Martin Jawor is a financial advisor with Equitable Advisors in Basking Ridge, NJ, holding CFP®, ChFC®, and Series 66 credentials and 14 years of industry experience. He has worked at Equitable Advisors since 2018 and previously held roles at AXA Advisors, Valic Financial Advisors, and Cetera Wealth Services. Outside of his advisory role, he is president and owner of Benefits Institute, LLC, providing group health and property & casualty insurance to small businesses, and serves as a trustee for the Society Hill of Bernards Homeowner's Association. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, delivering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a range of advisory programs, including firm-offered and third-party solutions, covering mutual funds, ETFs, separately managed accounts, select alternative investments, and ERISA fiduciary services without sponsoring its own wrap fee program.

Angelesia Ma is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to joining UBS, she worked at FTI Consulting and has held academic roles at Vanderbilt University and Santa Clara University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and a range of investment products supported by proprietary research and institutional trading capabilities.

Dennis Surmanek is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill for five years before joining Wells Fargo Advisors in 2016. Outside of his advisory role, he serves as Vice President of Staten Island BNI, a local business networking organization. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk management, and niche services such as business-owner transition and special-needs planning. Advisors use Wells Fargo resources to develop tailored recommendations, with clients deciding how to implement them through various brokerage and advisory programs.

Karen Robbins is a financial advisor at UBS Financial Services with 30 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 65 designations. Outside of her advisory role, Robbins serves as president and a member of the board of directors for the Women's Animal Center, an animal shelter and hospital. She is also a partner in Compass North Associates, LLC, involved in coordination of payroll and tax-related work for a grocery market. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and asset allocation models to tailor strategies to clients' goals and risk tolerances.

Kelly Oates is a financial advisor at RBC Capital Markets with 20 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2018, following two years at Wells Fargo Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, supported by RBC’s capital-markets capabilities and affiliated asset managers.

Andrew Byren is a Senior Financial Advisor with Merrill Lynch Wealth Management, based out of the New York, NY office. He joined Merrill Lynch in 2018 after graduating from the University of South Carolina in 2017. In his role, Andrew provides customized financial planning and solutions tailored to each client’s specific needs, considering factors such as risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Andrew focuses on a variety of client areas including college education planning, family wealth management strategies, retirement income, legacy planning, and portfolio management services, among others. He employs a modernized, planning-based approach and leverages the resources and experience of the BMV Group to deliver comprehensive advice and service. He holds the Personal Investment Advisor (PIA) designation. Residing in Hazlet, New Jersey, Andrew enjoys baseball, basketball, football, chess, music, skiing, soccer, reading, spending time with family, and watching movies. He is involved with Covenant House as part of his community engagement.

Peter Kong is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 63 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Timothy Wells is a Financial Advisor with Merrill Lynch Wealth Management, bringing over seven years of experience in financial services. He initially began his career at Merrill Lynch in Hunt Valley, Maryland, where he became fully licensed and specialized in trusts and estates. In 2020, he worked closely with fixed income traders at Bank of America in New York City before returning to Merrill Lynch Wealth Management in 2022 as a Financial Advisor at their Liberty Street office in New York. Timothy engages all avenues of Bank of America to develop and implement solutions for his clients, with a focus on trust and competency. His expertise includes working with executives, business owners, founders, and their families to build, protect, and preserve wealth through areas such as corporate benefits, equity compensation services, family wealth management strategies, and small business strategies. Timothy takes a proactive and client-centered approach, emphasizing listening and understanding clients' goals to provide clear, planning-focused guidance. He holds several FINRA registrations and professional designations including Accredited Wealth Management Advisor™ (AWMA), Chartered Financial Analyst® (CFA), and Certified Financial Planner® (CFP). Timothy earned a Bachelor of Science degree in Finance from Rochester Institute of Technology. He is a member of The Gow School Board of Trustees and is involved with The Gow School community. Outside of his professional pursuits, Timothy enjoys baseball, cooking, ice hockey, music, reading, traveling, and spending time with his family. He resides in Downtown New York City.

Tamal Majumdar is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has worked at Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Majumdar is also an insurance agent specializing in individual and group life, health, disability income insurance, fixed annuities, and property/casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Tara Pardo is a Financial Consultant at Fidelity Investments, bringing three decades of experience in the financial services industry. She began her career at Goldman Sachs, where she served as Vice President of Equity Sales from 1992 to 2018. Following that, she was a Senior Relationship Manager at Lord Abbett from 2018 to 2022 before joining Fidelity in 2023. Throughout her career, Tara has focused on helping clients with wealth planning and financial strategies. She emphasizes collaborating with clients to create, implement, and monitor plans that align with their individual goals. Her work at Fidelity leverages the firm's resources to assist clients in making informed decisions for their financial futures.

Michael Koskuba is a financial advisor at LPL Financial with 26 years of industry experience. He previously spent 22 years at Victory Capital Advisers and Victory Capital Management. His credentials include Series 65 and Series 63 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and advisor-facing tools.

Mark Gregware is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 designation and having 4 years of industry experience. He has been with RBC Capital Markets since 2007. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides portfolio management, financial planning, custody, and brokerage services.

Jonathan Roman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding what matters most to his clients and their families to develop personalized strategies aimed at pursuing their financial goals. His approach involves getting to know clients well to tailor advice on a range of financial needs. Jonathan's expertise encompasses general investing, retirement planning, and preparing for unexpected financial events. He provides ongoing advice and guidance, adapting to clients' changing needs over time. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Rochester.

David Douglas is a financial advisor with Primerica Advisors in Union, NJ, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, and Florida Financial Advisors. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs a model-delivery investment approach managed by third-party asset managers and supports trading and custody through BNY Mellon Advisors and Pershing.

James Jack is a financial advisor with UBS Financial Services who holds a Series 66 designation and has 18 years of industry experience. He has been with UBS Financial Services since 2018 and previously worked at UBS Bank USA for 12 years. Jack serves as a board member and backup treasurer for the Bronx Letters Foundation, a nonprofit supporting a public school in the Bronx through mentorship and fundraising. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a range of capital markets services.

Cindy Medric Ducore is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and more than 36 years of industry experience. She has been with Equitable Advisors since 2003 and previously worked at Axa Advisors, LLC. Equitable Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning and retirement plan consulting through a variety of asset-management programs and third-party advisory solutions.

Robert Bernoskie is a financial advisor with Merrill in Summit, NJ, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Bank of America and Merrill since 2009. Outside of his financial advisory role, he serves as a high school football official with the New Jersey Football Officials Association, a position he has held since 1993. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Matthew Condon is a financial advisor with UBS Financial Services in Weehawken, NJ, holding a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at BNY Pershing for two years and has held various roles in education and athletics at Rutgers University and other organizations. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor plans according to clients’ goals and risk tolerances.

Philip Pinkey is a financial advisor at Fidelity with 20 years of industry experience. He holds a Series 66 license and has previously worked at ICMA Retirement Corporation, Maryland Financial Group, Navy Federal Asset Management, Centaurus Financial, and Merrill. His current role has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and Charitable Gift Funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Hayden Harr is a financial advisor with Charles Schwab, holding Series 65 and Series 66 licenses and bringing nine years of industry experience. His work history includes roles at Blue Owl Securities LLC, Central Park Group, LLC, and Merrill. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and order-routing operations.