Taher Assaf is a financial advisor at Mass Mutual Investors Services in Lisle, IL, holding a Series 66 designation and two years of industry experience. His work history includes roles at MassMutual Life Insurance Co, First Merchants Corp, and Breeze. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing clients with written recommendations based on detailed analyses and firm-approved tools.

Theresa Hahn is a CFP® certificant and Series 66 licensee working with LPL Financial in Downers Grove, IL. She has seven years of industry experience, including five years at Barcodes, Inc. prior to joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dennis Foley is a financial advisor with Merrill in Oak Brook, IL, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. His work history includes roles at Bank of America, N.A., Merrill, Banc Of America Investment Services, Inc., and LaSalle Financial Services, Inc. He has been with Merrill since 2009 and has also worked at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients, including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary investment strategies developed by internal CIO teams and third-party managers, with flexible portfolio implementation and support services.

David Herbst is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial since 2005 and previously spent three years with Wells Fargo Advisors. Herbst has led Herbst Financial Services since 2011 and was also involved with Herbst Financial Advisors, Inc. from 2006 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of advisors with a range of discretionary and non-discretionary investment strategies.

Lade Kasim is a Series 66-licensed financial advisor at J.P. Morgan Securities with three years of industry experience. Prior to joining J.P. Morgan Securities, Kasim held roles at JPMorgan Chase Bank, N.A. and other firms. Outside of finance, Kasim is the founder and owner of MISAK LLC, a fragrance line. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework.

Jeffrey Grange is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Based in Lisle, IL, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets. Its financial planning process involves structured discovery and firm-approved tools, with advisory services centered on planning rather than individual security recommendations.

Wendell Claver is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies designed to help individuals and families preserve and grow their wealth through risk-efficient approaches tailored to each investor's goals. Wendell's expertise includes college education planning, executive and equity compensation services, family wealth management, retirement income strategies, and portfolio management. He has 15 years of experience as a professional trader, providing him with a deep understanding of financial market risks and asset allocation. Wendell holds a Bachelor's Degree from the University of Michigan and is designated as a Personal Investment Advisor (PIA). He is fluent in both English and Spanish. Wendell is affiliated with the University of Michigan Crew Team and actively participates in community activities through Compass Church. He lives in the Chicago suburbs with his wife and three children, and enjoys biking, cooking, football, painting, running, scuba diving, skiing, traveling, volleyball, and spending time with his family.

Michael Bancroft is an Investment Consultant currently working at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Financial Representative at Fidelity Investments from 2024 to 2025. Before joining Fidelity, Michael worked as an Engagement Financial Advisor at Deloitte from 2021 to 2024. In his professional capacity, Michael focuses on collaborating with clients to develop financial plans tailored to their individual goals and priorities. He emphasizes understanding clients' objectives and addressing their concerns to help secure their financial futures. Outside of his professional work, Michael enjoys activities such as camping, family activities, fishing, fitness, football, and motorcycles.

Tyrone Coates is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and modeling techniques.

Ryan Nietert is a CFP® professional with 19 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has served in various roles since 2012, including positions at Oakcrest Capital LLC and Guardian Life Insurance Company. Nietert also operates as an independent insurance agent and is involved in a tax and accounting firm where he provides CPA and enrolled agent services. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary strategies tailored to client objectives.

Brett Herbison is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2014. Outside of his advisory role, Herbison serves as a board member and officer of a family holding company in Elgin, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Roger Ryndak is a financial advisor with OSAIC based in Downers Grove, IL, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He spent 54 years with Lincoln Financial Advisors Corporation before joining OSAIC in 2025. In addition to his advisory work, he owns a sole proprietorship marketing various insurance products to his clientele. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services supported by advanced portfolio construction and management tools.

Justin Gutierrez is a financial advisor at Ameriprise in Wheaton, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he was a full-time student-athlete and has also worked in various roles including at Volv Fitness Dubuque and Canes Illinois Baseball. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Anderson is a financial advisor at Stifel with 40 years of industry experience. He holds Series 63 and Series 66 designations and has been with Stifel since 2007. Based in Naperville, IL, Anderson's career at Stifel spans nearly two decades. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and allocation methodologies developed by its Investment Strategy Group, providing clients with asset allocation and planning guidance intended to support informed decisions.

Jeffrey Kubiak is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and also operates Kubiak Wealth Management and Kubiak & Kubiak CPA, focusing on wealth management and tax planning services, respectively. Prior to his advisory role, he has experience connected to professional hockey organizations and a background that includes time at Cornell University. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Keith Hill is a CFP® professional with 28 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Raymond James Financial Services and Edward Jones. Outside of his advisory role, he is involved in coaching through Serve City, Inc., which operates in the sports and fitness sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to model portfolios and third-party management, supported by technology tools for operational and research purposes.

Linda Jody is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2010. Prior to LPL, she worked for MSI Financial Services, Inc. for 10 years. Outside of her advisory role, she is involved in acting and film production under the stage name "Jodi London." LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Dorian Holmes is a financial advisor at LPL Financial in Joliet, IL, holding a CFP® designation along with Series 63 and Series 65 licenses. Holmes has 12 years of industry experience, having worked at firms including Morgan Stanley Smith Barney, Fidelity Investments, and Ameriprise Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning, retirement advice, and institutional platforms, utilizing model portfolios, third-party subadvisors, and customized strategies.

Thomas Hentschel is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior experience includes roles at Waddell & Reed, various insurance carriers, and involvement with the Northern Illinois Food Bank. Outside of finance, he has participated as a musician with the Kankakee Valley Symphony Orchestra. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, asset management programs, retirement advice, and institutional platforms, with a broad range of investment strategies implemented by its network of investment adviser representatives.

Perry Favia is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advisory work, he has involvement with WILANN LLC, a family limited partnership. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques to support client planning.