Zachary Mc Bride is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Bank of America, Leonardo Electronics, and various other companies in different sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Capelle is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a goals-based wealth management practice focused on delivering personalized financial strategies. He works closely with clients to understand their financial priorities, concerns, and long-term objectives, providing comprehensive guidance supported by the resources and investment insights of Merrill and the banking capabilities of Bank of America. His clientele frequently includes business owners, entrepreneurs, and senior executives seeking coordinated and sophisticated wealth management solutions. David has more than 27 years of experience in the financial services industry, having joined Merrill Lynch Wealth Management in 2011. He earned a Bachelor of Arts degree in Economics and Political Science from the University of Rhode Island and holds the CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is committed to continuous education as a cornerstone of delivering advice in clients' best interests. Born and raised on the South Shore, David resides in Scituate, Massachusetts, with his wife Beth and their four children. He remains actively involved in the community, having served in leadership roles such as Trustee for South Shore Hospital and coaching youth hockey and baseball. In his personal time, David enjoys boating, fishing, skiing, golfing, and spending time with his family.

Mark Nasson is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Hunter Dempsey is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at LPL Financial and Balance Wealth Advisors, among other firms. Dempsey is involved with Balance Wealth Advisors outside of his primary role. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with research and model portfolio support.

Xeng Her is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Equitable Advisors in 2021, he worked at Ecolab Inc from 2004 to 2020. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing a combination of firm-offered programs and third-party asset manager referrals.

Andrew Eaves is a financial advisor with Ameriprise in Chatham, MA, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering coordinated advice through a centralized consulting team alongside financial advisors.

David Ferris is a CFP®-licensed financial advisor with Morgan Stanley in Wellesley, MA, and has 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He also serves as a trustee for trusts based in Glen Ellen, California. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

John White is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies through various advisory programs that combine in-house and third-party managers, with features such as tax management, responsible investing screens, and alternative investments.

Kelly Demay is a financial advisor at Equitable Advisors with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Equitable Advisors and its predecessor, Axa Advisors, since 2010. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a network of Investment Adviser Representatives and third-party asset managers.

Jack Austin is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Star Financial Group and various positions outside the financial sector, including at G.R. Boyle Landscape Contractor and Demoulas Supermarkets. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing assets through both discretionary and non-discretionary approaches.

Patricia Phillips is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Ellen Horcher is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with two Wealth Planners to collaborate with clients and their families on retirement planning, wealth accumulation, and tax-efficient investing. Prior to her current role, she served as a Workplace Planning Consultant II at Fidelity Investments from 2020 to 2022. Her professional experience includes positions in fixed income institutional sales and municipal bond sales and marketing. She worked as Director of Credit Fixed Income Institutional Sales at UBS Securities LLC from 1994 to 1999, Associate in Taxable Fixed Income Institutional Sales at JP Morgan Securities LLC from 1991 to 1994, Vice President of Municipal Bond Sales and Marketing at Morgan Stanley Smith Barney LLC from 1986 to 1989, and Supervisor of Active Assets Account at Morgan Stanley Dean Witter & Co. LLC from 1984 to 1986.

Leanna Devinney is a financial advisor at Fidelity with 14 years of industry experience. She holds a Series 66 designation and has been with Fidelity Investments in various roles since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm supports diverse investment vehicles, including fund advisory and model portfolios, and maintains unique roles such as registration with the CFTC and formal advisory responsibilities to multiple registered investment companies.

Jean Germain is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and its affiliated entities since 2025. Prior to that, he spent 16 years with Avantax Investment Services and seven years with Avantax Insurance Agency. Outside of his advisory work, Germain is the owner and sole proprietor of City Globe Real Estate & Tax Services, where he provides tax preparation services and acts as a real estate broker. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers various portfolio management and financial planning services, operating a multi-manager platform with model portfolios, third-party managers, and bespoke strategies across multiple program structures and custodial relationships.

Evan Rodegher is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and three years of industry experience. He previously worked at Sacred Heart University and Georginas before joining Morgan Stanley. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning that incorporates tools such as Monte Carlo simulations and Secular Return Estimates from the Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate agreements.

John Leahy is a financial advisor at Ameriprise with 37 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Ameriprise and its affiliate since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on delivering written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Emily Claire is a financial advisor at LPL Financial with 10 years of industry experience. She previously worked at Edward Jones for 10 years before joining LPL Financial in 2025. She holds a Series 66 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and technology solutions.

Brett Swanson is a financial advisor with Ameriprise in Wellesley, MA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Swan Electric, Brattleboro Savings & Loan, and multiple positions at Ithaca College. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement-income planning advice through written Recommendation Reports and annual updates. The firm’s approach incorporates investment research, third-party data, and algorithmic tools, focusing on dependable income sources and tax-aware withdrawal strategies.

Matt Taylor is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2021. He has been with Fidelity since 2015, initially serving as a Financial Consultant. Prior to joining Fidelity, Matt held various positions in institutional equity trading, including roles at Cantor Fitzgerald, BTIG, Bear Stearns, the State Teachers Retirement System of Ohio, and Fifth Third Bank, accumulating over three decades of experience in the financial industry. Matt's expertise spans equity and derivatives trading as well as sales trading, with leadership experience as Co-Head of Institutional Equity and Derivatives Sales Trading at Bear Stearns. His professional background provides a foundation for his approach to financial consulting, which focuses on listening to clients and helping prioritize their goals to meet lifestyle needs and aspirations. Outside of his professional career, Matt enjoys baseball, camping, family activities, kayaking, traveling, and volunteering.

John White is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at City National Bank and State Street, in addition to his current position at RBC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies and access to both in-house and third-party managers.