Nicholas Biscardi is a CFP® with eight years of industry experience, currently serving clients at Ameriprise Financial Services, LLC since 2020. He previously worked at Ameriprise Financial Services Inc. and held positions at Binghamton University. Biscardi owns BWM Enterprise Group, Inc. and is employed by Wood Park Corporation, where he manages his advisory practice. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning focused on income reliability and tax-aware withdrawal strategies through a centralized service team.

Carl Kravitz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 26 years at Metlife Securities Inc. Additionally, he serves as an independent insurance agent focusing on property and casualty coverage. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of asset management and educational programs.

William Langhan is a financial advisor with Equitable Advisors, holding a Series 66 designation and seven years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at Axa Advisors. Outside of financial advising, Langhan is involved in tax preparation through his role at Tax Ranger Returns. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth investors, retirement plans, corporates, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with program sponsors and endorsed TAMPs to deliver advisory and brokerage solutions.

Kenny Charles is a financial advisor at Equitable Advisors with five years of industry experience and holds a Series 66 designation. Prior to joining Equitable Advisors in 2020, he held various roles including work at Chevrolet Huntington and community involvement in the Town of Huntington. He serves as a board member and liaison on the Town of Huntington Affordable Housing Advisory Board. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered SEC investment adviser and broker-dealer platform.

Daniel Sporn is a Financial Advisor with the WS Group at Merrill Lynch Wealth Management. He holds the Personal Investment Advisor (PIA) designation and is a CERTIFIED FINANCIAL PLANNER® professional. Daniel joined the WS Group in 2023 and focuses on creating personal financial plans to help clients reach their financial goals. He holds FINRA Series 7 and Series 66 registrations, as well as a Life and Health Insurance License earned during his internship at a wealth management firm while attending Hofstra University. Daniel's client focus areas include college education planning, corporate benefits, executive and equity compensation, managing new wealth, personal retirement planning, investment strategy, tax minimization, and retirement income. He has experience working with senior corporate executives to integrate their equity compensation into long-term financial plans and guiding clients through major financial transitions including mergers and acquisitions, business sales, and IPOs. Daniel graduated from Hofstra University with a Bachelor's Degree in Business Economics. Outside of his professional work, he enjoys boxing, golfing, pickleball, reading, and spending time with his family.

Robert Blair is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 23 years of industry experience. His career includes roles at Cetera Advisor Networks, WC Hoover and Company, Cogent Wealth Management, and North Ridge Securities Corp. Outside of advisory work, he is president of SMFD LLC, a sports memorabilia business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research from LPL and third-party sources.

Brian Yun is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he owns Unitas Wealth Management and is involved in health insurance through Oxford and life settlements with Ashar Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management via LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Chan Chang is a financial advisor with Osaic Wealth, Inc. based in Melville, NY, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. He previously worked at JHFN Signator Investors, Inc. and John Hancock Mutual Life Insurance Company from 1999 to 2018. Outside of his advisory role, Chan is a senior vice president at Atlantic Advisors LLC, where he markets investment advisory services. Osaic Wealth serves a diverse client base, including individual, high-net-worth, pension, corporate, and charitable clients, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm employs advanced asset-allocation tools, supports discretionary and non-discretionary management, and utilizes multiple third-party platforms and service arrangements.

Tetyana Kucherska is a Series 63 licensed advisor with Primerica Advisors, based in Coram, NY, and has 18 years of industry experience. She has been with Primerica Advisors since 2008 and Primerica Financial Services since 2007. Outside of her advisory role, she is involved in tax preparation on a part-time basis and participates in referral activities related to home security and automation products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm employs third-party asset managers and emphasizes a tiered wrap-fee structure for its services.

Matthew Stevens is a financial advisor with Cetera Wealth Services, LLC, holding a Series 63 designation and eight years of industry experience. Prior to joining Cetera, he worked at Avantax Investment Services, Inc. and Avantax Advisory Services. In addition to his advisory role, he is employed at Koval & Casagrande CPA's, where he prepares individual and business tax returns and provides bookkeeping and payroll services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that allows advisors to use affiliated and third-party model portfolios or create custom investment strategies.

August Lentricchia is a financial advisor with Cetera who holds a Series 63 designation and has 45 years of industry experience. His background includes roles with various insurance and tax preparation entities, including Senior Services of North America and Freedom Wealth Management, where he has been involved in selling insurance products and preparing individual tax returns. He also has experience selling Medicare insurance and fixed annuities. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform combining discretionary and non-discretionary services, model portfolios, third-party money managers, and various program structures.

Shawn Boyle is a financial advisor at OSAIC with 32 years of industry experience. He holds a Series 63 designation and has worked at firms including LPL Financial and INVEST Financial Corp. In addition to his advisory role, Boyle serves as president of Tax Line Corp., where he is involved in tax preparation, and he also offers life, disability, long-term care insurance, and fixed annuities as an insurance agent. OSAIC serves a broad range of clients, including individual and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party asset managers. The firm employs asset-allocation tools and automated rebalancing across multiple investment platforms and supports a variety of legacy and third-party programs.

Emmett Christie is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 32 years of industry experience. He has worked at LPL Financial since 2025 and previously was with Ic Advisory Services Inc and The Investment Center Inc. Christie is also vice president and a board member of Challenger Athletics, a nonprofit organization. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, employing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Jerry Goldblum is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He previously worked at Aegis Capital Corp for seven years before joining Equitable Advisors in 2022. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through various third-party asset managers and LPL programs. The firm uses a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Harry Rouzeau is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He previously worked at Lincoln Financial and Lincoln Financial Advisors Corp from 2012 to 2020. Outside of his advisory role, Rouzeau operates HMR Planning Services, an independent insurance agency offering long-term care, accident/health, disability, fixed annuities, and traditional fixed life insurance products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through multiple third-party managers. The firm uses a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to tailor services according to client goals, risk tolerance, and time horizon.

Gerard Rizza is a CFP® with 32 years of industry experience currently affiliated with LPL Financial. He previously spent 27 years at Royal Alliance Associates, Inc. before transitioning through Osaic and joining LPL in 2024. He is also involved in selling non-variable insurance products, including life, health, disability, and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, with both discretionary and non-discretionary management options supported by proprietary research and third-party strategies.

Brett Rosenblatt is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Equitable Advisors since 2016 and previously held a position at Axa Advisors from 2016 to 2020. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and works extensively through program sponsors and endorsed third-party managers.

Celestina James is a financial advisor with Primerica Advisors, holding a Series 63 designation and 24 years of industry experience. Her career includes roles at Jaspán Schlesinger Narendran, PFS Investments Inc., Ackerman Levine Caller Brickman & Ligmer, LLP, and Primerica Financial Services. Outside of her advisory work, she owns Tina James & Associates and is a self-employed notary. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a tiered wrap-fee structure and maintaining authority over model management.

Thomas Tilton is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial since 2023. He previously worked for Woodbury Financial Services for 14 years. Outside of his advisory role, he is involved with insurance-related activities through entities such as Simplicity Group and Crump Insurance Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and proprietary research.

Scott Frayler is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and bringing 24 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Planmember Securities Corporation and Mutual, Inc. He is also involved in coaching youth basketball for Nassau Pride Hoops of LI Inc. and St. Anthony's School. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.