Kristin Bateman is a CFA® charterholder with 21 years of experience in the financial services industry. She is currently with UBS Financial Services in Los Angeles, where she has worked since 2022, having previously held roles at First Republic Securities Company and First Republic Investment Management, as well as an earlier tenure at UBS. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research from its Chief Investment Office and UBS Global Research to tailor financial plans and portfolio management strategies.

Steven Kim is a financial advisor with Charles Schwab in Los Angeles, CA, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include positions at TD Ameritrade from 2009 to 2022 before joining Charles Schwab in 2022. Outside of advisory work, he serves as a co-trustee for a family rental property, assisting with administrative duties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary and discretionary investment guidance using multi-asset portfolios and centralized operational structures.

Thomas Dodd is a financial advisor at OSAIC with 24 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for a combined 20 years. Dodd holds Series 63 and Series 66 designations and has been involved in insurance sales as a term insurance agent and in operational and client support roles at KGE WealthManagement. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with asset-allocation tools, risk assessments, and access to third-party money managers and managed account solutions.

San Pham is a financial advisor with Ameriprise in Glendora, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, utilizing a centralized consulting team to deliver non-discretionary, research-driven recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options.

Alex Chivarsky is a financial advisor with UBS Financial Services in Los Angeles, CA, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2006. Outside of his advisory role, he is involved in serving tables and bartending at Micelis Hollywood. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides research and capital markets solutions through its comprehensive platform.

Scott Stuart is a financial advisor with Morgan Stanley in Los Angeles, CA, holding a Series 66 designation. He has one year of industry experience, having previously worked at United Talent Agency and Financial Profiles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Adam Silverman is a Financial Consultant at Fidelity Investments. In this role, he partners with clients to understand their financial goals and develop customized financial plans tailored to their unique needs. He emphasizes forming strong, trust-based relationships with clients and their families. Adam's professional experience includes his current position as Financial Consultant at Fidelity Investments since 2025. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025, and briefly as a Relationship Manager at the same firm in 2023. Before joining Fidelity, he worked as a Client Service Specialist at Mutual Group from 2020 to 2023. He holds a California Insurance License.

Charles Perez is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at HNTB and pursued full-time education before joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Franklin Taylor is a financial advisor with Mass Mutual Investors Services in Sherman Oaks, CA, holding a Series 66 designation and 41 years of experience. He has been with MML Investors Services, Inc. and MassMutual Life Insurance Company since 1984. Outside of his advisory role, he owns a family and business success planning consulting service focused on succession planning. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through collaborative, annual engagements.

Daniel Robledo is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, The Math Yogis, and American Business Bank. He also serves as an independent notary public in California. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Adam Bakhash is a financial advisor with Wells Fargo Clearing in Beverly Hills, CA, holding Series 65 and Series 63 designations and five years of industry experience. He has worked previously at Wilmington Trust Company, Boston Private Wealth LLC, and Boston Private Bank & Trust Company. Outside of his advisory role, he has a minor ownership interest in a consulting business related to phycology practice. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Dega Nalayeh is a financial advisor with Merrill in Los Angeles, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has worked at Merrill since 2009 and concurrently with Bank of America since 2006. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Andrew Ziskin is a financial advisor with Equitable Advisors in Westlake Village, CA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Ziskin serves as co-trustee and successor trustee for several family trusts. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model utilizing third-party asset managers and offers both advisory and brokerage channels.

David Schrempf is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. His prior roles include positions at OSAIC, Osaic FA, Inc., MML Investors Services LLC, and MassMutual Life Insurance Company. Outside of his advisory work, Schrempf serves as a 2nd Lieutenant and Transportation Officer for the Civil Air Patrol and is involved with ProVisors as Social Chairman for Westlake 5 and Associate Group Leader for an affinity group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Michael Williams is a Series 66-licensed financial advisor at Merrill with three years of industry experience. Prior to joining Merrill, he held positions at Bank of America, Encore Investment Consultants, and worked in education and energy services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Irina Vazquez is a Series 66-licensed financial advisor with UBS Financial Services in Beverly Hills, CA, where she has worked since 2010. She has 17 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and fiduciary services.

Hovsep Dermenjian is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has previous experience with Universal Capital Financial Center, Purshe Kaplan Sterling Investments, and Voya Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Rebecca Sterling is a Series 66-licensed financial advisor with UBS Financial Services in Los Angeles, CA, bringing 10 years of industry experience. She has worked at UBS since 2015, including a year at First Republic Investment Management. Sterling will present on tax and estate planning strategies at the 2025 USC Gould School of Law Tax Institute for lawyers and CPAs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment strategies. The firm combines wealth management with institutional trading capabilities and provides comprehensive capital markets services.

Michael Frischman is a CFP® with 35 years of industry experience, currently serving at LPL Financial. His prior roles include positions at Ic Advisory Services Inc, The Investment Center Inc, and Questar Asset Management. In addition to his advisory work, he operates as an independent insurance agent, recommending fixed annuities and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, supported by research and various portfolio management options.

Taliah Cabrera is an International Wealth Advisor at Merrill Lynch Wealth Management. She brings over 20 years of experience in the financial services industry, focusing on international wealth management and family wealth strategies. As part of her role, she works to develop personalized financial strategies tailored to clients' long-term goals, emphasizing trust and communication. Taliah earned a Bachelor's degree in Economics from Florida International University. Her professional credentials include the Personal Investment Advisor (PIA) designation. Fluent in English, Spanish, and Portuguese, she supports a diverse client base. She is also actively involved in community initiatives, serving as a Certified Guardian ad Litem for the State of Florida and contributing to organizations such as His House Children’s Home and the Key Biscayne Music Festival. Outside of work, she enjoys biking, spending time with her family, and traveling.