Jessica Palou is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 66 designations. She has 17 years of industry experience, including previous roles at T. Rowe Price Investment Services and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendation reports with ongoing tax-aware withdrawal strategies.

David Drogon is a CFP®-certified financial advisor with 18 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2022, following six years at Wells Fargo Clearing. His prior experience includes roles at Merrill and Edward Jones. He holds full ownership in Drogon Family Enterprises, an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services supported by proprietary research and planning tools, with options for clients to implement recommendations through various brokerage and advisory programs.

Christian Wawrzynski is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Bank of America and JPMorgan Chase Bank, N.A. Outside of his advisory role, he is employed part-time at Life Time, a gym in Florham Park, NJ, where he assists with member services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities.

Simran Samra is a financial advisor at Wells Fargo Clearing in New York, NY, holding a Series 66 designation with one year of industry experience. Their work history includes multiple roles at Wells Fargo and Wells Fargo Clearing since 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances. The firm also includes insurance-related investment options and bank deposit sweep programs among its offerings.

Mark Erikson is a financial advisor with Merrill in Bridgewater, NJ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Merrill since 1992 and Bank of America, N.A. since 2016. Outside of his advisory role, he serves as a fiduciary for a for-profit organization. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Rocco Fiato is a financial advisor with Merrill based in Bridgewater, NJ, holding a Series 66 designation and nine years of industry experience. Prior to his current role, he worked at Northeast Planning Corp for one year. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America, N.A. since 2017 and 2018 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Herbert Bolivar is a financial advisor at Merrill in Madison, NJ, holding Series 63 and Series 66 licenses with nine years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services, LLC and Wells Fargo Bank, NA, as well as a position at Montclair State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Carol Armstrong is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She previously worked at Prudential Equity Group, LLC, and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she serves as a trustee for family investment trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Dipietro is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances.

Harrison Bauman is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James & Associates for 14 years. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet certain net-worth thresholds. The firm combines advisory services with banking, lending, trustee services, and affiliated products through a large network of financial advisors.

Steven Parente is a financial advisor with Merrill in Bridgewater, NJ, holding a Series 66 license and 18 years of industry experience. He has worked at Merrill since 2007 and has additionally been with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Veneeta Singal is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked previously at PNC Bank from 2012 to 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Xavier Martinez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. He previously worked at J Kelly and Associates and Fossil Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Tarashuk is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has prior experience at Northwestern Mutual. Outside of financial advising, he owns Aquatic Ascent, a business that raises and sells exotic fish. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm’s approach involves client risk assessment and matching to advisory program models or discretionary managers, utilizing a mix of proprietary and third-party investment solutions.

Joseph Scaglia is a Planning Consultant at Fidelity Investments, a position he has held since 2025. In this role, he focuses on collaborating with clients to understand their financial goals and develop tailored strategies through financial planning. Prior to this, Joseph worked as a Relationship Manager at Fidelity Investments from 2023 to 2025, and he has experience as a Financial Planning Specialist at Acorn Financial Services from 2022 to 2023. He began his career as a Financial Professional at Prudential Advisers from 2021 to 2022. Joseph's professional approach emphasizes listening to clients' needs and working together to achieve their financial objectives. Outside of his professional life, he has interests in comedy, fitness, football, social events with friends, movies, and traveling.

Christopher Scalise is a Series 66-licensed financial advisor with one year of industry experience. He currently works at Fidelity and has prior experience with Prudential and Boulevard Five 72. Strategic Advisers LLC, the Fidelity Investments company where he works, provides investment management and advisory services to both retail and institutional clients. The firm employs a quantitative and algorithmic investment process and serves as an adviser to multiple registered investment companies and fund-of-funds.

Richard Garretson is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank, N.A. in 2026. Outside of finance, he has been involved with Country Roads Day Camp and has teaching experience at Fairleigh Dickinson University and Manalapan High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Eric Lebedin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, New York Life Insurance Company, and Cantor Fitzgerald. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting.

Tess Cusate is a financial advisor at UBS Financial Services with five years of industry experience. She holds the Series 66 designation and has worked at UBS since 2021. Prior to that, she was not employed in the financial sector and completed her education at Villanova University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning and portfolio management supported by proprietary research and capital market models. The firm integrates institutional trading capabilities with wealth management, providing a broad range of services including custody, underwriting, and capital markets solutions.

Miles Shifar is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at LPL Enterprise LLC, Prudential Financial, and academic positions at Rutgers University and William Paterson University. Outside of finance, he has been involved with 3 Chicas, a business he has participated in since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.