Nicholas Serra is a CFP® and holds a Series 66 license, with six years of experience in the financial services industry. He has worked at UBS Financial Services from 2018 to 2025 and has been with Morgan Stanley since 2025 in roles including Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers financial planning primarily in an advisory capacity.

Kevin Mccartney is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 designations and has 25 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MSI Financial Services, Inc. since 2005. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager services, and educational seminars.

Nikos Antivachis is a financial advisor with OSAIC, holding Series 63, 65, and 66 credentials and bringing 24 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 10 years and is managing member of two insurance-related firms, Jona Income Solutions LLC and Carlton Risk Management, LLC. Outside of his advisory roles, he serves as a board member and travel/tournament director for the Branchburg Baseball Club. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services with access to multiple advisory platforms, third-party money managers, and unified managed accounts. The firm employs asset-allocation tools, automated rebalancing, and supports various portfolio management approaches to meet client needs.

Peter Sit is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. in various advisory roles. Outside of his advisory duties, he acts in a fiduciary capacity for the Yvonne Franzese Irrevocable Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Steven Perillo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior roles include positions at Santander Securities, Santander Bank, Waddell & Reed, and ownership of Perillo Wealth Management LLC. He is also involved in insurance sales through various carriers affiliated with W&R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Eugene Pak is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his work at Wells Fargo, he owns and operates Kirby Advisory Group LLC, a financial advisory practice based in New Brunswick, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, along with specialized services that require specific advisor credentials.

Michele Hirsch is a Planning Consultant at Fidelity Investments, where she works with clients and their families to develop customized financial plans that address their unique needs, goals, and objectives. She joined Fidelity Investments in 2021 and has held several roles including Senior Representative, Relationship Manager, and currently Planning Consultant. Prior to joining Fidelity Investments, Michele held positions at Credit Suisse as Director and Vice President in Private Banking from 2000 to 2016. Earlier in her career, she was an Assistant Vice President in the Investment Services Group at Donaldson, Lufkin & Jenrette from 1993 to 2000. Her experience spans private banking, investment services, and client relationship management, providing a foundation for her current role in financial planning.

Michael Vespucci Paxson is a Financial Consultant at Fidelity Investments. He partners with clients to help them create, implement, and maintain their personal financial plans, aiming to be a trusted consultant by understanding their priorities and guiding them to suitable strategies and resources offered by Fidelity. Michael has worked with Fidelity Investments in various roles since 2015, including Financial Consultant from 2015 to 2019, Planning Consultant from 2020 to 2023, and Financial Consultant since 2023. He holds a California Insurance License.

George Shenouda is a Financial Advisor with Merrill Lynch Wealth Management based in Princeton. He focuses on creating personalized financial plans tailored to the unique ambitions and priorities of his clients. His approach involves connecting clients to appropriate people, plans, and processes to help them pursue personal goals such as funding education, managing retirement lifestyle and potential health care costs, and achieving long-term family objectives. Mr. Shenouda brings expertise in family wealth management strategies, personal retirement planning, and individual and corporate investment strategies. He holds a Bachelor's Degree from Rutgers and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). In addition to his professional work, Mr. Shenouda is involved with the Boy Scouts of America organization, reflecting his community engagement.

Ryan Stryker is a financial advisor at Merrill in Princeton, NJ, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Bergamot Asset Management LP and Fragomen, as well as work at Rutgers University. Outside of finance, he operates a theme park tour business, organizing trips to various parks across the United States. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Paul Pristavec is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining the firm in 1993, he has advised affluent families and high net worth individuals beginning in 1996. He also collaborates with an institutional consulting group to provide guidance to nonprofit organizations. His client focus areas include college education planning, retirement income, portfolio management, and investment strategies for both individuals and corporate clients. Paul holds a bachelor's degree in Business from Wagner College and maintains several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC) designation, Personal Investment Advisor (PIA), and FINRA registrations Series 7, 31, 63, and 65, as well as a Life Insurance Planning License. He emphasizes a personalized approach, working one-on-one with clients to develop financial strategies aligned with their long-term goals. Residing in the Tottenville section of Staten Island with his wife Dana and their six children, Paul is active in his community. He coaches multiple youth sports teams and is involved with the Catholic Youth Organization and the Cristian Rivera Foundation. His personal interests include sports, travel, music, and spending time with his family.

Alfonso Gialanella is a CFP® with 28 years of experience in the financial industry, currently serving as a financial advisor at Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2025. Outside of his advisory role, Gialanella is a firefighter with the Scotch Plains Volunteer Fire Department and serves as co-trustee of a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.

Allison Delay is a financial advisor with RBC Capital Markets in Princeton, NJ, holding a Series 66 designation and bringing 23 years of industry experience. She worked at Morgan Stanley Smith Barney LLC from 2014 to 2020 before joining RBC Capital Markets in 2020. Outside of her advisory role, she serves as an officer for Donovan Deliver, a nonprofit supporting families of stillborn babies. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers tailored investment strategies through multiple advisory programs, combining in-house and third-party managers with options for tax management and responsible investing.

Raffaele Maione is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2003, assisting clients in managing their individual wealth tailored to their specific needs. His approach emphasizes understanding client objectives to provide comprehensive wealth management strategies. Raffaele's areas of expertise include college education planning, family wealth management strategies, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He holds several professional designations: CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's Degree from Richard Stockton College of New Jersey. Outside of work, Raffaele enjoys biking, cooking, golfing, ice hockey, music, reading, running, spending time with his family, playing tennis, and traveling.

Andrew Rathbun is a financial advisor at Edward Jones with 21 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. for eight years. Rathbun is also the owner of Andrew J Rathbun Marketing Advisors, LLC, a marketing consulting business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Sunil Seth is a financial advisor with Morgan Stanley in Lawrenceville, NJ, holding Series 63 and Series 66 licenses and over 30 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory work, he is involved in owning rental property. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its financial planning process.

Peter Meme serves as a Senior Financial Advisor with Merrill Lynch Wealth Management, providing investment advice and guidance aimed at achieving positive long-term outcomes for affluent individuals, fiduciaries, businesses, and endowments. He works closely with clients to develop customized financial strategies that align their investments with personal goals and priorities, utilizing tools such as the Personal Wealth Analysis (PWA) and insights from Merrill’s Chief Investment Office (CIO) to integrate the latest Tactical Asset Allocation recommendations. With expertise in tailored wealth management and strategic financial solutions, Peter supports clients across various stages of their financial and business life cycles. His services include investment consulting, business financing, private business sales, and the incorporation of estate planning, wealth transfer, and preservation strategies. He leverages the resources of Merrill and Bank of America to help clients grow, protect, and transition their wealth. Peter holds a Bachelor of Arts in Economics from Rutgers University and the Personal Investment Advisor (PIA) designation. He participates in community development through involvement with organizations such as the Town Clock Community Development Corporation. Outside of work, his interests include basketball, boxing, football, golfing, music, reading, soccer, table tennis, and tennis.

Gregory Beck is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and operates under a fiduciary standard.

Tara Attardo is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America since 2017. Outside of her advisory role, she owns a business creating handmade shirts, glasses, bags, and other customized accessories. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jyoti Oberai is a financial advisor at Equitable Advisors with 27 years of industry experience. She has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. Outside of advising, she is involved in a fine wine and liquor business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.