conejo Valley community. He and his team collaborate closely with clients to develop financial plans tailored to their income and investment needs before and throughout retirement. Paul brings over 18 years of experience in wealth management. Prior to joining Fidelity, he held positions at Merrill Lynch, including Market Leader from 2014 to 2022 and Financial Advisor from 2007 to 2014. He holds a California Insurance License. Paul has a personal connection to the Conejo Valley community, where he played baseball and graduated from California Lutheran University.

David Brown is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2011, progressing through positions including Brokerage Representative, Financial Representative, Investment Consultant, and Financial Consultant. David partners with high net worth clients and families to create personalized, tax-efficient investment strategies aimed at growing and preserving wealth and generating reliable income. He emphasizes being the primary contact for clients when life events impact their finances, supporting them through various stages of life. He holds a California Insurance License.

Craig Diamond is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kamie Abraham is a CFP® certified financial advisor with 12 years of industry experience. She is currently with LPL Financial and previously worked for Lincoln Financial Advisors Corporation for 10 years. Outside of her advisory role, she manages a separate financial planning business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gary Berner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Merrill, and Citigroup Global Markets. Outside of finance, he has involvement in acting, with residual payments from work at Universal Television. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Glienke is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and previously worked for Western International Securities, Inc. for 17 years. Outside of finance, he serves as treasurer on the boards of two nonprofit organizations: Angeles Crest Christian Camp and American Turning Point. He also continues employment as a captain for American Airlines. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research assistance.

Dymon Gainey is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Wells Fargo, Robinhood Markets, and Carvana. He is based in Thousand Oaks, CA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management supported by multi-asset model portfolios and an integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Nicole Kerner is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm employs a structured planning process using proprietary tools and models but generally acts in an advisory capacity without providing individual security recommendations in standalone plans.

Kyle Whitten is a financial advisor with Ameriprise, holding CFP® and Series 66 credentials and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he co-owns a business that rents craft service equipment to studios for production use. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax strategies to deliver tailored recommendation reports through a centralized consulting team.

Arad Toushkan is a financial advisor with Wells Fargo Clearing in Calabasas, CA, holding a Series 63 designation and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in an IPS-driven approach based on modern portfolio theory. The firm’s investment menus include a broader range of financial products than typical large institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Stuart Laba is a financial advisor with Edward Jones in Thousand Oaks, CA, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Philip Thomas is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to that, he held positions at First Baptist Church at La Crescenta and San Diego State University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing tax-aware planning advice, focusing on dependable income sources for clients approaching or in retirement.