Joseph Grillo Jr. is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Jeffrey Carroll is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2017, as well as at Bank of America, N.A. since 2019. He also has a background connected to Sacred Heart University from 2013 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roland Wauthier is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been serving the financial needs of families and executives since joining the firm in 1997. His experience encompasses areas such as retirement planning, business transitions, legacy planning, liquidity management, and portfolio management services. Roland graduated from Western Connecticut State University’s Ancell School of Business with a major in finance and a minor in accounting. He has pursued advanced financial education, including programs at the University of Pennsylvania’s Wharton Executive Education and Fairfield University’s College for Financial Planning. He earned the Certified Financial Planner (CFP) certification in 2007 and the Certified Investment Management Analyst (CIMA) designation in 2009. He also holds the Personal Investment Advisor (PIA) credential. Outside of his professional activities, Roland participates in community volunteering and enjoys outdoor activities such as biking, cooking, hiking, music, and skiing.

Danielle Renzo is a Series 66-licensed financial advisor with Morgan Stanley, based in Greenwich, CT, and has 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2004. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Ryan Golde is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2021, currently serving at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he is a partner in The Boys Do Breaks, an art and culture business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery and firm-approved tools, and it offers multiple investment and advisory services alongside broader institutional capabilities.

Andrew Miller is a financial advisor at Cetera with 18 years of industry experience. He holds a Series 63 license and has worked in roles including senior analyst and vice president at multiple firms providing pension actuarial consulting, insurance sales, and administrative services. Miller is also involved in insurance wholesaling, focusing on variable life insurance sales and management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management and financial planning through a multi-manager platform that includes affiliated and third-party managers, covering a range of program structures and custodial relationships.

Ashleigh Barr is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 63 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm uses proprietary capital market assumptions and model-based asset allocations to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances, while combining institutional trading capabilities with wealth management offerings.

John Guarnieri is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he provides financial advisory services to clients, leveraging his expertise to assist with investment strategies and wealth management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to personalized investment guidance. Mr. Guarnieri earned a Bachelor's Degree from Iona College.

Andrew Rose is a CFP®-credentialed financial advisor with Morgan Stanley, based in Purchase, NY, and has 31 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2009, holding roles within both entities. Outside of his advisory duties, he is involved in a trust-related business activity in Ridgefield, CT. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm offers tailored financial planning supported by structured discovery processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Theresa Ferri is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and 33 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm’s financial planning process involves structured discovery and proprietary tools, offering tailored plans without individual security recommendations as part of standalone services.

Gabriel Carvalho is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Outside of his advisory role, he works as an independent contractor for Cadena Consulting LLC, providing business consulting services unrelated to his work at J.P. Morgan. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Angel Herrera is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Compass and was involved with the Young Mens & Young Womens Hebrew Association. He has a background that includes roles in community organizations and education. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Iryna Antonyuk is a financial advisor with LPL Financial in Stamford, CT, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. Her career includes positions at People’s Securities, People’s United Bank, and H&R Block, where she also works seasonally as a tax preparer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and various investment management options.

Peter Seroczynski is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and previously worked at CitiGroup Global Markets, Inc. and CitiBank, N.A. from 2011 to 2022 before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2022. J.P. Morgan Securities LLC primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Theodore Gelb is a financial advisor at Morgan Stanley with three years of industry experience. He previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank from 2022 to 2024 and attended Syracuse University from 2018 to 2022. He holds the Series 66 and Series 63 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning using firm-approved tools and models, and manages approximately $2.74 trillion in client assets.

Matthew Hesse is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Madison Planning Group, Bourbon Street, Northwestern Mutual, and Body Armor. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Richard Siderowf is a financial advisor with RBC Capital Markets in Westport, CT, holding the Series 63 designation and bringing 54 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and a range of portfolio management, financial planning, custody, and brokerage services.

Karen Rosner is a CFP®-certified financial advisor with 19 years of industry experience, currently practicing at Morgan Stanley. Her prior work history includes positions at Bank of America and Merrill. She is registered with Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Dylan Wynne is a Series 66 licensed financial advisor with two years of industry experience. He is currently with UBS Financial Services and has prior experience at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Ryan Machovec is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Bank of America and positions with the Town of Hempstead and SUNY College at Cortland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.