Ruben Marshall is a CFP® professional with 28 years of industry experience, currently serving at J.P. Morgan Securities in Princeton, NJ. He has worked at J.P. Morgan Securities since 2014 and previously spent three years with RGCA Family, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Robert Jaouen Jr. is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Merrill and Bank of America since 2013. Outside of his advisory role, he works part-time as a server at a family-owned pie restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Lisa Kent is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience to her role. She serves multiple generations within families, focusing on family wealth management strategies, legacy planning, and personal retirement planning. Lisa is a qualified Portfolio Manager within the Merrill Investment Advisory Program, where she builds and manages personalized investment strategies that may incorporate a range of assets and third-party strategies. Lisa holds a Bachelor's degree from Bucknell University. She holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Lisa was honored to chair the Merrill Financial Advisor Advisory Council to Management in 2021, representing her peers to senior leadership. She has been recognized by Forbes as one of the "Best-In-State Wealth Advisors" from 2019 through 2023, and as one of "America's Top Women Wealth Advisors" in 2019, 2020, and 2021. Lisa focuses on empowering women to take control of their financial lives, providing clear guidance as a peer and mentor. Outside of work, she enjoys cycling, cooking, hiking, dancing, and spending time with her family in East Brunswick, New Jersey.

Michael Stevens is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he has ownership in Alpha Wolf LLC, an investment-related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Ronald White is a financial advisor with LPL Financial in Manalapan, NJ, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at IC Advisory Services Inc and The Investment Center Inc for 13 years each. Outside of his advisory role, he is involved in businesses focused on tick and mosquito control as well as fireplace services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven strategies.

Brigitte Bendriss is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 2012, bringing over thirty years of experience in operational and accounting management as well as ownership within the auto and heavy truck dealership industry. Her extensive business background provides her with unique insight into the financial and estate management needs of business owners. Ms. Bendriss earned a Bachelor of Science degree in Industrial Management from Louisiana State University in 1980 and holds the Personal Investment Advisor (PIA) designation. She focuses on delivering customized financial strategies tailored to high-net-worth individuals and business owners, emphasizing understanding clients’ priorities to develop personalized wealth management, estate, and business financial plans. A lifelong resident of Lake Charles, Louisiana, Ms. Bendriss is actively involved in her community. She serves as a board member of the Chennault International Airport Authority and has been a Vestry member and Finance Committee member of the Episcopal Church of the Good Shepherd, where she has also held the office of Senior Warden. Outside of her professional and community roles, she pursues interests including big game hunting and spending time with her family.

Vincent Fichera is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to understand their short and long-term financial goals and develops individualized financial plans. He focuses on providing a transparent and welcoming experience to clients and aims to build relationships that foster confidence and comfort in every interaction. Vincent has accumulated experience in the financial services industry through various positions. Prior to his current role, he served as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before joining Fidelity, he held several roles at Merrill, including AVP, Financial Solutions Advisor from 2021 to 2023, Investment Consultant II on the Premium Team from 2020 to 2021, Investment Consultant on the Trade Desk in 2020, and Financial Services Representative from 2019 to 2020.

Frankie Plasencia is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following roles at WELLS FARGO Advisors, LLC and Wells Fargo Bank NA. Outside of finance, he owns and operates businesses in auto sales and vehicle maintenance. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Eric Nelson is a financial advisor with Charles Schwab in Princeton, NJ, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at TD Ameritrade, Bank of America, and Merrill. Nelson has been with Charles Schwab since 2019 across different divisions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Ira Gewirtz is a financial advisor at Merrill with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2007 and Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of investment strategies that include model-based, discretionary, and tax-aware options. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Guss is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Merrill since 2006. Outside of his advisory role, he assists with a family dog sitting business by helping with dog walks and boarding. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Andrew Weight is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Outside of his advisory role, he consults on general matters for a family-owned mechanical business. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Alexander Proektor is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has been with Merrill since 2019. Prior to his current role, he worked in retail positions at La-Z-Boy Furniture Galleries, The Fresh Market, and Trek Bicycle Store. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional fiduciaries. The firm integrates investment management with a broader corporate platform that includes lending, custody, and principal trading services.

Michael Kapolka is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 designation. He has 30 years of industry experience and previously worked for Avantax Insurance Agency LLC and related Avantax entities for over two decades. Outside of his advisory work, he owns Keystone Fly Rod Company, which offers fly fishing and fly casting instruction, and serves as treasurer for the Upper Saranac Lake Association. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers both proprietary and third-party investment strategies across multiple custody platforms, with options for discretionary and non-discretionary management tailored to client objectives.

Julie Christman is a financial advisor at Charles Schwab based in Princeton, NJ, with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. Outside of her advisory role, she bakes goods for holidays and special occasions for family and close friends. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Benjamin Chando is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill in 2026, he held positions outside finance, including roles at Kura Sushi and Applebees, and was a full-time student at Rutgers University. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Ariana Karwowski is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its investment offerings with Bank of America’s broader platform, providing access to a wide set of products and services.

Reyne Harris is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill and its affiliates for over two decades, with a brief tenure at BOFA Securities. Outside of finance, he is an indoor cycling instructor and part owner of a business involved in managing financial and administrative functions. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing access to model-based and discretionary investment strategies for a diverse client base including individuals, pension plans, and charitable organizations.

Joselito Aquino is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, UBS Financial Services, and JPMorgan. Aquino is based in North Brunswick, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Catherine Gowen is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2014. Merrill provides managed account services through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader platform.