Alan Brum is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Ameriprise, Kestra Investment Services, and TD Ameritrade. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Gregory Beckman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Beckman serves as a trustee for his spouse in an investment-related capacity. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial product offerings than many peers, such as insurance-related vehicles and bank deposit sweep options.

Mark Van Ness is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on developing investment strategies for high net worth individuals and business owners, providing goals-based wealth management alongside a team of specialists. Mark's work includes managing portfolios that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Mark has been in the financial services industry since 1999 and joined Merrill Lynch Wealth Management in 2012. He holds the designation of Personal Investment Advisor (PIA) and earned an Associate's Degree from Devry University. His client focus areas include education planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Residing in Westfield, NJ, Mark lives with his wife, Roseann, and their two daughters, Gabriella and Sabrina. Outside of his professional work, he enjoys baseball, boating, fishing, football, traveling, sport fishing, and Italian food.

David Larkin is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in wealth and investment planning for high net worth individuals and business owners. He leads The Larkin Group, providing comprehensive services including corporate executive services, divorce transition planning, employee benefits planning, family wealth management strategies, and retirement income planning. David holds a Bachelor's Degree from the University of Richmond and has earned the designations of CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach focuses on connecting all aspects of a client's financial life to help prioritize and pursue the goals that matter most. Residing in Basking Ridge, New Jersey, David lives with his wife Kathryn and their two daughters. He is involved with the Friends of the Bernardsville Library and enjoys spending time outdoors with his family.

Nikolas Keszthelyi is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work history includes positions at Joyce Honda and Zumiez Inc. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and a variety of asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Adnan Khan is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked with Wells Fargo Clearing Services LLC since 2017. Outside of his advisory role, he holds an ownership interest in RR Solutions, LLC, which provides sales, marketing, and technology solutions to internet and cable companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Louis Mazzone is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His prior work includes roles at Signature Securities Group Corp./Signature Bank and Cetera Advisors LLC. Outside of advisory work, he owns Medicare Network Advisors LLC, a health insurance business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brandon Wilson is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2024 and has experience working in both the firm's broader operations and its Private Bank. Outside of finance, he is involved as a partner in InfluenceTee, a retail and online business. Morgan Stanley Wealth Management serves individual and institutional clients with comprehensive advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and advisory solutions.

Carolina Desiderato is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Donald Martine is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2014 and Bank of America since 2015. Outside of his advisory role, he is involved in trade work for Peppler Funeral Home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Marc Demello serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience in investment advising. Since joining the firm in 2015, he has focused on designing and implementing fixed income portfolios tailored to high net worth individuals, many of whom are current or former investment professionals. His expertise includes utilizing corporate bonds, municipal bonds, preferred stocks, and alternative investments to develop income strategies. Marc holds a Bachelor's Degree from Northeastern University and holds the Personal Investment Advisor (PIA) designation. His client focus encompasses managing new wealth, individual and corporate investment strategies, and retirement income. Outside of his professional role, Marc resides in Monmouth County and enjoys spending time with his family. He has three children and takes pleasure in watching their performances in concerts, supporting their high school rowing team, and traveling with them both domestically and internationally.

Dominick Gallo is a CFP® professional with 36 years of industry experience, currently serving at Ameriprise in Colts Neck, NJ. He has been with Ameriprise and its predecessor entities since 1989. Outside of his advisory role, he maintains family real estate originally transferred to him and his brothers several decades ago. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Christian Beach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on delivering a customized wealth management experience by combining a disciplined process with a deep understanding of client needs. Christian works with clients on planning for retirement, funding education expenses, and developing strategies for small business owners to achieve their financial goals. Christian's expertise includes divorce transition planning, employee benefits planning, employee financial health, personal retirement planning, and small business strategies. He holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Christian attended Brookdale Community College and Rutgers, although no diplomas were conferred. In addition to his professional work, Christian is involved in community activities including the American Cancer Society and coaching soccer for TRFC. Outside of work, he enjoys camping, hiking, music, spending time with his family, and writing.

Zachary Fransckiewich is affiliated with LPL Enterprise and holds a Series 66 designation. He has been with LPL Enterprise since 2026 and has no prior industry experience. Outside of financial advising, he has experience working in the hospitality and education sectors, including ownership of Hotel LBI since 2020. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by LPL’s research, model portfolios, and third-party strategists.

Brielle Scott is a Financial Consultant at Fidelity Investments, a position she has held since 2024. She has been with Fidelity Investments since 2019, progressing through roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, she worked as a Financial Services Representative at Merrill Edge from 2018 to 2019. Brielle focuses on financial planning and client engagement, aiming to provide tailored financial plans that align with clients' goals and needs. She emphasizes listening to clients and serving as a local resource to support their pursuit of a successful financial future. Outside of her professional work, Brielle enjoys cooking and baking, family activities, and reading.

Christopher Geraci is a financial advisor with Merrill, holding the Series 66 designation and six years of industry experience. His work history includes roles at Bank of America and Merrill since 2020, with prior experience at T-Mobile, B2B Soft, Aleatory Inc, Bar Anticipation, and Verizon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Frank is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors Corporation and several Summit firms. Outside of advising, he operates a courier service as a sole proprietor. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios that may include a broad range of investment vehicles.

Vlad Balyuk is a financial advisor with J.P. Morgan Securities in Brooklyn, NY, holding Series 63 and 66 licenses with three years of industry experience. His prior roles include positions at National Financial Network and The Flomenhaft Law Firm, as well as work with Camp Turk Masonic Youth Camp. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and offers a range of services delivered on a non-discretionary basis.

David Wilgus is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase NA, where he spent a combined 15 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Alfred Kelly Jr. is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management through various platforms and proprietary research.