Michael Yang is a CFP® with 23 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and previously at METLIFE SECURITIES Inc. He is also the CFO and owner of DoOn Asset Inc. MML Investors Services, LLC, where he is based, is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Sonya Doshi Mccarthy is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and offering 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an IPS-driven approach based on modern portfolio theory. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Feriba Monis is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their priorities and develop personalized strategies to pursue their financial goals, including investment planning, retirement strategies, wealth accumulation, and risk management. Feriba provides ongoing guidance as clients' needs evolve, aiming to help them make informed financial decisions with confidence. Feriba's client focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, women and wealth, tax minimization, and retirement income. She has earned professional designations such as Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Feriba holds a Bachelor's Degree from the University of the Incarnate Word. In addition to her professional work, Feriba is involved with the Los Angeles Unified School District (LAUSD). She is multilingual, speaking both Farsi and English. Her personal interests include camping, dancing, gardening, hiking, painting, pickleball, reading, spending time with her family, traveling, and practicing yoga.

Christopher Butler is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding a Series 63 designation and possessing 37 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he is a guitar player for a band called Guilty Pleasures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and firm-approved tools to develop financial plans.

Susan Francis is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 credential and has worked at Merrill and Bank of America, NA. Outside of her advisory role, she is involved with nonprofit organizations, including the Ronald Reagan Presidential Foundation and the Autry National Center, where she assists with day-of event management. She also works as a consultant and independent contractor for PD Special Events, an event planning company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Keith Shishido is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he teaches an Introduction to Business and Investments course at Santa Monica College. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven approach grounded in modern portfolio theory and includes a broader range of financial products than typical institutional advisers.

Harlin Urofsky is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Citigroup for nine years and the Milken Institute for one year. Outside of his advisory role, he serves on the advisory board of rePurpose Global, a platform focused on funding plastic waste recovery, and is a board member and advisor to the New York University Impact Investment Association. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Veronica Mishriki is a financial advisor at UBS Financial Services with two years of industry experience. She holds a Series 66 designation and has a diverse background including roles at Postal, Teaspoon, and the Los Angeles County Office of Education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm integrates proprietary capital market assumptions and research to tailor financial plans according to clients’ goals and risk tolerances.

Christopher Consiglio is a financial advisor at Morgan Stanley in Los Angeles, CA, holding a Series 66 designation with three years of industry experience. His prior work includes several years at Merrill Lynch, Pierce, Fenner & Smith Inc., as well as an earlier tenure at Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment committee insights as part of its financial planning process.

Armen Ajemian is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2012. Outside of his advisory role, he is a co-owner of a family rental property business in West Hollywood. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steve Lazny is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 25 years of industry experience. He has worked at Bank of America since 2015 and Merrill since 2014. Lazny also serves as a successor trustee for The EL Trust, a fiduciary entity based in Pasadena, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joel Blumberg is a Private Wealth Advisor and Managing Director at Merrill Private Wealth Management. He joined the firm in 2016 and provides advisory services to high-net-worth clients, focusing on banking, investment, lending, trust, and philanthropic needs. Joel has more than twenty years of experience in investment banking and wealth management, with a background in commercial real estate and philanthropy. Prior to joining Merrill, he held senior roles including Managing Director at J.P. Morgan Private Bank in Los Angeles and Director and Senior Relationship Manager positions at Wachovia Real Estate Capital Markets and Wells Fargo Real Estate Banking. Early in his career, he worked in development for the Shoah Foundation in Los Angeles. He holds an MBA from the University of Chicago Booth School of Business, a Master’s degree from Ohio State University, and a Bachelor’s degree from American University. Joel serves on the Sustaining Board for the UCLA Ziman Center for Real Estate. His client focus areas include family wealth management strategies, services for endowments, foundations and non-profits, legacy and philanthropic planning, and small business strategies.

Anthony Rodriguez is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at City National Securities, City National Bank, and Wells Fargo. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Tejas Rao is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Equitable Advisors, he had brief roles at Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Services LLC. He also has experience working at Calamigos Guest Ranch and Beach Club and has an educational background from the University of California, Riverside. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and diverse asset-management programs. The firm uses a variety of advisory models implemented through third parties and provides ERISA fiduciary services without sponsoring its own wrap fee program.

Neal Eckerlin is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked with Edward Jones since 2018. Prior to joining Edward Jones, he spent 12 years with Young Life. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient investment solutions.

Lara Magnusen is a Managing Director, Private Wealth Manager, and Portfolio Manager at Merrill Private Wealth Management. In her role, she advises and implements investment strategies for high-net-worth families, individuals, foundations, and privately held businesses. She also leads the team's investment committee. Lara's professional experience includes positions at J.P. Morgan Private Bank as an investment specialist and Managing Director, as well as portfolio management roles focusing on alternative investment mutual funds at Altegris Advisors. Her career began in 1999, with roles as a junior portfolio manager for a credit hedge fund in Los Angeles and as an analyst at Goldman Sachs & Co. Lara holds the Chartered Alternative Investment Analyst (CAIA) designation, a California insurance license, and is a member of several women's investment groups. She earned a Bachelor of Arts degree in economics with a minor in business administration from the University of California, Berkeley, and a Master of Business Administration from the University of California, San Diego. Lara speaks English and Spanish. Outside of her professional responsibilities, she serves on the advisory board of the Unusual Suspects Theatre Company, a nonprofit supporting arts enrichment in underserved communities. She lives in the Hancock Park area of Los Angeles with her husband, two children, and four dogs.

Sean Sagaz is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank NA since 2015. In addition to his advisory role, he is also employed by JPMorgan Bank, enabling him to offer certain banking products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mathew Lewis is a financial advisor with Morgan Stanley in Los Angeles, holding a Series 66 designation and four years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A., and Dashlane Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides planning through direct client relationships and corporate agreements.

Alexandria Otto is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. She has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kristi Curran is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 license and 13 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Outside of her advisory role, she owns Tailormade Chocolates, a business that produces and sells chocolate candies online. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized, non-discretionary investment recommendations.