Lindsay Yarnell is a CFP® and holds a Series 66 license with 11 years of industry experience. She currently works at Morgan Stanley, having been with the firm and its affiliates since 2023. Prior to joining Morgan Stanley, Yarnell worked at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Louis Mancinelli is a financial advisor at LPL Financial with 41 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc. and Securities America Advisors. Outside of his advisory role, he is engaged in insurance sales of life, health, and long-term care products through Highland Capital Brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Susan Fakes is a financial advisor with Ameriprise in Bedminster, NJ, holding a Series 66 designation and 11 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2016. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines investment research and algorithmic tools to provide written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Arlene Armando is a financial advisor with Cetera, holding a Series 66 designation and currently based in Westfield, NJ. She has been with Cetera and affiliated entities since 2018 and previously served on the Ridgewood Board of Education from 2014 to 2018. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a variety of portfolio management and advisory services through a multi-manager platform with access to both affiliated and third-party managers.

Jeffrey Rosenblum is a financial advisor with UBS Financial Services in Short Hills, NJ, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and integrated capital markets services.

Cynthia Magaletta is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 66 and Series 63 designations and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Daniel Blloshmi is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in September 2022, he has utilized his extensive experience from previous roles at Citigroup and JP Morgan Wealth Management to provide disciplined wealth management services. His focus includes family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Daniel holds multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), and others, reflecting his commitment to helping clients achieve their financial goals. He employs a disciplined wealth management process emphasizing tax minimization and asset allocation, working closely with clients' accountants and attorneys to deliver holistic financial advice. He leverages resources from Bank of America to provide customized investment and portfolio management solutions. He attended Pace University without degree conferred and is fluent in English and Albanian. Daniel participates in community service through involvement with organizations such as the Global Albanians Foundation and the Roseland Police Foundation. Outside of his professional role, he enjoys baseball, biking, golfing, music, and photography.

Gevin Robertson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has worked at J.P. Morgan Securities and J.P. Morgan Chase & Co. since 2017. Prior to that, he had roles at Northwestern Mutual, Stop and Shop Co., Demarest Farm, and William Paterson University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach includes quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework, with services offered on a non-discretionary basis.

Summi Verma is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with JP Morgan entities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment strategies.

Eric Stiles is a financial advisor at Cetera with 11 years of industry experience and holds the Series 66 designation. He has worked with Cetera and its affiliated entities since 2015 and is also associated with Malecki Financial Group, where he is involved in financial services. Additionally, he works as an insurance agent selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a broad range of portfolio management and consulting services through multiple program structures, combining affiliated and third-party model portfolios with discretionary and non-discretionary account management.

James Cole is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of the Barth Group in Short Hills, NJ. He is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc., and also holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). James supports a select group of families, retirees, corporate executives, business owners, and non-profit organizations primarily in the greater New Jersey/New York City area. James began his career in wealth management prior to joining Merrill Lynch Wealth Management in 2005, having worked eight years with two established wealth management firms. His professional experience is complemented by his service as an officer in the United States Marine Corps and later the New Jersey Army National Guard, retiring from military service in 2008. He holds a bachelor’s degree from the University of Oregon. His practice focuses on helping clients create comprehensive financial strategies aligned with clearly defined goals. Areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. James’s approach emphasizes education and ongoing client engagement through multiple annual meetings and an annual Financial Physical to review and adjust retirement strategies and financial goals. Outside of his professional work, James spends time with his family, travels, and watches movies.

Thomas Schaible is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Securities America Advisors and Securities Service Network, among other firms. He is also a partner in a CPA firm and serves on the board of a nonprofit organization. OSAIC serves a diverse client base, including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services with a range of investment solutions that include automated portfolio management and access to third-party money managers.

Douglas Wright is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has previously worked at IC Advisory Canada, Inc., Ic Advisory Services, Inc., and The Investment Center. Outside of his advisory work, he serves as a board member of the Martinsville Volunteer Fire Department, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to provide discretionary and non-discretionary management.

Peter Joseph is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, Purestream Trading Technology, and the United Nations Joint SDG Fund. He also spent three years involved with the Indian Club Trail. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its recommendations.

Ashwini Hublikar is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at Bank of America from 2013 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Claudio Bonesini is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at IC Advisory Services, Inc., The Investment Center, Inc., and Jenkoski, Long, Yu CPA's. Outside of his advisory work, he is involved in tax preparation and accounting through CBACCTG LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jennifer Guthrie is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis, focusing on approved funds and strategies within a broad organizational structure that includes security-based swap dealer and futures commission merchant registrations.

Janna Rosenberg is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management in Summit, New Jersey. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In her role, Janna provides comprehensive financial guidance aimed at helping clients organize their finances, fulfill their financial commitments, and prepare for life's transitions while avoiding emotionally driven financial decisions. Janna has over twenty years of experience in the financial industry, having worked with both large global organizations and smaller private investment firms. Prior to joining Merrill Lynch in 2016, she served as Investment Director at JPMorgan Investment Management Global Multi-Asset Solutions. Her expertise includes professional money management and traditional and alternative investments across various asset classes. She leverages Merrill Lynch’s global research resources, as well as Bank of America's cash management, credit, and lending services, to address all aspects of clients' financial lives. She holds an MBA in Finance from New York University Stern School of Business and a Bachelor's degree in Mathematics from Ivan Franko National University of Lviv, Ukraine. Janna speaks Russian, Ukrainian, and English. Outside of work, she is involved with the Livingston NJ Rotary Club and the NCJW/Essex Center for Women. Her personal interests include spending time with her family, traveling, and practicing yoga.

Krina Kapadia is a financial advisor at Merrill with Series 63 and Series 66 designations and one year of industry experience. Her prior roles include positions at Bank of America, NYLIFE Securities LLC, New York Life Insurance Company, and HDFC Life Insurance Company LTD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Franciscone Jr. is a financial advisor with LPL Financial in Short Hills, NJ, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Allied Wealth Partners, Minnesota Life Insurance Co, Securian Financial Services Inc, and Wells Fargo Advisors LLC. Outside of his advisory work, he owns a music performance and instruction business and contributes content to a YouTube channel. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by research and multiple investment strategies.