Wendy Feng is a financial advisor at HSBC Securities (USA) Inc. with 30 years of industry experience. She holds the CFP® designation and securities licenses Series 63 and Series 65. Her prior experience includes roles at Citigroup Global Markets and Citicorp Investment Services. In addition to her advisory duties, she serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of her firm, selling bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types ranging from client-directed to fully discretionary offerings. The firm uses a structured investment process with multiple risk profiles and partners with affiliated and third-party providers to deliver advisory, fund selection, and custody services.

Carson Schram is a Series 65 licensed advisor at Creative Planning with seven years of industry experience. He has been with Creative Planning since 2018. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth and ultra-affluent individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by tax-loss harvesting, individually managed strategies, and selective private market exposure.

Yi Ling Chen is a financial advisor at OSAIC Institutions, INC. with 25 years of industry experience. She holds Series 65 and Series 66 designations and has worked at firms including HSBC Securities (USA) Inc., Citigroup Global Markets, Infinex Investments, and Popular Bank, where she currently serves as a Senior Sales & Relationship Advisor. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.

Timothy Phillips is a financial advisor with Citigroup Global Markets in New York, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He previously worked at M&T Securities, Inc. before joining Citibank in 2020. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes multi-asset, multi-manager strategies with a combination of in-house research and large institutional scale, including roles as a swap dealer and futures commission merchant.

Nicolas Vidas is a CFA® charterholder currently with MAI Capital Management, LLC. He has one year of industry experience and previously worked at Evoke Advisors and Crescent Bay Advisors. Vidas began his career at New York University. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, and institutional investors. The firm manages a wide range of strategies and offers services such as trust administration and insurance through affiliated entities.

Christel Good is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses, and has 28 years of industry experience. She has worked at Oppenheimer & Co since 2006 and previously held positions at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of finance, she is a partner and crafter in a weekend craft business. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm provides a wide range of investment programs and advisory services, with a notable emphasis on non-discretionary asset management and maintaining custody of client assets.

Cheryl Hunter is a Series 66-registered financial advisor with Goldman Sachs Wealth Services in New York, NY, with 17 years of industry experience. She has been with Goldman, Sachs & Co. since 1995, accumulating over three decades at the firm. Goldman Sachs Wealth Services advises a broad client base, including individual investors, executives, plan sponsors, and institutional clients, providing financial planning and portfolio management alongside specialized offerings such as Private Family Office and Executive Wealth programs. The firm integrates strategic allocation models, manager selections, and multiple implementation approaches, supported by the broader Goldman Sachs ecosystem and a range of operational tools including AI-driven analytics.

Michael Collins is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and four years of industry experience. His prior work history includes service in the United States Army from 2015 to 2021 and a position at Fidelity Investments beginning in 2022. Outside of his advisory role, he is a partner in an online retail business, LCMH & Company LLC, where he handles accounting. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional capabilities alongside various market roles such as swap dealer and futures commission merchant.

John Carbone is a financial advisor with Private Advisor Group, LLC, holding a Series 66 credential and over 22 years of industry experience. He has worked at Private Advisor Group since 2018 and was previously with LPL Financial and National Planning Corporation. Carbone also owns and manages J Carbone & Associates, a tax preparation and accounting business he has operated since 1993. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm provides a range of managed account solutions and employs a fiduciary-based advisory model that incorporates both direct portfolio management and manager selection using various investment strategies.

Daniel Brennan is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Jersey City, NJ. He has three years of industry experience and has held roles at Goldman Sachs & Co LLC as well as service in the United States Army. Goldman Sachs Wealth Services serves a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, offering financial planning and portfolio management alongside specialized wealth programs and access to alternative investments. The firm integrates proprietary research and third-party analytics to tailor strategies and leverages the broader Goldman Sachs network to provide a comprehensive range of services.

Jellur Rahman is a financial advisor at Citigroup Global Markets with 7 years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm utilizes internal standards and oversight committees to select and monitor managers, and provides a range of investment products including separately managed accounts, mutual funds, ETFs, and alternatives.

John Lombardi is a CFP® professional with 16 years of industry experience, currently serving at Schwab Wealth Advisory. His career includes roles at Charles Schwab & Co., LPL Financial, Lincoln Financial Securities, and several other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s internal research tools and standard asset-allocation models to guide investment selection and asset allocation.

Delfina Benazzimanoukian is a financial advisor at Citigroup Global Markets with a Series 66 designation and less than one year of industry experience. Prior to joining Citigroup, she worked in educational roles at Babson College, Palmer Trinity School, and St Georges College North. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains large institutional capabilities alongside unique market functions such as derivatives and futures services.

Juliet Timmins is a financial advisor at Citigroup Global Markets with Series 66 credentials and several years associated with the firm since 2021. Her background includes experience at Cushman & Wakefield and involvement with the Share.Love Foundation. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinctive institutional capabilities such as in-house research and swap dealer activities.

Keith Fisher is a financial advisor at Citigroup Global Markets with 14 years of industry experience. He holds a Series 66 designation and has worked previously at J.P. Morgan Securities and J.P. Morgan Chase Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm integrates in-house research and security-pricing activities and provides a broad range of advisory and execution services.

Andrew Sieg is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and over 24 years of industry experience. He worked at Merrill from 2009 to 2023 before joining Citigroup in 2023. Outside of his advisory role, he owns LLCs related to real estate interests in multiple development companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant functions.

Hae Jung Kim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and eight years of industry experience. Prior to joining Citigroup, Kim worked at JPMorgan Securities LLC and Merrill. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with significant institutional scale and provides specialized solutions for large client relationships.

Monte Bailey is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Merrill. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Dmitri Efimov is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Jefferies & Company, Straits Financial, and UCAP Asset Management. He is listed as managing partner of a consulting firm, Cross Border Ventures, LLC, though it is currently dormant. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including swap dealing and futures commission merchant activities, and provides bespoke discretionary solutions for very large relationships.

Eric Rothman is a financial advisor with Guardian Life in Lawrence, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Guardian Life since 2012. Outside of his advisory role, he is the managing director of Rothman Financial Group and owns Rothman Consulting Network Inc., a legal entity used for income and expense purposes. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management, model-based strategies, and digital advisory solutions, along with access to insurance products and alternative investments.