Angelica Snyder is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at First Investors Corporation and has been with Cetera and its affiliated entities since 2019. Outside of her advisory role, she is co-owner of FirEver Pines LLC, a Christmas tree farm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program platforms and custodial relationships.

Gus Andrews III is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and has been involved with Ikemor Co., Inc. since 2002, where he serves as president. Andrews has roles in multiple investment-related businesses, including partnerships in commercial real estate and corporate operations. OSAIC serves a diverse client base including retail, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers and platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and third-party money manager access to deliver brokerage and advisory services, with portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Audrey Keune is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. She has worked with LPL Financial and Abacus Financial since 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Peter Cavazos is a Series 66-registered financial advisor with Equitable Advisors, based in Richmond, VA. He has two years of industry experience, including roles at Equitable Advisors since 2024 and prior positions in various service and hospitality industries. Outside of financial advising, he has experience working with Marine Corps Community Services and entrepreneurial ventures in mobile detailing and restaurant operations. Equitable Advisors serves a broad client base, including individuals of varying wealth levels, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset-management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment models.

William Anderson is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds Series 63 and Series 66 licenses and has 17 years of industry experience, including 10 years with Wells Fargo Clearing. He serves as a personal representative and executor for his son. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics grounded in diversification and modern portfolio theory.

Brian Morgan is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and families through a structured planning process to clarify priorities, establish goals, and create actionable financial plans. He focuses on providing guidance and disciplined execution to help clients make informed financial decisions and maintain focus on their priorities. Brian has been with Fidelity Investments since 2015, initially serving as an Investment Consultant before becoming a Financial Consultant in 2018. Prior to that, he worked as a Financial Advisor at LPL from 2014 to 2015 and at Edward Jones from 2010 to 2014. Outside of his professional work, Brian enjoys camping, fishing, golfing, and engaging in family activities, including parenthood.

Jacqueline Harrell is a financial advisor at Edward Jones in Richmond, VA, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at Henrico County Public Schools and the YMCA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is known for its extensive retail advisor and branch network, as well as its affiliated capabilities beyond advisory services.

Zachary Andrew is a financial advisor with Morgan Stanley in Glen Allen, VA, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Morgan Stanley, he worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC from 2017 to 2023. He is also affiliated with Georgia State University since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized planning groups.

Grayson Kirby is a CFP® affiliated with Raymond James Financial, with one year of industry experience. Prior to joining Raymond James, he worked at Bogart Wealth LLC and Northwestern Mutual. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to support client goals.

Jerome Newbill Jr. is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2011. Outside of his advisory role, he is a licensed real estate agent affiliated with Keller Williams Realty and Dalton Realty and also sells fixed life insurance and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Elizabeth Thompson is a financial advisor with Osaic Wealth, Inc. She holds Series 63 and Series 65 licenses and has 26 years of industry experience. Her career includes roles at LPL Financial LLC, Old Dominion Asset Management Inc., CUNA Brokerage Services, and Lincoln Financial Securities Corporation. In addition to her advisory work, she operates as an independent insurance agent, providing life, disability, and long-term care insurance analysis. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers.

Brandon Miller is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on wealth management through individual stock and bond portfolios, specializing in areas such as family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Brandon holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Virginia Commonwealth University. Outside of his professional work, he enjoys biking, cooking, hiking, photography, and spending time with his family.

Amanda Peavy Kennedy is a Wealth Management Advisor at Merrill Lynch Wealth Management. She provides multigenerational families with a comprehensive approach to their family and business financial goals. Amanda focuses on areas such as employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, women and wealth, tax minimization, and retirement income. With over 20 years of experience in various sectors of wealth management, she has developed expertise in lending, credit analysis, management, insurance, health care, retirement income, and asset management. Amanda is a CERTIFIED FINANCIAL PLANNER® professional and holds the Personal Investment Advisor designation. She earned a Bachelor's Degree in Finance from the University of Georgia Terry College of Business. Amanda is actively involved in her community, serving on the board of the Louisiana Society for the Prevention of Cruelty to Animals and previously contributing to the boards of the Leukemia & Lymphoma Society and the National Association of Women Business Owners. She also supports organizations such as Second Harvest Food Bank, Families Helping Families, Church of the King, Covenant House of New Orleans, and the Rotary Club. Outside of work, Amanda enjoys spending time with her daughter, husband, and their dog, as well as hiking, rafting, music, traveling, and participating in new adventures.

Moatir Ahmed is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity in various roles since 2006. Strategic Advisers LLC, a Fidelity Investments company where Ahmed is based, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios that incorporate mutual funds, ETFs, and ETPs.

Zachary Martindale is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and previously worked at North Star Resource Group, where he provided life insurance, securities, and planning services. Outside of his advisory role, he is also involved in the sale of fixed insurance products. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Denise Togger is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. She has held roles at Atlantic Union Bank, Union Investment Services, and Union Bank & Trust, alongside a long tenure at Raymond James Financial. Outside of her advisory work, she owns and operates a farm in Virginia. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools, and maintains a municipal advisor affiliation that supports its public finance work.

Amber Cleck is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her prior experience includes seven years at Truist (formerly BB&T). She is based in Richmond, VA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning solutions.

Kenneth Sizemore is a financial advisor with Morgan Stanley in Richmond, VA, holding a Series 66 designation and over 10 years of industry experience. He has worked with Morgan Stanley since 2015 and with Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based return estimates to support client financial plans.

Ilce Tallarico is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at Merrill Lynch, Pierce, Fenner & Smith, Inc., Bank of America, and PNC Investments. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and access to alternative investments.

Laura Gilchrist is a financial advisor with Mass Mutual Investors Services in Henrico, VA, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has worked at several firms, including Wells Fargo Clearing Services and AXA Advisors LLC. Outside of her advisory work, she serves as a board member on the Harbour Cove Townhouse Association's landscaping committee. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and provides a range of educational seminars and event-driven planning programs.