Dean Giella is a CFP® professional with 32 years of industry experience. He is affiliated with Cambridge Investment Research Advisors, where he has worked since 2013, and also operates GS Investment Planning, LLC. His prior experience includes 17 years with Financial Educational Advisors LLC. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, including pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms.

Kilian Loeb is a financial advisor at Stifel with eight years of industry experience. He holds a Series 66 designation and has worked at Stifel since 2019, following an eight-year tenure at First Empire Securities, Inc. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Gary Ferrugiari is a financial advisor with OSAIC who holds the ChFC® designation and Securities Industry Series 63 and 65 licenses. He has 48 years of industry experience, including a 40-year tenure at John Hancock Mutual Life Insurance Company and Signator Investors, Inc. Since 2018, he has been with Royal Alliance Associates. He also works as an insurance broker related to property and casualty insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of investment programs supported by its multi-affiliate platform.

Brandon Liff is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2021. Prior to this, he was employed at View and Luigi's. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Peter Stone is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America Private Bank and the American Hotel & Lodging Association. He also has experience working with the United States House of Representatives and in higher education at Sewanee: The University of the South. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ross Cohen is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He is currently the owner of RMC Wealth Services and serves as Director of Retirement Plans and Investment Specialist at Hochheiser Deutsch & Co., focusing on qualified retirement plans for small businesses. His background also includes roles in insurance sales and financial planning. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform utilizing both affiliated and third-party strategies across multiple program structures.

Christopher Baldi is a financial advisor with Cetera based in Hauppauge, NY, holding a Series 66 designation and one year of industry experience. He is also the owner of Christopher Baldi CPA MST, providing tax compliance, bookkeeping, and tax advisory services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to multiple program structures and third-party managers.

Daniel Riveira is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with clients to develop comprehensive strategies that align with their financial goals, leveraging investment insights from Merrill and banking services from Bank of America. His approach emphasizes a disciplined, research-driven process that covers investing, lending, and wealth preservation, offering clients a customized wealth management experience. With a 30-year career on Wall Street, Dan has extensive experience advising institutional clients and managing foreign exchange trading teams. He focuses on areas such as executive compensation, family wealth management strategies, institutional consulting, legacy planning, portfolio management, retirement income, and tax minimization. Alongside his senior partner, he implements an objective, planning-based approach to help executives and high net worth families grow and protect their wealth. Dan holds Series 3, 7, and 66 FINRA registrations and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). He earned a bachelor's degree from Queens College. Fluent in English and Spanish, he is involved in the community through organizations such as the Rotary Club and the Amityville Historical Society. Outside of work, he enjoys reading, soccer, and spending time with his family.

Scott Standel is a financial advisor with J.P. Morgan Securities, holding the Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Jason Harris is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Osaic Wealth, Inc., having joined in 2024, and previously worked with Ameriprise Financial Services, Inc. for eight years. He serves as treasurer and board member for the nonprofit Hero Spirit Project. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by a complex affiliate network and private-equity ownership.

Luke De Maria is a financial advisor with Merrill, holding Series 65, Series 63, and Series 66 licenses and bringing five years of industry experience. His prior roles include positions at JP Morgan Securities LLC and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Forrester is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Teachers Federal Credit Union, and Equity Settlement Services Inc. He has also worked outside financial services in roles at St. Joseph's College, Giunta's Meat Farms, LA Fitness, Suffolk County Community College, and Blink Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Todd Lemieux is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 licenses. He has 16 years of industry experience, including prior roles at Prudential Insurance Company of America, Pruco Securities, LLC, CL Wealth Management LLC, and Merrill. Outside of his advisory work, he is the owner of Badder Sports, where he is a podcast host, author, and advisor, and he also owns Lemieux Strategic Solutions, a consulting business focused on strategy and organizational efficiency. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and a range of brokerage and insurance services.

Steven Labiner is a CFP® with 41 years of industry experience, currently serving at Equitable Advisors since 2002. His prior experience includes 18 years at Axa Advisors and over three decades as a self-employed professional. He is also a board member of the Huntington Bike Club, a nonprofit organization. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and various asset management programs. The firm delivers services through a network of Investment Adviser Representatives and emphasizes client-specific risk assessment and customized advisory models using both proprietary and third-party solutions.

Richard Nicholas is a financial advisor at Equitable Advisors with 18 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2007, including time when the firm operated as AXA Advisors. Outside of his advisory role, he serves as co-trustee of trusts belonging to siblings. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a range of proprietary and third-party advisory programs.

Alicia Ruberti is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2007 and joined Merrill Lynch in 2010. Alicia uses a goals-based wealth management process to develop financial strategies that are tailored to meet the specific needs of her clients. She offers guidance in investments, retirement lifestyle planning, insurance needs, education funding, home financing, multi-generational wealth transfer strategies, as well as banking and lending needs. Alicia holds a Bachelor's Degree from Adelphi University in Garden City, NY. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). With the support of Merrill Lynch Wealth Management and Bank of America, she works to provide an exceptional level of care and service for her clients. Outside of her professional commitments, Alicia enjoys ice hockey, reading, skiing, soccer, spending time with her family, and traveling. She has lived on Long Island since 2003.

Christopher Piazza is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research to support investment recommendations, incorporating an ESG eligibility framework and broader derivatives and commodities capabilities.

Gary Marcus is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 31 years of industry experience. He has been with Primerica Advisors since 1993 and has operated his own CPA practice since 1971. His other business activities include sales of investment-related products and referrals for home security and automation services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and selected separately managed account options primarily for individual and high-net-worth clients. The firm utilizes third-party asset managers and emphasizes a tiered wrap-fee structure in its operational model.

Daniel Mcallister is a financial advisor with UBS Financial Services in Melville, NY, holding a Series 63 designation and over 43 years of industry experience. His prior roles include positions at Raymond James & Associates and New York Wealth Management LLC. Outside of advisory work, he is the owner of Breton Partners and Grey Neck LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory solutions, offering fee-based planning, portfolio management, and access to mutual funds and alternative investments. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocation to tailor client strategies.

Joseph Barone is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds a Series 63 designation and has worked with Primerica Advisors since 2014, following prior roles at Primerica Financial Services and LANCO. Outside of advising, Barone owns and operates a personal income tax preparation service and is an author. Primerica Advisors sponsors and manages a wrap-fee asset management program that primarily serves individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services through a network of nearly 3,700 advisors, offering model-based investment strategies supported by third-party managers and custody services.