Frank Aiello is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has worked at Merrill since 1998 and at Bank of America, N.A. since 2009. Outside of his advisory role, Aiello serves as a committee member for the Hall of Fame Committee in athletics at Fordham University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Zerin is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Vestis, Raymond James, and several other organizations. Outside of finance, he has experience in education spanning multiple years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary portfolios, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Dante Liberti is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and Social Security options.

Joseph Krim is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 38 years of industry experience, including prior roles at PNC Investments and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary research models and third-party subadvisors.

Taylor Mosera is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Wells Fargo Clearing, Bain & Company, Ernst & Young (EY-Parthenon), Goldman Sachs, and served in the United States Army. He is also a 50% owner of Hillcrest Capital Advisors, Inc., an investment-related business based in Wyckoff, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementation through brokerage or advisory programs.

Ken Haworth is a Financial Consultant currently practicing at Fidelity Investments, where he has been since 2022. In his role, he focuses on building strong client relationships by understanding their personal and financial situations, partnering with them to develop investment plans aligned with their comfort levels, and educating them on improving their financial strategies. Ken brings extensive experience from previous positions including Data Intelligence Sales & Marketing Management and Sales Desk Manager at Lazard Asset Management, as well as various roles at Prudential Financial such as Business Development Manager and Divisional Sales Leader. His career also includes experience at Morgan Stanley Dean Witter as a Broker Services Manager and Client Services Manager. Outside of his professional work, Ken enjoys family activities, football, social events with friends, music, pets, and traveling.

Edwin Molina Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at LPL Financial since 2017, with additional experience at Bank of America and Visions Federal Credit Union. Molina is also involved with Visions Analysis LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support client account management.

Andy Suh is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. His background includes roles in educational and investment-related services, such as PFS Investments Inc. and Primerica Financial Services. Outside of advising, he is involved in sales related to mortgage products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies with third-party asset managers and provides trade execution and custody services through Pershing.

Michael Gogliormella is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Janet Stamato is a financial advisor at Stifel with 38 years of industry experience. She holds Series 63 and Series 65 designations. Her prior work experience includes positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Wen Shao is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in direct sales of nutritional and cosmetic products through a multi-level marketing business. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm’s investment implementation is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with discretionary authority granted in certain programs.

Andrea Savva is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at City National Bank, Bank of America, N.A., and Merrill prior to her current roles since 2018. Savva is also the owner of Just Footworx Academy LLC, a soccer academy focused on training youth players and coaches. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment solutions.

Monica Imbriaco is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Wesley Goldberg is a financial advisor with Ameriprise in Chester, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement who meet certain asset thresholds, delivering written Recommendation Reports that incorporate income, Social Security, and tax-smart withdrawal strategies. The firm utilizes a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools, to generate tailored recommendations.

Michael Beckman is a financial advisor at Wells Fargo Advisors in Hackensack, NJ. He holds the Series 66 designation and began his advisory career in 2025. Prior to joining Wells Fargo Advisors, he worked at the Federal Election Commission from 2017 to 2025 and at The Hill Group, Inc. from 2015 to 2017. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu with specialized services and uses proprietary research and tools to develop tailored recommendations for clients.

Nicholas Thompson is a financial advisor with Cetera, holding a Series 66 designation and currently in his first year of industry experience. His prior roles include consulting at Thompson & Thompson Consulting Inc. and involvement with educational institutions such as Fairleigh Dickinson University and Cedar Stars Academy. He also served with the Morris County Youth Soccer Association for six years. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Brian Latz is a CFP®-certified financial advisor with 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked for Wells Fargo Advisors LLC. He is based in Paramus, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jon Schulz is a financial advisor with RBC Capital Markets in Paramus, NJ, holding Series 63 and Series 66 designations. He has 15 years of industry experience, including 13 years at Bank of America and Merrill prior to joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, tailored strategies based on client risk profiles, and access to both in-house and third-party investment managers.

Krystle Kukreja is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services and Dealogic LLC. Kukreja has been with Morgan Stanley Smith Barney LLC since 2024. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm‑approved tools and modeling techniques.

Ramon Labitigan is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes over three decades at Pruco Securities, LLC before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s approach is model-driven, offering access to third-party asset managers, financial planning, and affiliated trust and insurance services.