Kevin Kubicek is a financial advisor at Cetera with a Series 65 designation and two years of industry experience. He is also the owner of Kubicek Financial Services LLC, providing advisory and wealth management services. Outside of advisory work, he is employed by Anthony Kubicek CPA PC, a public accounting practice offering tax preparation, planning, and auditing services. Cetera is an SEC-registered adviser offering a range of portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with access to multiple program structures, third-party managers, and bespoke investment strategies.

Michael Goldstein is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial advice and wealth management services to clients with more than $1 million in corporate, family, and individual assets. His expertise includes financial strategies, wealth transfer and preservation, business services, retirement strategies and recommendations, estate planning strategies, portfolio management, and concentrated stock strategies. Michael serves affluent families and individuals, corporate executives, and successful business owners who value a disciplined approach to wealth management. He believes that a successful strategy considers all aspects of a client's financial life and works to understand their situation, needs, and objectives to create personalized plans. He holds a Bachelor of Science degree from Temple University and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Michael has been married to his wife Carol for 37 years and they have three children, Matthew, Kerry, and Emily. The Goldsteins reside in North Wales, Pennsylvania. He participates in community volunteering activities following the Merrill tradition.

Scott Abramson is a financial advisor with Ameriprise in Conshohocken, PA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and annual advice that emphasize dependable income sources and tax-aware withdrawal strategies.

Michael Laporta Jr. is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 65 credentials and having 31 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Guerlio St Vrestil is a financial advisor with Equitable Advisors holding a Series 66 license and two years of industry experience. His background includes roles at Little Caesars, the US Naval DLA Troop Support, and various educational positions. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations, utilizing a range of proprietary and third-party investment programs.

Kevin Morrissey is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. Kevin serves as a resource for general investing, retirement planning, and saving for unexpected events, providing ongoing advice and guidance as clients' needs evolve. His client focus areas include Corporate Benefits, Education Planning, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, and Personal Retirement Planning. Kevin holds the Personal Investment Advisor (PIA) designation and earned his Bachelor's Degree from Saint Joseph's University. Outside of his professional role, Kevin is involved with Habitat for Humanity of Philadelphia. His personal interests include baseball, biking, cooking, fishing, golfing, music, pickleball, reading, skiing, and spending time with his family.

Ron Mentel is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Mutual of America and Hamilton Lane. Outside of his advisory work, Mentel is a sole proprietor of a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning solutions.

Jaclyn Drobny is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the CFP® and Series 66 designations. Her career includes roles at Merrill, UBS Financial Services, and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and supplements its broad offerings with specialized investment and planning resources.

Jennifer Hartline is a Series 66 licensed financial advisor with Morgan Stanley in West Conshohocken, PA, where she has worked since 2016. She has 11 years of experience in the financial services industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Financial Advisors and Estate Planning Strategies Group.

Tara Frohner is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and Merrill. Frohner serves on the Finance Committee of the Academy of Notre Dame de Namur in Villanova, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by approved tools and delivers services through a network of financial advisors and estate planning groups.

Richard Graber is a financial advisor with Thrivent Investment Management in Perkasie, Pennsylvania. He holds a Series 66 designation and has 11 years of industry experience, all with Thrivent Financial and its investment management division. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal-based planning addressing a range of topics and offers a combined planning and managed-account service called WealthPlan while keeping advisory functions separate.

Justin Bartolomucci is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2009. He holds the Series 66 designation and is based in Collegeville, PA. Outside of his advisory role, Bartolomucci serves as treasurer for the Collegeville Economic Development Organization and is a board member at Ursinus College, where he reviews research procedures involving human subjects. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large network of advisors and branch offices, providing services under a fiduciary standard.

Gary Miller is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at The Vanguard Group and Prudential Insurance Company of America. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Barth Allgeier is a Series 66 credentialed financial advisor with Edward Jones in Ambler, PA, where he has worked since 2009. He has 16 years of experience in the industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and offers a range of investment strategies and affiliated financial services under a fiduciary standard.

Daniel O'mara Jr. is a financial advisor at Stifel with 27 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 65 designations. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and asset allocation guidance.

Nicole Stuart is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA before joining Merrill. Stuart spent 25 years at M&T Bank earlier in her career. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Owen Kelly is a CFP® with five years of industry experience, currently serving at Cambridge Investment Research Advisors. His prior roles include positions at The Vanguard Group and CAPTrust. Kelly is also involved in community activities as a volunteer committee member serving as District Finance Chair in Collegeville, PA. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Philip Plotnick is a financial advisor with Morgan Stanley, holding Series 63, 65, and 66 licenses and bringing 40 years of industry experience. He worked at UBS Financial Services for 14 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Wesley Burke is a financial advisor with Equitable Advisors in Conshohocken, PA, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has worked at Equitable Advisors since 2016, following prior roles at AXA Advisors, MSI Financial Services, and Mutual of Omaha Investor Services. Outside of advisory work, he serves on the Board of Trustees at Chelten Church and performs as a musician with EBE Events and Entertainment. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a combination of in-house and third-party advisory models and emphasizes ERISA fiduciary services without sponsoring its own wrap fee program.

Meghan McIntyre is a CFP® and Series 66-registered financial advisor with Ameriprise, based in Phoenixville, PA. She has 21 years of industry experience, including 15 years with Ameriprise Financial Services, Inc. prior to joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.