Mark Celusniak Jr. is a CFP® and holds a Series 66 license, with 19 years of experience in the financial industry. He has worked at Schwab Wealth Advisory and Charles Schwab since 2017 and previously held roles at Morgan Stanley Private Bank, Morgan Stanley, Citigroup Global Markets, and UBS Financial Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s recommendations are based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored guidance on investments such as mutual funds, ETFs, and separately managed accounts while requiring client authorization for trades.

Carey Sullivan is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been associated with Eagle Strategies since 2011 and previously worked with Five Peaks Capital Group LLC. Sullivan is involved in insurance brokering through multiple entities and holds ownership interests in various investment-related businesses. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement advisory services. The firm deploys a range of advisory programs and emphasizes tailoring recommendations to client objectives, with a significant portion of assets managed on a non-discretionary basis.

Melissa Constant is a financial advisor with Kestra Advisory in Lakewood, Colorado. She holds Series 63 and Series 65 registrations and has 11 years of industry experience. Prior to Kestra Advisory, she was associated with Royal Alliance and Personal Benefit Financial. Outside of her advisory role, she owns a short-term rental property managed by her husband. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers a range of services such as fiduciary consulting, plan-level investment advice, and advisor-managed accounts, serving clients including large institutional investors and sovereign wealth funds.

David Goodman is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding Series 63 and Series 65 licenses with eight years of industry experience. He previously worked at Personal Capital Advisors Corporation for five years before joining Mercer Global Advisors in 2023. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning, retirement consulting, tax planning, and estate coordination.

Jason Shimkos is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to his current role, he worked at Fisher Investments for nine years and has experience in both financial services and the restaurant industry. Outside of finance, he is employed as a line cook at Daughter Thai Kitchen and Bar. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach is tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jeffrey Brownlee is a CFP® with seven years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to joining Creative Planning, he worked at Flint Hills Resources for four years. He is based in Denver, CO. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental techniques such as direct indexing and tax-loss harvesting.

Liana Oneil is a financial advisor at TIAA-CREF with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms including ALPS Distributors, RiverFront Investment Group, and Kestra Advisory. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management using model and customized portfolios.

Stefan Heaton is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2023. Prior to his advisory career, he worked at King Soopers for 14 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. Their approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, with advice tailored to client goals and risk tolerance.

David Bromeier is a financial advisor at Farther with 25 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. Prior to joining Farther in 2026, he worked at HFG Advisors for 11 years and was involved with the Heartland Institute of Financial Education as a consultant and instructor. He is also part owner of a consulting and business management firm, GBG Financial. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm utilizes Modern Portfolio Theory with algorithmic rebalancing, employing a range of investment vehicles including ETFs, mutual funds, equities, and fixed income, supplemented by AI tools under internal controls.

Donna Stumpp is a financial advisor at Empower Advisory Group with two years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Empower, she worked at Denver Public Schools for eight years. Outside of her advisory role, she serves as Treasurer of the Broomfield Bird Club, a community birding organization. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail clients. The firm’s approach emphasizes long-term portfolio returns and integrates closely with its affiliated entities for recordkeeping and investment services.

Regina Ramsey is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and six years of industry experience. Her prior roles include positions at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Walsh University. She is based in Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach includes guidance on asset allocation and investment selection, relying on standardized asset-allocation models and internal research tools, with tailored recommendations based on client goals and risk tolerance.

Chase Lederer is a financial advisor at CWM, LLC with two years of industry experience. He holds a Series 65 designation and has worked previously at Carson Wealth, Pinnacle Wealth Management, and Empower Retirement. CWM, LLC is an SEC-registered investment adviser that serves a broad mix of clients including individuals, high-net-worth families, foundations, endowments, corporations, and institutions through a network of partner offices and over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services using discretionary model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools.

Lisabeth Durbin is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at New York Life Insurance Co. She is also involved in insurance brokerage as an agent, focusing on insurance sales and service, including Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining investment advice with custody, execution, and brokerage capabilities.

Jason Abar is a CFP® professional with 24 years of industry experience, currently serving with Schwab Wealth Advisory Inc., where he has worked since 2014. His prior experience includes roles at Reilly Financial Advisors, Curian Capital, LLC, and Mass Mutual Investor Services. He is also involved with Abar Investments Inc. outside of his advisory role. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm focuses on personalized recommendations aligned with clients’ goals and risk tolerance, executing trades only with client authorization.

Marco Ramos is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab, and Northwestern Mutual among other firms. Prior to his financial services career, Ramos had experience in diverse roles including at Arrow Electronics and Daisy Lane Dairy. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standard asset-allocation models and internal research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Cade Hammarquist is a CFP® professional at Corient with four years of industry experience. He previously worked at M. S. HOWELLS & Co., Ashton Thomas Private Wealth, Wells Fargo Clearing, and Charles Schwab. Outside of advisory roles, he has experience as an insurance agent. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments where appropriate.

Michelle Dockter is a CFP®, ChFC®, and holds a Series 66 license with 19 years of industry experience. She currently works at D.A. Davidson & Co., where she has been since 2021, following nine years at Ameriprise Financial Services, Inc. She serves on the Board of Directors of the Financial Planning Association as Treasurer. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services, including ERISA retirement plan advisory, comprehensive financial planning, and private wealth management for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Jackson Wegner is a CFP® professional with seven years of experience in financial advising. He has worked at Sequoia Financial Group since 2026 and previously held roles at Moneta Group Investment Advisors, Valeo Financial Advisors, and PNC. Jackson is based in Denver, CO. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model allocations and custom portfolio solutions, utilizing various investment vehicles and research methods overseen by an Investment Policy Committee.

Paula Smith is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked with Charles Schwab since 1999 and has been with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, utilizing asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts managed by third parties or affiliates.

Daniel Hamilton is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Personal Capital Advisors Corporation, JP Morgan Securities LLC, Fisher Investments, and Fidelity Investments. Outside of his advisory role, he is a co-founder of Pure Pet Extracts, a pet wellness products company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm’s integrated approach utilizes proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.