Robert Chase is a financial advisor with Mass Mutual Investors Services in Sacramento, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he acts as a life and health insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and structure collaborative, annual planning engagements.

Anthony Wilson is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Primerica Advisors since 1990 and has been associated with Primerica Financial Services since 1985. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers discretionary portfolio management supported by custodial services from Pershing.

Haley Young is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she held roles at several organizations including Colorado State University and Cuesta College, and was involved with the Swedish American Patriotic League. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions to client needs.

Luke Cummings is a financial advisor with LPL Financial who holds a Series 66 designation and has 20 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is involved with SAFE Financial Services, which provides investment, advisory, and insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, employing a variety of investment approaches including model portfolios, third-party subadvisors, and customized strategies.

Dustin Buck is a financial advisor with LPL Financial in Fair Oaks, CA, holding Series 63, 65, and 66 licenses and bringing 20 years of industry experience. He previously worked at Ameriprise and Edward Jones before joining LPL Financial in 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with a platform combining broad financial products and oversight of substantial discretionary assets.

Jake Remolona is a Financial Advisor at Merrill Lynch Wealth Management. He began his career in 2021 after graduating from the University of California, Davis with a degree in Managerial Economics. Jake initially worked with Equitable Advisors as a Financial Professional before joining Merrill Lynch Wealth Management in 2024. His areas of focus include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds the designation of Personal Investment Advisor (PIA). Jake emphasizes building personalized financial plans and providing ongoing advice tailored to clients' unique goals. Outside of his professional work, Jake enjoys baseball, football, golfing, photography, reading, running, skiing, soccer, spending time with his family, and traveling.

Demi To is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity, Demi worked at Bank of America and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolio delivery. The firm uses proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and long-term asset allocation benchmarks.

Barbara Reese is a CFP® professional with 34 years of industry experience, currently with LPL Financial since 2003. She previously worked at Securian Financial Services for three years. Outside of her advisory role, she is a co-owner of Stoney's Rockin' Rodeo Restaurant in Sacramento, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers comprehensive advisory and brokerage services through a large network of investment adviser representatives, utilizing a range of portfolio management strategies and operational tools.

Nicholas Pulido is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at JP Morgan Securities LLC and Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Stephen Lee is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior positions include roles at Waddell & Reed, J.P. Morgan Securities, Chase Investment Services, Wamu Investments, and Equitable Advisors. He is also involved in insurance sales through various carriers associated with W&R Insurance Agencies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Shane Holden is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Primerica Advisors since 1998 and also has a long-term association with Primerica Financial Services beginning in 1996. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based strategies managed by unaffiliated asset managers and operates with approximately 3,698 advisors and $15.5 billion in assets under management.

Colin Scott is a financial advisor at Edward Jones based in Sacramento, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles across multiple companies including Orkin Commercial, Rhombus, and FlexCare Medical Staffing. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Yiqing Sobon is a CFP®-designated financial advisor at Edward Jones with seven years of industry experience. Prior to joining Edward Jones in 2019, Sobon worked at Morgan Stanley and the U.S. Small Business Administration and was involved with the Sobon Wine Company, a family business in Plymouth, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Scott Motley is a Senior Financial Advisor with Merrill Lynch Wealth Management. Based in Northern California, he serves clients throughout the United States, focusing on planning and wealth management tailored to client priorities. He aims to deliver transparent communication and simplify complex financial topics while maintaining a disciplined and thoughtful approach to value investing. Scott has over 20 years of experience in financial advisory services, assisting professionals, educators, healthcare professionals, retirees, women, and families with special needs. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, tax minimization, and retirement income. He holds a Bachelor's Degree in Finance with an emphasis in Investments and Financial Services from the University of Nevada, Las Vegas. Scott has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Additionally, he is an Eagle Scout recognized by the Boy Scouts of America.

Francois Marcus is a financial advisor at OSAIC with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services and Questar Asset Management. Outside of his advisory roles, he is involved in resale activities through online sales. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Jeffrey White is a financial advisor with Fidelity in Granite Bay, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior work includes roles at Valic Financial Advisors, Allstate Insurance Company, Princor Financial Services Corporation, and Principal Life Insurance Company. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including funds of funds and model portfolios delivered to intermediary platforms.

Michelle Fruit is a financial advisor with Edward Jones in El Dorado Hills, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Edward Jones since 2015 and also operates J.M. Fruit, Inc., a consulting business where she manages bookkeeping and light accounting tasks. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Araceli Solis is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding a Series 66 designation and six years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Advisors since 2013. Solis serves as treasurer for the Sierra Oaks Vista Neighborhood Association in Sacramento. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients may implement through brokerage or advisory programs.

Calvin Park is a financial advisor with LPL Financial in Sacramento, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Waddell & Reed, Ducks Unlimited, and various insurance carriers over a decade. He is also involved with Fall Creek Wealth Management, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging a large network of advisors and a broad range of financial services.

James Arnold is a Planning Consultant specializing in retirement planning. He emphasizes a client-focused approach, prioritizing listening to understand clients' goals and concerns to provide educational and reassuring guidance. James maintains a calm, empathetic, and transparent manner in his professional relationships and is committed to placing clients' interests first. Prior to his current role, James worked at Fidelity Investments as a Financial Representative from 2024 to 2025 and as a Relationship Manager from 2025 to 2026. He holds a California Insurance License.