Crystal Thompson is a financial advisor at Empower Advisory Group with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with BenefitsCorp since 2002. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to IRA and retail brokerage clients. The firm’s services integrate with Empower’s administrative platforms and focus on long-term portfolio returns and client savings rates through a point-in-time planning model and optional managed accounts.

Nathaniel Miller is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and Fidelity in various advisory and brokerage roles. Outside of his advisory work, he owns a real estate business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s research tools and asset allocation models to support financial planning and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Sarah Pham is a CFP® and ChFC® with 15 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She has previously worked at firms including Lido Advisors, U.S. Bancorp Investments, Schwab Private Client Investment Advisers, and TIAA. Outside of her advisory role, she is a licensed notary public and operates a book re-selling business specializing in rare and collector books. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts, and offers a range of implementation options including ETFs, mutual funds, and separately managed accounts.

Ali Ardehali is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and with 17 years of industry experience. He has worked at GWFS Equities, Inc. since 2022 and previously spent 14 years at TIAA-CREF and Tiaa. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s services are closely integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and savings rates through point-in-time plans and optional managed accounts.

Nadine Witt is a financial advisor at Empower Advisory Group with five years of industry experience. She holds a Series 66 designation and has worked previously at Personal Capital Advisors Corporation, J.W. Cole Advisors, and Morgan Stanley. Outside of her advisory role, she is co-owner of a marine repair shop and works as an independent dog sitter through the Rover platform. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, and its scale and affiliation with related entities shape its service delivery.

Alex Mindemann is a CFP® professional with nine years of experience in the financial services industry. He has worked at Schwab Wealth Advisory Inc. since 2021 and has been affiliated with Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice without discretionary trading authority.

Gracie Horton is a CFP® professional with two years of experience at Mercer Global Advisors Inc. She previously worked at American Century Investments and has an academic background from the University of Kansas. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach, emphasizing diversified, risk-appropriate portfolios with multi-factor tilts and offers a variety of implementation options including ETFs, mutual funds, and separate account solutions.

Douglas Gammel is a financial advisor at Empower Advisory Group with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Advised Assets Group, LLC since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates in its financial planning approach.

Kimberly Dixon is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and one year of industry experience. Her prior work includes roles as a self-employed real estate agent and life insurance agent, as well as a position at Ascensus. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, with services integrated into Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning approach and serves a large participant base through a high client-to-advisor workload.

Richard Diodosio is a financial advisor at TIAA-CREF with 20 years of industry experience. He holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, applying a fiduciary standard to its RIA services within a vertically integrated structure that includes affiliated funds.

Garrett Hawkins is a CFP® professional with nine years of industry experience, currently advising at Mariner since 2026. His prior roles include positions at GWFS Equities, Inc., LPL Financial LLC, and Wells Fargo Clearing Services. Mariner serves a diverse client base including individuals, pension plans, and charitable organizations, offering investment management, financial planning, and specialized services like coordinated tax and Core Family Office solutions. The firm employs discretionary, customized portfolios supported by internal and third-party research and provides integrated tax, accounting, and financial wellness services uncommon in large advisory enterprises.

Michelle Thebeau is a financial advisor at Mariner with 10 years of industry experience. She holds a Series 65 credential and has worked at Mariner since 2015, including through its evolution to Mariner Wealth Advisors. Prior to that, she spent one year at Kummer Financial Strategies, LLC. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm is notable for its integrated tax and accounting services alongside discretionary, customized portfolio management supported by an Investment Committee and a broad range of strategies.

Jacob Mc Cloy is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 65 licenses and has nine years of industry experience. His prior work includes roles at GWFS Equities, Cetera Advisors, National Planning Corporation, and Prime Financial Strategies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm offers financial plans that focus on long-term portfolio returns and savings rates, delivered through an integrated model connected to Empower’s administrative platforms.

John Browning III is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and three years of industry experience. He previously worked at AssetMark Brokerage, LLC and AssetMark Financial Holdings, Inc. Browning also assists partners at his firm with client meetings and financial planning as part of his role with The Browning Group II, LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services including fiduciary consulting, plan design, and employee education, with a focus on large institutional investors and complex investment solutions.

Anthony Englert is a financial advisor at Sanctuary Advisors, LLC in Denver, CO, with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Goldman Sachs & Co., Merrill, United Capital Financial Advisers, LLC, and Cetera Advisor Networks. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations, through a network of over 400 independent adviser representatives. The firm offers portfolio management, retirement plan consulting, and uses a range of analytical approaches while acting as a fiduciary under written advisory agreements.

Tamara Jean Santos is a financial advisor at Empower Advisory Group with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked at GWFS Equities, Inc. since 2016 before joining Empower Advisory Group in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Katelyn Cerullo is a financial advisor at D.A. Davidson & Co. in Denver, CO, with eight years of industry experience and holding a Series 66 designation. Her prior roles include positions at Securities America Advisors, KMS Financial Services, and SALAL Credit Union. Outside of her advisory work, she participates in the Lowe's Incentivised Reviewer Program, writing product reviews monthly. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employers, high-net-worth individuals, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, equity research, comprehensive financial planning, and a private wealth program while operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Darin Swick is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Thrivent Financial, Prudential Insurance Company of America, and Principal Life Insurance Company. Outside of his advisory work, he is involved in insurance brokering for non-registered products through outside carriers. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, managing most assets on a non-discretionary basis within the New York Life affiliate structure.

Lisanne Beard is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. She has worked extensively within the Charles Schwab organization in various roles since 2016. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models.

Elizabeth Feist is a financial advisor with Empower Advisory Group who holds Series 63 and Series 66 licenses and has 27 years of industry experience. She has been with GWFS Equities Inc./Great West Life & Annuity Insurance Company since 2002. Outside of her advisory work, she serves as president of the Thespian Legacy Foundation, a booster club supporting the Legacy High School Drama Club. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.