Nicholas Pocceschi is a financial advisor with Charles Schwab in Wayne, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Since 2019, he has been with Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Dan Shapero is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He has held several leadership and financial advisory positions throughout his career, including Branch Manager at E*TRADE From Morgan Stanley from 2021 to 2023, Financial Consultant at E*TRADE Financial from 2017 to 2021, Relationship Manager at PNC Financial Services Group Private Client Group from 2013 to 2017, and Regional Bank Private Banker at Wells Fargo from 2011 to 2013. Dan's professional experience spans branch management, financial consulting, and private client relationship management. His goal is to lead and inspire associates to be the best version of themselves, enabling them to meet the financial planning and service needs of clients effectively.

Mary Kishoiyian is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. She has been with Vanguard Advisers since 2019 and has also worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a high volume of client relationships through a combination of technology and a large advisor team.

Martha Temple Cass is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously held a position at Citigroup Global Markets beginning in 2004. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Michael Strulson is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Oppenheimer for 17 years before joining RBC Capital Markets in 2021. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of wrap fee advisory programs with customizable investment strategies implemented through a combination of in-house and third-party managers, supported by integrated capital markets and affiliated asset management capabilities.

Richard Pinola Jr. is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors Corporation for 16 years and has operated Hendrixson Pinola Financial Services since 2009. OSAIC serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a broad range of advisory and brokerage services supported by advanced portfolio construction tools and multiple third-party platform solutions.

Christian Pagliaro is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at firms including Trinity Wealth Securities, Florida Financial Advisors, and Comparion Insurance Agency. Pagliaro served in the United States Marine Corps from 2020 to 2022. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.

Francis Dielsi is a financial advisor at Vanguard Advisers with 20 years of industry experience. He has worked at The Vanguard Group, Inc. since 2005. Outside of his advisory role, he serves as a limited agent for family-related investment matters. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, utilizing proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs.

Raj Rawal is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and bringing 10 years of industry experience. In addition to his advisory role, he is engaged in various non-investment activities including caregiving at a home healthcare service, e-commerce sales, working as an events emcee, and providing transportation services. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a digital platform combined with advisor support.

Calvin Thomas is a Financial Advisor at Merrill Lynch Wealth Management, where he dedicates his work to helping clients achieve their financial goals through personalized financial strategies. He collaborates closely with clients to understand their full financial picture and develop flexible wealth management plans that adapt to changing market conditions. His approach includes providing access to investment insights from Merrill and banking and lending solutions through Bank of America. Calvin's expertise encompasses family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He assists clients in defining their goals and choosing portfolio strategies designed to reach them, offering ongoing advice and adjustment as their situations evolve. He holds the Professional Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of Delaware. Outside of his professional work, Calvin has interests in adventure sports, football, hiking, hunting, running, skiing, soccer, spending time with his family, traveling, and watching movies.

Benjamin Mcclung is a financial advisor with Vanguard Advisers holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes positions at Grubhub and Origlio Beverage. He is currently employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware strategies.

Bruce Sham is a financial advisor with Mass Mutual Investors Services in Radnor, PA, holding a Series 63 credential and bringing 40 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 2003. Outside of his advisory role, he serves as a synagogue teacher and board member for Old York Road Temple Beth Am, and he owns a social security advocacy and consulting business called Special Planning Solutions. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, charitable organizations, and employers. The firm uses collaborative, goal-based planning supported by firm-approved analytical tools and offers a range of programs including estate settlement and event-driven planning services.

Jonathan Woolley is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services. Outside of his advisory role, he owns Liberty Trailer Rentals, LLC, a trailer rental business based in Phoenixville, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, offering a broad range of customization options and managing a large number of client relationships through its digital platform and advisory team.

James Massengill is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His long tenure includes over three decades with The Vanguard Group, Inc. He has also held positions in education at Kutztown University, Reading Area Community College, and Pottstown Senior High School. Outside of his advisory role, he is a landlord and owner of rental properties. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering a broad range of customization options.

Jonathan Wood is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in the Exton, Pennsylvania office. He is part of The Wood Cain Group, a team with over 92 years of Wealth Management and Financial Services experience, focusing on serving a select group of successful families and businesses. The team bases its planning relationships on clients' financial needs, objectives, time horizons, and risk tolerance, aiming to assist in wealth accumulation, preservation, and transfer strategies. Jonathan's expertise includes areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. The team's process incorporates asset allocation, liability management, tax minimization strategies, and asset preservation. He holds a Bachelor's Degree from Pennsylvania State University and a High School Diploma from Ridgewood High School. Jonathan is also a member of the Pennsylvania State University Alumni Association.

Raquel Ward is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms including JPMorgan Chase Bank, Fidelity Brokerage Services, and has been with Vanguard since 2022. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs with various customization options.

Michael Mc Callister is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2015 in various roles, including Vanguard Marketing Corporation and The Vanguard Group, and has worked as a self-employed advisor intermittently since 2021. Mc Callister acts as a limited agent for immediate family members in an investment-related fiduciary capacity. Vanguard Advisers offers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation and portfolio construction, leveraging Vanguard funds and ETFs with features such as tax-awareness and customizable options.

John Mc Quarrie is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2018. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis methods.

Rebecca Mcgehean is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Avon Grove Nazarene Academy for 17 years and has involvement with Avon Grove Library. Outside of her advisory role, she contributes administratively to Rae McPherson Creative. Primerica Advisors serves primarily individual investors, including both non-HNW and high-net-worth clients, offering a wrap-fee asset management program that utilizes model-delivery strategies managed by third-party asset managers.

Rebecca Dauterive is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at The Vanguard Group and The Institutes. Outside of her advisory role, she has experience working in the hospitality industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.