Matthew Pescatore is a financial advisor with LPL Financial based in Westborough, MA, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 19 years of industry experience, including 14 years with Sagepoint Financial, Inc., and more recent roles at OSAIC and Legacy Financial Advisors, Inc. In addition to his advisory work, he is involved with Legacy Insurance Brokers LLC, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing various investment strategies and technology-driven tools.

Joseph Costa is a financial advisor with Equitable Advisors, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2020, he worked at Colby College and Pelham Parks and Recreation. He also serves as a paid assistant lacrosse coach at Pelham High School. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs and third-party asset managers to tailor investment solutions based on client risk profiles.

Tim Dunn is Vice President and Financial Consultant at Fidelity Investments. He works with clients within the Private Client Group, focusing on all areas of wealth planning including investment planning, retirement planning, income protection, and family conversations. Since joining Fidelity Investments in 2008, Tim has held multiple roles including Financial Representative, Investment Representative, Financial Consultant, and currently Vice President Financial Consultant. He follows a comprehensive process with each client, starting with understanding their needs and financial objectives, analyzing their current situation, and collaborating on strategies to improve their financial plan. Outside of his professional responsibilities, Tim has interests in concerts, fitness, food, golf, traveling, and volunteering.

Brendan Sheehan is a CFP® with 25 years of industry experience, currently affiliated with LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation from 2013 to 2017. He is a partner and agent at Waymark Wealth Management, where he is involved in non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Daniel Marean is a CFA® charterholder and holds the Series 66 designation, with 10 years of industry experience. He has been with Ameriprise since 2015, currently based in Newton, MA. Outside of his advisory role, he is involved in real estate ownership. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, combining research, modeling, and tax-efficiency analysis to support clients’ retirement strategies.

Jennifer Taber is a financial advisor at Ameriprise with 13 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its related entities since 2011. Outside of her advisory role, she is employed by Net Flows, LLC in connection with her work at Ameriprise. Ameriprise is an institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Michael Muccio is a ChFC® credentialed financial advisor with 10 years of industry experience, currently affiliated with Ameriprise in Hopkinton, MA. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, GWFS Equities, Inc., and MML Investors Services. He is also an associate financial advisor with DES Group, Inc. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored, non-discretionary recommendation reports delivered through a centralized consulting team.

Brendan Harrington currently serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he helps lead a team of financial advisors and professionals in assisting clients to make educated and confident financial decisions for themselves and their families. He has been with Fidelity Investments since 2019, progressing through several roles including Investment Solutions Representative, Financial Representative, Investment Consultant, and Assistant Branch Leader. Prior to joining Fidelity, Brendan worked as an Investor Service Associate at Putnam Investments from 2017 to 2019.

Diarmuid Allen is a financial advisor with Equitable Advisors in Wellesley, MA. He holds a Series 66 designation and has been with Equitable Advisors since 2025. His prior work experience includes roles in education, roofing, and technology sectors. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs, utilizing both in-house and third-party advisory models.

Peter Murphy is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and has worked previously at Spencer Financial, LLC, Arch Insurance Group, and other firms. Murphy is involved as a registered assistant with Spencer Financial LLC, assisting service coordination for other advisors. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. Its investment approach utilizes firm-provided asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across various asset classes.

Jonathan Crudale is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. His career includes roles at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. Outside of advising, he holds a real estate license in Minnesota and maintains ownership of an investment-related LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a diverse range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nermin Khalil is a financial advisor at Ameriprise with 11 years of industry experience. Prior to joining Ameriprise in 2020, Khalil worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2020. Outside of Ameriprise, Khalil is CEO of Madden Bailey LLC, a financial planning and brokerage firm. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies and uses a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement income recommendations.

James Cawley is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at Cetera and its related entities since 2024 and previously held roles at Strategy Asset Managers, Equitable Advisors, and other organizations. Outside of his advisory work, he served as a client service associate at CCR Wealth Management LLC. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts, offering diverse investment management and financial planning services through a large network of independent advisors.

Brian Kennedy is a CFP® with 19 years of industry experience. He is currently affiliated with Cetera and CCR Wealth Management, with prior experience at Commonwealth Financial Network. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party managers.

Samuel Baldwin is a CFP® with 26 years of industry experience and currently serves as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. for 13 years. Baldwin is also a member of the PIMCO Advisory Board, participating in meetings to provide feedback on advisor best practices. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a comprehensive investment approach that includes asset allocation tools, risk-tolerance analysis, and access to third-party money managers.

Tushar Gala is a financial advisor with Equitable Advisors in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Citizens Investment Services, Citizens Securities, Inc., Century Bank, and LPL Financial. Outside of his advisory work, he serves as a trustee for a condominium association in Medford, Massachusetts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and organizations, utilizing a network of Investment Adviser Representatives and third-party asset managers to deliver a range of advisory programs.

Michelle De Morais is a financial advisor at LPL Enterprise with two years of industry experience. She holds a Series 66 designation and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory role, she has over two decades of experience in residential cleaning and organizing. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and insurance products through an integrated platform that combines advisory services with active product sales.

Seth Waltz is a financial advisor at Mass Mutual Investors Services with 23 years of industry experience. He holds a Series 66 credential and has worked at Mass Mutual Investors Services since 2017, following roles at Mass Mutual Life Insurance Company and Metlife Securities Inc. In addition to his advisory work, he is involved in outside insurance activities, including individual and group life, health, fixed annuity, and disability products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with an emphasis on collaborative, goal-based planning using firm-approved analytical tools.

Mark Nalbandian is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining Fidelity, he worked at Beaumont Financial Partners, LLC and Pioneer Investment Management, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary services as well as model portfolios built from mutual funds, ETFs, and ETPs.

Joshua Cotter serves as a Resident Director at Merrill, bringing over a decade of experience as a financial advisor since joining Bank of America in 2007. He and his team focus on helping clients navigate complex financial decisions by minimizing risk through strategies such as asset diversification, tax consequence evaluation, legacy planning, and liability management. His approach centers on creating customized plans that guide clients toward achieving long-term financial goals and milestones. Mr. Cotter holds a Bachelor's degree in Communications from Elon University and has obtained several professional designations including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). His areas of expertise encompass retirement income planning, tax minimization, socially responsible investments, education planning, municipal bond portfolios, alternative investments, and financial planning for individuals experiencing sudden changes in their personal circumstances. Outside his professional role, Joshua Cotter values family highly and resides on the North Shore with his wife Kate and their two daughters. In his personal time, he enjoys activities such as boxing, golfing, hiking, reading, and spending time with family.