John Ciesla is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Private Client Resources, Greenwich Associates, Rockit Solutions, and the University of Connecticut. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved analytical tools. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Bryan Bobo is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Based in Charlotte, NC, he has spent over 18 years with the firm in total. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with client advisors.

James Harris Jr. is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 63 designation and bringing 49 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory role, he serves as an officer at Revenant Investment Partners L.P., a healthcare-focused firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by firm-approved tools and the Global Investment Committee’s research.

Jackson Lathrop is a financial advisor with Mass Mutual Investors Services who holds the Series 66 designation and has three years of industry experience. He has worked with MassMutual and its affiliated entities since 2021. Outside of his advisory role, Lathrop is a lead planning analyst providing data entry services for financial planning software. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-based planning using firm-approved analytical tools.

David Hall is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading the Hall Crawford Group. He manages a wealth management team offering clients exclusive access to money managers and planning resources, focusing on serving executives, partners, and business founders. David limits the number of families he serves to provide unrivaled advisor access and a broad range of services, including educational and social events. With over fifteen years in financial services, David has expertise in guiding clients through complex financial challenges. He holds the Certified Private Wealth Advisor (CPWA) designation and offers customized advice on tax efficiency, executive compensation plans, trust and philanthropic planning, and sophisticated planning for business owners. His client focus includes corporate executive services, education planning, executive and equity compensation, investment consulting, legacy and retirement planning, portfolio management, small business strategies, and tax minimization. David is a graduate of Appalachian State University and is involved in several professional and community organizations. He has served as Chair of Corporate Engagement on the YMCA Impact Committee, as Chairman on the board of directors for the Parkinson Association of the Carolinas, and is a Strategic Alliance Partner with the Entrepreneur's Organization. He resides in Eastover, Charlotte, with his wife Jill and their two sons.

Mary Fernandez is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Carrie Galloway is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. She has worked at JPMorgan Chase Bank and Willkie Farr & Gallagher LLP. She serves as a board member of the Young Presidents Organization, Southern Sands Chapter, a nonprofit professional group for young chief executives. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Erin Waller is a financial advisor at Ameriprise with 19 years of industry experience. She holds the Series 66 designation and previously worked at J.P. Morgan Securities for 12 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations that address income sources, Social Security options, and withdrawal strategies.

Jessica Grogan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and with 23 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 17 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches and providing access to research and model portfolios.

Philip Mullins V is a financial advisor at Raymond James & Associates with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at The Vanguard Group. Outside of finance, he has experience in small business operations, including roles at Play it Again Sports and The Dogwood Bar & Eatery. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research resources.

John Moore is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has previously worked at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management.

Nicholas Sarno is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He partners with clients to create customized wealth strategies that align their investments, retirement plans, and legacy goals with their priorities. Nicholas works directly with clients to develop strategies designed to help them attain their financial objectives and provides access to Merrill's global investing resources, as well as the credit, lending, and banking services of Bank of America. Nicholas's expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Nicholas earned his Bachelor's Degree from High Point University. Outside of his professional role, Nicholas's personal interests include boating, golfing, hunting, music, and surfing.

Gregory Record is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he joined in 2012. He serves as a Senior Portfolio Advisor, managing discretionary custom investment strategies and selecting from Merrill model portfolios and third-party investment options. His work focuses on developing comprehensive and integrated wealth management approaches for individual and business clients. Greg's expertise encompasses a wide range of wealth management services, including investments, personal and business planning, estate planning, trusts, lending services through Bank of America, executive compensation, and corporate advisory services. He works with clients such as business owners, key executives, professionals, real estate entrepreneurs, and retirees, providing both personal wealth management and corporate advisory solutions. Greg graduated from Roanoke College in 2010 and currently serves on the Charlotte Alumni Committee. He volunteers as President of the Rocky River Trout Unlimited Chapter. Outside of work, he spends time with his family, including his wife Emma, their two sons, Wyatt and Ace, and their yellow lab, Hank. His personal interests include fishing, golfing, running, and skiing.

Frances Mangan is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at UBS Financial Services, SharesPost Financial Corp., and Forge Securities LLC. She is currently based in Charlotte, NC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling as part of its advisory approach.

Suzanne Christian is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Robert W. Baird, BB&T Securities, and Truist Advisory Services. Outside of her financial career, she serves as a leader in La Leche League, a nonprofit dedicated to mother-to-mother breastfeeding support. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning services supported by structured discovery processes and analytical tools.

Winnie Knapp is a CFP® with nine years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior roles include positions at Transcend Financial Advisors Inc. and Pruco Securities LLC. She is also involved with TranscendStay Management LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers various investment approaches, including proprietary models and third-party strategies, with options for discretionary and non-discretionary management.

Arush Puri is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at Golub Capital and JPMORGAN Chase Bank, N.A., as well as involvement with bsavvy ventures, LLC and Sprocket Sports. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Sarah De Kay is a Series 66-licensed financial advisor at UBS Financial Services with two years of industry experience. She has worked at UBS since 2023 and has prior experience in varied roles including positions at Hand & Stone, Holmes Murphy & Associates, and the University of Dallas. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

David Bickler is a financial advisor with LPL Enterprise in Charlotte, NC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience, including prior roles at Prudential Insurance Company of America, Mass Mutual, and MetLife. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform combining advisory and brokerage capabilities.

Katherine Murphy is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 66 and Series 63 credentials and has previously worked with firms including RSM US Wealth Management and PNC Investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.