Michael Tuozzoli is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Ameriprise offers a retirement-income planning service tailored to individuals with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary retirement income advice, supported by algorithmic automation and oversight committees.

William Kirby is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Orbit Venture Partners and involvement with Safe Harbor Marina and Sono Field House. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nancy Perez Tamez is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at BlackRock Investments and Park Avenue Securities. Outside of her advisory role, she occasionally works as a part-time rideshare driver. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Susy Chang is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. She has 33 years of industry experience, including roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1991. In addition to her advisory work, she is an independent insurance agent specializing in life, accident, health, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational services using firm-approved software and structured annual planning engagements.

Kathryn Sullivan is a financial advisor with Morgan Stanley in Stamford, CT, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior experience includes roles at Merrill Lynch Bank of America and several other financial firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and investment modeling.

Adam Elgert is a CFP® professional with 24 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he is a landlord involved in rental property management in Stamford, CT. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Robert Mark is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 40 years of experience in the industry. His prior roles include positions at Grove Point Advisors, LLC and H. Beck, Inc., along with longstanding involvement at Advanced Resources, LLP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by model portfolios and research.

Christopher Yadre is an Investment Consultant at Fidelity, where he collaborates with clients to develop comprehensive financial plans aimed at achieving their long-term financial goals. He focuses on creating tailored strategies that address the specific needs of each client and their family. Prior to his current role, Christopher gained experience as a Financial Representative at Fidelity Investments from 2023 to 2025 and as an Intern at Sound Financial Strategies from 2021 to 2023. His background reflects a commitment to building expertise in financial planning and investment consulting. Outside of his professional work, Christopher has interests in baseball, beach activities, fitness, hiking, music, and reading.

Michael Di Lorenzo is a financial advisor with OSAIC, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Royal Alliance Associates and LPL Financial. He is also involved in the sale of fixed insurance products through a sole proprietorship. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a network of affiliated advisers and multiple platforms. The firm utilizes firm-provided asset-allocation tools and third-party services to construct portfolios across various asset classes and supports both discretionary and non-discretionary account management.

John Hetherington is currently a Financial Advisor Trainee at Merrill Lynch Wealth Management. In this role, he is gaining experience in providing financial advisory services. Additional details about his experience, expertise areas, education, credentials, personal interests, or community involvement are not provided.

Katie Hughes is a financial advisor with RBC Capital Markets, holding a Series 66 designation and bringing 22 years of industry experience. Her prior roles include positions at Janney Montgomery Scott, Ameriprise Financial Services, Chapin, Davis, and Wells Fargo Advisors. Outside of finance, she volunteers as an equine therapist at WellSpring of Life Horse Farm in Monkton, MD. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering a range of advisory programs with customizable portfolio management and planning services. The firm incorporates both in-house and third-party investment managers and provides specialized options such as tax management and responsible investing screens.

Walter Rodiger III is a CFP® professional with 44 years of industry experience, currently serving at Equitable Advisors since 2005. His prior experience includes roles at AXA Advisors, Trusted Securities Advisors Corp., and Mony Securities Corporation. Outside of his advisory work, he is involved with the Wilton Historical Society as a board member and investment committee member, and he also serves on the investment committee of Wilton Congregational Church. Equitable Advisors provides financial planning, retirement plan consulting, and a range of asset-management programs to individuals, institutions, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party program sponsors to deliver personalized investment strategies without sponsoring proprietary wrap fee programs.

Kathryn Palao is a CFP® with 19 years of industry experience, currently serving at Cetera. She has held roles at Cetera Wealth Services, LLC and Hudson Financial Services since 2006. Outside of advisory work, she serves as a board member for the Briarcliff Manor Chamber of Commerce, where she assists with event planning and marketing. Cetera Investment Advisers LLC is a large, SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers various portfolio management and financial planning services and operates a multi-manager platform allowing advisors to implement a range of investment strategies and program options.

Joyce Goldfarb is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. She has worked with Morgan Stanley since 2009, including her role at Morgan Stanley Private Bank, N.A. since 2015, based in Naples, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and offers structured planning tools supported by investment research and modeling techniques.

Michael O'Donovan is a financial advisor at Edward Jones in Somers, NY, holding Series 63 and Series 66 licenses with 23 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and emphasizes tax-efficient services and fiduciary standards in its advisory offerings.

Nicole Innarelli is a Series 66 registered financial advisor with UBS Financial Services in Stamford, CT, bringing eight years of industry experience. She has been with UBS since 2017 and previously worked at Ammirati's Of Love Lane and Fairfield University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, employing proprietary capital market assumptions and research to tailor financial plans and asset allocations to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad set of capital markets and advisory solutions.

Angela Fitzgibbon is a financial advisor with Ameriprise, holding a Series 63 designation and 34 years of industry experience. She has been with Ameriprise in various capacities since 1991. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning, using in-house research and third-party data to support clients approaching or in retirement.

Dennis Zacharopoulos is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Equity Services Inc and National Life Group. Outside of his advisory role, he serves as secretary of the Morris Jumel Neighborhood Association board and participates in several nonprofit and community organizations, including Prejudice Unfolded and Groundwork Bridgeport. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that allows for customized investment strategies across various program structures.

Jesse Sheldon is a financial advisor at Ameriprise with 20 years of industry experience. He has held positions at Ameriprise since 2017 and previously worked at Wells Fargo Advisors from 2009 to 2017. He holds Series 63 and Series 66 licenses. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, delivering detailed written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and oversight committees to generate personalized advice, primarily focusing on assets managed within Ameriprise accounts.

Christopher Morley is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA), reflecting his professional qualifications in wealth management and investment advisory services. Mr. Morley earned his Bachelor's Degree from Kenyon College. His role focuses on providing personalized financial guidance and wealth management strategies to clients.