Ryan Fabian is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has six years of industry experience. His prior work includes roles at M&T Bank, World Equity Group, Wealthvest, The Leaders Group Inc, Bestow, and KeyBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of discretionary and non-discretionary investment strategies supported by research and operational tools.

Brendan Smith is a financial advisor with Equitable Advisors in Columbia, MD, holding a Series 66 designation and four years of industry experience. His prior work history includes positions at Merrill Lynch and Clemson University. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable program models or discretionary managers.

Ronnie Rounds II is a financial advisor with Equitable Advisors holding a Series 66 credential and no prior industry experience. His background includes roles at CWCapital and academic work at Louisiana State University. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset management programs through Investment Adviser Representatives, utilizing both proprietary and third-party investment models and advisory programs.

Jordan Mc Farland is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Raymond James Financial with three years of industry experience. His work history includes roles at Raymond James Financial Services, Inc. and Financial 360, LLC, where he is also engaged in a non-investment support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to align investment recommendations with client goals.

Michael Balakirsky is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2007, following three years at Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, employing various investment strategies and technologies, and oversees more than $819 billion in discretionary assets through a network of over 22,800 advisors.

Kevin Hutt is a CFP® with 31 years of experience in the financial industry. He is currently with Cetera and has held roles at Avantax and Onyx Asset & Wealth Management over his career. Outside of advisory work, he serves on the boards of several nonprofit organizations, including the Celebration Community Development Corporation and the National Children’s Center, Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and program structures, supporting over 10,000 advisors and approximately 800,000 clients.

Connor Flynn is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2017, following two years at Axa Advisors, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Durbin is a CFP® professional affiliated with Edelman Financial Engines in Ellicott City, MD, with 10 years of industry experience. He has previously worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management solutions.

Justin Taylor is a CFP® with 12 years of industry experience, currently affiliated with Mass Mutual Investors Services since 2017. He previously worked at METLIFE SECURITIES Inc from 2013 to 2017. Taylor also works as an independent insurance agent specializing in dental, group disability income, life, accident, health, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a structured planning approach that emphasizes collaborative goal analysis and recommended investment strategies.

Christopher Cox is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Maryland Financial Group, Inc., The Monitor Group, LLC, Financial Concepts Unlimited, Inc., and Citicorp Investment Services. Outside of his advisory work, he owns a karate academy in Washington, DC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides various advisory services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.

Kaon Nelson is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. His prior experience includes roles at Morgan Keegan & Company, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, providing tailored financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Demitri Paidas is a financial advisor with Wells Fargo Advisors in Rockville, MD, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he is involved in operating a financial services business in Rockville. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using Wells Fargo’s research and planning tools.

Eric Jones is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 21 years of industry experience. He worked at M&T Securities for 13 years before joining Wells Fargo Clearing in 2018. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with a large-scale advisory platform, serving over 14,000 financial advisors and managing approximately $671 billion in assets.

Neil Schmerling is a CFP® and PFS™ professional with 26 years of experience in financial advising. He is currently with Cetera and has previously worked with Avantax Advisory Services and led his own firms, including Schmerling Financial Group and The Schmerling Group. Outside of his advisory work, he serves as president of Rodef Sholom Congregation, overseeing its operations alongside volunteers and staff. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Manish Mukhi is a financial advisor with LPL Financial in Gaithersburg, MD, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Ameriprise Financial Services in various capacities for over 20 years and has been with LPL Financial since 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Logan Mc Naney is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he was involved in collegiate and professional lacrosse, playing for the Premier Lacrosse League's Denver Outlaws. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a large network of Investment Adviser Representatives. The firm emphasizes assessing client risk tolerance and matching clients with appropriate advisory models, including third-party and proprietary solutions.

Robert Babcock is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Marsh McLennan Insurance, and teaching positions at Elon University and Joel Barlow High School. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is typically model-driven, offering access to third-party asset managers and a range of financial planning and consulting services.

Raul Coronado Mardonez is a Financial Consultant at Fidelity Investments, where he currently collaborates with clients to develop tailored financial plans that address their unique family needs. His approach emphasizes building strong, lasting relationships based on trust, reliability, and knowledge to serve as a trusted advisor for his clients. Raul has held various roles within Fidelity Investments since 2021, including Investment Consultant and Planning Consultant. Prior to joining Fidelity, he gained experience in banking roles such as Priority Relationship Manager at Citibank and Personal Banker positions at Suntrust Bank and Wells Fargo. This diverse background has contributed to his expertise in financial planning and client relationship management. Outside of his professional work, Raul has personal interests that include family activities, music, parenthood, photography, running, and soccer.

Mitchell Disler is a Series 66-credentialed financial advisor with eight years of industry experience. He has worked at several firms including Fidelity Investments, JPMorgan Chase Bank, and Edward Jones prior to joining Cetera. Disler also serves as a Wealth Management Associate with Lydon Financial Advisors LLC, assisting in financial planning and investment strategies for individual clients. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a large nationwide network of independent advisors, serving a broad client base from individuals to institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Thomas Lydon III is a financial advisor with Cetera and holds the Series 66 designation. He has 19 years of industry experience, including prior roles at Avantax and 1st Global Advisors. In addition to his advisory work, he is a practicing attorney and has been self-employed in legal services since 2005. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies with extensive resources and affiliations.