Jacob Hillyard is a Financial Consultant currently working at Fidelity Investments since 2025. He has held several roles within the financial services industry, including Investment Consultant at Fidelity Investments from 2023 to 2024, Financial Planner at Domain Money in 2023, Financial Consultant and Associate Financial Consultant at E*TRADE from Morgan Stanley between 2020 and 2023, and Brokerage Investment Trader at Vanguard from 2019 to 2020. Jacob is a CERTIFIED FINANCIAL PLANNER® Professional, assisting individuals and families in clarifying their financial picture, priorities, and strategy. He focuses on helping clients simplify complex financial decisions and develop a structured approach to achieve their current and future financial goals. Outside of his professional work, Jacob's personal interests include fitness, golf, spending time at the lake, reading, skiing, and traveling.

Nikolaos Peroulas is a Series 66-licensed financial advisor with LPL Financial in Fort Mill, SC, where he has worked since 2008. He has 21 years of industry experience. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Clayton Wise is a financial advisor at Equitable Advisors in Charlotte, NC, holding a Series 66 credential with six years of industry experience. He has worked at Equitable Advisors since 2019 and previously held positions at Axa Advisors, Levine Jewish Community Center of Charlotte, and Red Ventures. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Richard Johnson II is a Series 66-registered financial advisor with LPL Financial in Fort Mill, SC, bringing seven years of industry experience. His prior work includes roles at Merrill and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with access to both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Jonathan Young is a financial advisor at LPL Enterprise with six years of industry experience. He holds Series 66 and Series 63 designations and has worked previously at Bank of America, Merrill, MassMutual, New York Life, and Northwestern Mutual. Outside of his advisory work, he is the CEO of BTR Records LLC, an artist and musician venture based in Charlotte, NC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charities, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance products through an affiliated agency and emphasizes co-investment and referral relationships rather than standalone adviser selection services.

Glykeria Kalogeromitros is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Her background includes multiple roles at the UNC Kenan-Flagler Business School and the University of North Carolina at Chapel Hill, as well as experience working at Blue Bay Seafood Restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Noah Arita is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. His prior roles include positions at First Citizens Bank, First Horizon Advisors, and Bank of America. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by centralized operational and custody arrangements.

Charles Belk is a financial advisor at Edward Jones with 21 years of industry experience. He holds the CFP® and ChFC® designations and has been with Edward Jones since 2004. Based in Charlotte, NC, he is part of a large national firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by more than 23,700 advisors nationwide.

Ezio Palomeque is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized wealth management strategies tailored to clients' unique financial situations and aspirations. He focuses on areas including Family Wealth Management, International Wealth Management, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Women and Wealth, and Retirement Income. With a Bachelor of Science degree in Business Administration and Finance from East Carolina University, Ezio brings a strong foundation in business and finance to his advisory role. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Ezio offers guidance on topics such as Retirement Planning, Estate Planning Services, Risk Management, Tax Minimization Strategies, and Investment Management, helping clients navigate their financial journey comprehensively. Outside of his professional work, Ezio enjoys boating, camping, cooking, football, reading, traveling, and spending time with his family. He is committed to building strong client relationships and serving his community. Fluent in English and Spanish, Ezio aims to provide accessible and knowledgeable support to his clients.

Scott May is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Larry Cabrera is a CFP®-credentialed financial advisor at Morgan Stanley with 23 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank since 2019 and held prior roles at Wells Fargo Clearing and Wells Fargo Advisors from 2011 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Marc La Vigne is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2010. He has 25 years of industry experience. In addition to his advisory role, he is involved as an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both proprietary and third-party investment strategies across multiple platform arrangements.

Deena Wilson is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. Her prior work includes roles at Foresters Financial and its related advisory firms from 2004 to 2018. Outside of her advisory work, she operates as an independent nail stylist selling Color Street nail polish strips. LPL Financial serves individual and institutional clients through a national network of investment adviser representatives, offering a range of financial planning and advisory programs, retirement plan consulting, and brokerage services. The firm provides both discretionary and non-discretionary management with access to model portfolios, research, and technology-driven investment solutions.

Lauren Fevrier is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2024. In this role, she focuses on helping clients develop personalized comprehensive financial plans by simplifying complex financial concepts and utilizing Fidelity's technology. Lauren has been with Fidelity Investments since 2020, initially serving as a Financial Consultant before her current role. Prior to joining Fidelity, she worked as a Financial Advisor at UBS Financial from 2015 to 2020. Outside of her professional career, Lauren has interests in art, family activities, food, social events, music, and traveling.

Bobby Carroll is a financial advisor with LPL Enterprise, holding a Series 66 designation and 24 years of industry experience. He has worked at Prudential Insurance Company of America since 2002 and was formerly with Pruco Securities, LLC. since 2002. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with financial product sales.

Jonathan Hill is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses. He has prior experience at Maxwell Financial Management and a background that includes roles in education and business operations outside the financial industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing research-driven model portfolios and a variety of investment strategies.

Mathias Rick is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and Series 63 license, and has 44 years of industry experience. He has worked at MassMutual Investors Services since 2017 and previously with Metlife Securities. Outside of his advisory work, he serves as Treasurer on the board for the Charlotte St. Patrick’s Day Parade Committee, helping coordinate parade logistics and financial duties. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including educational seminars and event-driven planning such as divorce and estate settlement.

Bryan Recca is a CFP®-credentialed financial advisor with five years of industry experience, currently with LPL Financial. Prior to joining LPL in 2024, he held roles at The Vanguard Group and Mosaic Pediatric Therapy, among others. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various management approaches.

Matthew Pawlowski is a financial advisor with Mass Mutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Pawlowski is also the owner of WC Advisor Services LLC, an administrative services firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Philip Burke is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.