Denise Togger is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked at Raymond James since 2003 and has held roles at Atlantic Union Bank and Union Investment Services. Outside of her advisory work, she owns and operates a farm in Disputanta, VA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and a broad affiliate network.

Amber Cleck is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her prior experience includes seven years at Truist (formerly BB&T). She is based in Richmond, VA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive investment and planning solutions.

Kenneth Sizemore is a financial advisor with Morgan Stanley in Richmond, VA, holding a Series 66 designation and over 10 years of industry experience. He has worked with Morgan Stanley since 2015 and with Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based return estimates to support client financial plans.

Ilce Tallarico is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 registrations and has previously worked at Merrill Lynch, Pierce, Fenner & Smith, Inc., Bank of America, and PNC Investments. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and access to alternative investments.

Laura Gilchrist is a financial advisor with Mass Mutual Investors Services in Henrico, VA, holding Series 63 and Series 66 credentials and 23 years of industry experience. She has worked at several firms, including Wells Fargo Clearing Services and AXA Advisors LLC. Outside of her advisory work, she serves as a board member on the Harbour Cove Townhouse Association's landscaping committee. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and provides a range of educational seminars and event-driven planning programs.

Alison Lewis is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She previously worked at Davenport & Company LLC for seven years and has served as a FINRA arbitrator since 2012. Outside of her advisory role, she owns an online consignment business called ALL-In Luxury Resale & Consignment. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Paula Bridgman is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Wells Fargo entities since 2009. Outside of her advisory role, she serves as a trustee for her mother. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory with other financial products and referral channels.

Vivian Junco Leon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her career includes roles at Wells Fargo Clearing, LPL Financial LLC, and Wells Fargo Bank. She is currently based in Richmond, VA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with other financial products and referral channels.

William Rector III is a financial advisor with UBS Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS and its predecessor Painewebber Incorporated since 1985. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and using proprietary research to tailor client plans based on goals and risk tolerances.

Myleah Carter is a financial advisor at Ameriprise with Series 66 registration and two years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Norfolk State University. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, offering tailored recommendations that integrate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team and supports a broad range of advisory, brokerage, and insurance solutions.

Pamela Brockwell is a Series 66-registered financial advisor with Merrill, based in Richmond, VA. She has one year of industry experience and has worked at Merrill and Bank of America N.A., as well as Bb&T. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The program integrates Merrill’s Chief Investment Office strategies with access to a broad set of investment products and services through Bank of America’s corporate platform.

Robert Black is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and previously at Nationwide Investment Services Corp from 2012 to 2017. Black is the owner of Mirror Lake Wealth Management, LLC, where he serves as a wealth advisor. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a large network of independent Financial Professionals. The firm offers tailored investment strategies across multiple custody and platform arrangements and maintains both proprietary and unaffiliated model strategies.

Alaa Hakki is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise and MML Investors Services LLC, including Massachusetts Mutual Life Insurance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and fiduciary-based, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Barbour Farinholt Jr. is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously worked at Davenport & Company LLC and in educational and lacrosse-related roles. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, institutions, and government entities, and provides wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Madison Wootton is a CFA® charterholder with 28 years of experience in the financial industry. He is currently with Raymond James & Associates and has held previous roles at Truist Advisory Services, Bb&T Securities, and Scott & Stringfellow, Inc. Wootton serves as an officer and board member of The John Lewis Mottley Cemetery Corporation, a nonprofit organization involved in managing and maintaining a family cemetery. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients and institutional consulting through affiliated divisions.

Troy Yenser is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Raymond James in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2013 to 2018. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a focus on public finance and municipal services.

Robert Allen is a financial advisor at LPL Financial with 25 years of industry experience. He holds the ChFC® and Series 66 designations and previously worked at Kestra Financial Services, Inc. for five years before joining LPL Financial in 2021. Outside of his advisory role, he is also an agent selling fixed-term life insurance through Capstone Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research from LPL Research, third-party subadvisors, and TAMP sponsors.

Charles Altizer is a financial advisor with Equitable Advisors in Richmond, VA, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has been with Equitable Advisors since 2004, previously operating under Axa Advisors until 2020. Outside of his advisory role, Altizer is principal and owner of AM Financial Group Benefits, focusing on group and individual benefits. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL and various third-party asset managers. The firm uses a hybrid referral and implementation model combining advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Elizabeth Parsons is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and two years of industry experience. She has worked at Wells Fargo Clearing since 2023 and has been with Wells Fargo Bank, N.A. since 2019. Prior to her current roles, she held positions at TechInt Solutions Group LLC and Martin's Food Stores, and attended the University of Mary Washington. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Horn is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including City National Bank, Truist Advisory Services, BB&T Securities, and Scott & Stringfellow. Horn serves as treasurer for the Conservation Park of Virginia and is a trustee managing the endowment fund for Second Presbyterian Church. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, and charitable organizations with customized portfolio management, financial planning, and brokerage services. The firm employs a tailored investment approach using a combination of in-house and third-party managers and offers multiple advisory programs designed to fit clients’ risk profiles.