Andrew Callicutt is a financial advisor at Cetera with 12 years of industry experience. He holds a Series 66 designation and previously worked at JP Morgan Securities, LLC for nine years. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party managers via a multi-manager platform with various program options and custodial relationships.

Ellen Crabtree is a financial advisor with LPL Financial in Crystal Lake, IL, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at BMO Harris Bank and Home State Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

John Bassmaji is a Financial Consultant at Fidelity Investments, where he has worked since 2020. He serves as a primary point of contact for clients, developing financial plans and consulting on holistic wealth management strategies. His approach focuses on understanding what is important to his clients and their families to help them feel confident with every aspect of their financial picture. Prior to his current role, John held several positions at Fidelity Investments, including Investment Consultant (2019-2020), Relationship Manager (2017-2019), and Financial Representative (2016-2017). Before joining Fidelity, he worked as a Relationship Banker at JP Morgan Chase Bank from 2011 to 2016. Outside of his professional work, John enjoys biking, football, golf, traveling, and exploring food.

Thaddeus Kon is a financial advisor at Edward Jones in Schaumburg, IL, holding Series 66 and Series 63 licenses with two years of industry experience. His prior work includes roles at JPMorgan Chase, Guaranteed Rate, and Key Mortgage Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including tax-efficient services, and operates under a fiduciary standard.

Bruce Friedman is a financial advisor with LPL Financial in Lake Forest, IL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Alera Investment Advisors, Triad Advisors, GCG Financial, Securian Financial Services, Minnesota Life Insurance, Banc of America Investment Services, and Northern Trust Securities. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational tools and a broad network of over 22,800 advisors.

Joan Winter is a financial advisor with Morgan Stanley in Barrington, Illinois, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved in photography through her proprietorship, PhotoJJenic, and as a partner in Julie Gockman Photography. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses developed by its Global Investment Committee.

Celeste Bailey is a financial advisor with Morgan Stanley in Barrington, IL, holding a Series 66 designation and bringing 14 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015. Outside of her financial career, she works as a freelance soccer referee and is involved in teaching and mentoring through the Illinois Soccer Referee Committee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs. The firm’s financial planning approach uses structured discovery conversations and firm-approved tools to develop tailored plans, serving approximately $2.74 trillion in client assets.

Kamaljit Kalia is a financial advisor with LPL Financial in Crystal Lake, Illinois, holding Series 65 and Series 63 credentials and two years of industry experience. Prior to his current role, he worked at BMO Harris Bank for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Latoya Cogburn is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 designation and has been with J.P. Morgan Securities since 2019, having also worked at JPMorgan Chase Bank since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence with a manager solutions team and may incorporate ESG considerations within its recommendations.

Jonathan Zulauf is a financial advisor with LPL Financial in Itasca, Illinois, holding Series 63 and Series 65 licenses and offering 30 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory role, he has worked as a notary public and coaches at Tom Izzo's summer basketball camp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by advanced operational tools and a broad platform of affiliated financial services.

Andrew Messerschmidt is a financial advisor with Thrivent Investment Management in Barrington, IL, holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Thrivent Financial and Thrivent Investment Management, as well as positions at Valparaiso University and Barrington High School. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on topics such as retirement, income tax, estate, business continuation, divorce, and special needs planning. The firm’s approach combines goal-based analyses and allows clients to integrate planning with managed-account programs while maintaining separate service structures.

Trevor Thomas is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has previously worked at Aon Hewitt Financial Advisors and Equitable Advisors. In addition to his advisory role, he is involved with Baxter Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

Demerral Murray Jr. is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities LLC, Bank of America, Merrill, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines proprietary research with quantitative and algorithmic portfolio construction, and offers distinctive advisory roles including fund management and model portfolio delivery.

Sergio Pedroza is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on managing new wealth, portfolio management services, and small business strategies. As a Merrill Financial Solutions Advisor, Sergio works closely with clients to understand their priorities and develop strategies to pursue their short-, mid-, and long-term financial goals. He provides resources for investing, retirement planning, unexpected savings, and access to Bank of America specialists for banking, credit, home financing, and small business solutions. Sergio holds a Bachelor's Degree from Northern Illinois University and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is a bilingual fiduciary advisor fluent in English and Spanish, committed to offering ongoing advice and guidance as clients' needs evolve. Outside of his professional work, Sergio has personal interests in chess, soccer, and traveling. He emphasizes a client-centered approach, stating that he helps clients uncover what matters to them and their families to create financial strategies aligned with their goals.

Seung Cha is a financial advisor with Primerica Advisors in Des Plaines, IL, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. Since 2015, he has worked with Primerica Advisors and Primerica Financial Services, and since 2014 with Cps. His additional business activities include part-time sales and referrals related to loan products, home security, and home automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies with custody and execution support from third parties.

Christopher Kolososki is a financial advisor at Stifel with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill and JP Morgan Securities LLC. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Christopher Cagadas is a financial advisor with Ameriprise in Glen Ellyn, IL, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he co-owns PMM Partners Inc, a business managing practice operations, and serves on the board of the Ascension Illinois Foundation. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Tamara Fuhrman is a financial advisor with Primerica Advisors in Rolling Meadows, IL, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since the early 2000s. Outside of financial advising, she has served as a cantor for United Lutheran Church since 2016. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies developed by unaffiliated asset managers and offers a limited number of discretionary separately managed account options.

Aonan Wang is a financial advisor with LPL Financial located in Carol Stream, IL. He holds the CFP® designation along with Series 65 and Series 63 licenses. Wang's career includes roles at BMO Bank, Royal Bank of Canada, HSBC Bank (Canada), and the Industrial and Commercial Bank of China (Canada), totaling several years of experience in the financial sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a range of investment approaches, including model portfolios and third-party asset management, and operates with a large network of advisors managing substantial discretionary assets.

Frederick Lucas is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior work includes roles at Charles Schwab, Chase Investment Services Corp., and Edward Jones. Outside of his advisory work, he is involved in real estate as an owner and partner in a rental property. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.