Justin Lane is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company for two years each. Outside of finance, Lane has been involved in entrepreneurial ventures including Dream Homes By The Sea and golf development projects. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by extensive research and analytics.

John Foster Jr. is a financial advisor with Ameriprise in Westlake Village, CA, holding Series 65 and Series 66 licenses and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2003. Outside of advisory work, he is president of Foster Griffith & Allen, CPAs, where he is involved in tax preparation. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities and uses a centralized team to deliver retirement-income recommendations combining research, modeling, and tax-efficiency analysis.

Danielle Shelton is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and Steel Peak Wealth Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alastair Ipapo is a financial advisor at Fidelity with 14 years of industry experience and holds the Series 66 designation. His prior work includes nine years at JPMorgan Chase and a role at Kairos Investment Management Company, where he contributed to investor relations and operations. He is based in Santa Clarita, California. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Corey Mazza is a financial advisor at UBS Financial Services with nine years of industry experience. He previously worked at JPMorgan Securities, JPMorgan Chase Bank, and Goldman Sachs. Mazza serves as Vice President of the Finance Committee for the Harvard Club of Southern California and volunteers as a panel moderator for the Financial Planning Mentoring Forum at California Lutheran University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, blending institutional trading capabilities with wealth management services to tailor investment strategies based on proprietary research and models.

Thomas Harlan is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and having 25 years of industry experience. He has been with Raymond James Financial since 2009 and also works as a vessel operator for Blue & Gold Fleet. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutions. The firm utilizes non-discretionary planning and analytical tools to tailor recommendations to client goals and supports municipal and public-finance work through a unique advisory affiliation.

Mathew Garcia is a financial advisor with J.P. Morgan Securities in Chatsworth, CA, holding a Series 66 credential and nine years of industry experience. He has previously worked at Bank of America, Merrill, and Aon Hewitt. Outside of his advisory role, Garcia is involved in real estate as an owner and partner in property ventures in Chicago. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services focused on asset allocation, investment manager selection, and customized performance reporting through a non-discretionary, advisor-supported process.

Laura Tully Cox is a financial advisor with Wells Fargo Advisors in Agoura Hills, CA. She holds Series 63 and Series 66 designations and has 29 years of industry experience. She has been with Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and sports & entertainment planning.

Richard Koff is a CFP® and ChFC® with 32 years of industry experience, currently serving as a financial advisor at Ameriprise in Thousand Oaks, CA. He has worked at Ameriprise since 2019, following prior roles at MML Investors Services and Mass Mutual. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

William Papadopoulos is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 credential and has previously worked at Vail Resorts and Monarch Cypress, as well as having academic roles at CU Boulder. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is involved in unique activities such as commodity pool operation and advisory roles to multiple registered investment companies.

Craig Johnson is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Vasil Halchev is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Innovative Wealth Strategists and Commonwealth Financial Network. Outside of his advisory work, he has experience in security services and community activities such as involvement with the Rose Bowl Aquatics Center. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jeff Antoniotti is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Patrick Lopker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. In addition to his advisory work, Lopker is involved in entrepreneurial activities including ownership interests in investment and non-investment related businesses, and serves as president and director of a community association in Big Sky, MT. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Kyle Bobo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Charles Schwab, California Credit Union, and Thrivent Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary approach. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Sasan Nikoomanesh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 2006 after more than a decade in the information technology industry, including serving as CIO for a network television station. At the Darin-HFKN Group, his responsibilities encompass business development, relationship management, marketing, and event planning. Sasan takes a client-centric approach, focusing on understanding clients and multiple generations of their families. He works to listen closely to their values and needs, helping to define their goals and create customized strategies tailored to their unique situations. His areas of focus include college education planning, executive and equity compensation services, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, and services for endowments, foundations, and non-profits. He holds a Bachelor's degree in Business Administration from the University of Phoenix and two Master's degrees: an MBA in Finance from California Lutheran University and an MBA in Business Administration from Pepperdine University. As a cancer survivor, Sasan utilizes resources at Merrill to help clients develop custom plans aligned with what is truly important in their lives. His personal interests include football, horseback riding, photography, skydiving, table tennis, traveling, and watching movies.

Adam Goldstein is a financial advisor with Ameriprise in Calabasas, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages his own legal entity focused on financial advisory practice management and consulting with professionals on client cases. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Nicholas Nino is a financial advisor with Ameriprise, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2007. Outside of advising, he has involvement in real estate ownership and business ownership through SM 18 LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools, to deliver tailored retirement income recommendations.

Timothy Mcnutt is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and 21 years of industry experience. He previously worked at Bank of America and Merrill, with tenures of 14 and 20 years respectively. Outside of his advisory role, he is involved in a real estate investment partnership focused on acquiring rental properties and adding accessory dwelling units for long-term rental. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and capital market assumptions.

Sabour Andkhoy is a financial advisor with Wells Fargo Advisors in Encino, CA, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked within various Wells Fargo entities since 2011. Outside of his advisory role, he is involved in several business ventures, including ownership of a management services company and other private enterprises. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, with advisors using proprietary research and tools to develop tailored recommendations.