Adam Kanter is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and two years of industry experience. He has worked at Merrill since 2020 and previously held roles at Bank of America and Jos A Bank. Outside of his advisory role, he operates a small rental business managing tenants and property maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Holly Clark is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, following five years at both Bank of America, N.A. and Merrill. Based in Charlotte, NC, she provides advisory services within a large institutional firm. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

John Ciesla is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Private Client Resources, Greenwich Associates, Rockit Solutions, and the University of Connecticut. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved analytical tools. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Bryan Bobo is a financial advisor at Ameriprise with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Based in Charlotte, NC, he has spent over 18 years with the firm in total. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with client advisors.

James Harris Jr. is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 63 designation and bringing 49 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory role, he serves as an officer at Revenant Investment Partners L.P., a healthcare-focused firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by firm-approved tools and the Global Investment Committee’s research.

Jackson Lathrop is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the Series 66 designation and previously worked at MassMutual Life Insurance Co. Outside of his advisory role, he serves as a lead planning analyst for Holistic Planning Support, providing data entry services into planning software for financial planners. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning engagements.

David Hall is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 21 years of industry experience. He has worked at Merrill since 2005 and is also affiliated with Bank of America, N.A. since 2009. Outside of his advisory role, he serves as vice president of a home furnishings company and holds leadership positions in several community organizations, including a student housing project and his children's school PTA. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes integrated investment solutions through multiple program strategies and manager-selection capabilities, supported by its affiliation with Bank of America and extensive capital markets resources.

Mary Fernandez is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has previously worked at Wells Fargo Clearing and Merrill. Outside of her advisory role, she is involved in real estate through sole proprietorship and partnership interests. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm‑approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides both direct client services and corporate financial planning agreements.

Carrie Galloway is a financial advisor with J.P. Morgan Securities in Charlotte, NC, holding a Series 66 license and three years of industry experience. Her background includes roles at JPMorgan Chase Bank and Willkie Farr & Gallagher LLP. She serves as a board member of the Young Presidents Organization Southern Sands Chapter, a nonprofit professional network for young chief executives. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Erin Waller is a financial advisor at Ameriprise with 20 years of industry experience. She holds a Series 66 designation and previously worked at J.P. Morgan Securities for 12 years before joining Ameriprise in 2022. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jessica Grogan is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 licenses and having 23 years of industry experience. Her prior roles include ten years at Wells Fargo Clearing and positions at Packerland Brokerage Services, TD Ameritrade, Banc of America Investment Services, and Quick & Reilly. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies with a focus on operational tools to support advisor decision-making.

Philip Mullins V is a financial advisor at Raymond James & Associates with securities licenses Series 63 and Series 66 and four years of industry experience. His prior roles include positions at The Vanguard Group and various businesses outside finance, such as Play it Again Sports and The Dogwood Bar & Eatery. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base that includes individuals, institutions, charitable organizations, and governmental entities. The firm offers tailored financial planning and consulting services that leverage a range of portfolio management styles and affiliated research.

John Moore is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation and bringing 21 years of industry experience. He has previously worked at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management.

Nicholas Sarno is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he partners with clients to create customized wealth strategies that align their investments, retirement plans, and legacy goals with their priorities. His approach involves listening carefully to clients to understand what they value most and developing strategies designed to help them pursue their financial goals. His areas of expertise include executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Nicholas utilizes the global investing resources of Merrill, along with access to the credit, lending, and banking services of Bank of America. Nicholas holds a Bachelor's Degree from High Point University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and as a Personal Investment Advisor (PIA). Outside of his professional work, his personal interests include boating, golfing, hunting, music, and surfing.

Gregory Record is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he joined in 2012. He serves as a Senior Portfolio Advisor, managing discretionary custom investment strategies and selecting from Merrill model portfolios and third-party investment options. His work focuses on developing comprehensive and integrated wealth management approaches for individual and business clients. Greg's expertise encompasses a wide range of wealth management services, including investments, personal and business planning, estate planning, trusts, lending services through Bank of America, executive compensation, and corporate advisory services. He works with clients such as business owners, key executives, professionals, real estate entrepreneurs, and retirees, providing both personal wealth management and corporate advisory solutions. Greg graduated from Roanoke College in 2010 and currently serves on the Charlotte Alumni Committee. He volunteers as President of the Rocky River Trout Unlimited Chapter. Outside of work, he spends time with his family, including his wife Emma, their two sons, Wyatt and Ace, and their yellow lab, Hank. His personal interests include fishing, golfing, running, and skiing.

Frances Mangan is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at UBS Financial Services, SharesPost Financial Corp., and Forge Securities LLC. She is currently based in Charlotte, NC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling as part of its advisory approach.

Suzanne Christian is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Robert W. Baird, BB&T Securities, and Truist Advisory Services. Outside of her financial career, she serves as a leader in La Leche League, a nonprofit dedicated to mother-to-mother breastfeeding support. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, providing tailored financial planning services supported by structured discovery processes and analytical tools.

Winnie Knapp is a CFP®-certified financial advisor at Cambridge Investment Research Advisors with nine years of industry experience. She has worked with Cambridge Investment Research and its affiliates since 2018 and previously spent three years at Pruco Securities LLC. Outside of her advisory role, she is involved with TranscendStay Management LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through various platforms and proprietary model strategies.

Arush Puri is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Golub Capital and JPMorgan Chase Bank, N.A. Outside of advising, he has been involved with ventures such as bsavvy ventures, LLC and Sprocket Sports. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking approach to asset allocation, incorporating ESG criteria and supported by affiliates for implementation and portfolio services.

Sarah De Kay is a Series 66-licensed financial advisor at UBS Financial Services with two years of industry experience. She has worked at UBS since 2023 and has prior experience in varied roles including positions at Hand & Stone, Holmes Murphy & Associates, and the University of Dallas. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.