Tyler Ramirez is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Merrill, Lynch, Pierce, Fenner & Smith Incorporated since 2019, including at Bank of America, N.A. since 2025. Prior to this, his experience includes roles outside the financial industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colby Stover is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and three years of industry experience. Prior to joining Cetera, Stover held positions at Foresters and worked in Management Information Solutions for nine years. He is also a licensed notary. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers.

Judy Eig is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Outside of her advisory role, she is involved with The Eig Group, a technology-related business, and serves as a trustee for the Terkowitz Family Trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning approach supported by proprietary tools and market modeling techniques.

Joseph Deangelis III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm‑approved tools and modeling techniques.

Salvatore Restifo is a Series 65-licensed financial advisor with Cetera, where he has worked since 2005. He has 31 years of industry experience and is also a partner at Lanni Restifo LLC, a CPA firm he has been involved with since 1999. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that supports a range of investment strategies and custodial arrangements.

James Burns is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Boeckel is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior roles include positions at LPL Financial, Grove Point Investments LLC, SII Investments, Inc., and Advanced Planning Group. Outside of finance, he is the founder of a cosmetic line called MISSION 1O2. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers tailored investment strategies across multiple platforms and maintains proprietary model strategies alongside access to unaffiliated managers.

Vincent Ragone is a financial advisor at UBS Financial Services with 20 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill from 2015 to 2021 before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

John Marshall III is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Merrill since 2010 and concurrently affiliated with Bank of America, N.A. since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Lipp is a financial advisor with UBS Financial Services holding a Series 66 designation and 14 years of industry experience. He previously worked at Bank of America and Merrill before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Lesley Weiner is a financial advisor with Cetera, holding the CFP® and ChFC® designations and bringing 43 years of industry experience. Her career includes long-term roles at Minnesota Mutual Life and Ascend Financial Services, as well as advisory work at William Paterson University. She serves as a member of the advisory council for Cotsakos College of Business and works as a notary public. Cetera operates as an SEC-registered adviser with a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services.

Neil Burke is a Series 66 licensed financial advisor with six years of industry experience, currently affiliated with LPL Enterprise. He previously worked at Prudential Insurance Company for 25 years. Burke is also involved in non-variable insurance activities through an affiliated insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients by providing financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Pasquale Giannella is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He previously worked at PNC Investments for 17 years and has been affiliated with Gladstone Wealth Partners. Giannella provides investment advisory services through Gladstone Institutional Advisory, an independent investment advisory firm he started in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by in-house and third-party research.

Vincent De Paola Jr. is a financial advisor with Edward Jones, holding a Series 66 designation and 17 years of industry experience. He previously worked at UBS Financial Services Inc. for 11 years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory services. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

Laurel Wilson is a financial advisor with LPL Financial, holding the Series 66 designation and bringing one year of industry experience. Prior to joining LPL Financial, she worked at Gaber & Associates LLC, Trustco Bank, and Key Bank. Outside of her advisory role, she is involved in tax preparation and accounting services and is a commissioned notary. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research from multiple sources, and a variety of investment strategies.

Joseph Scibetta is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in financial services since 1997, dedicating his entire career to Bank of America and its predecessor firms. Joseph focuses on serving dentists, entrepreneurs, and multiple generations of families, assisting them in simplifying and managing various aspects of their financial lives. With over two decades of experience, Joseph specializes in areas such as family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He develops customized investment portfolios and works closely with clients to create personalized financial strategies tailored to their long-term goals. Joseph holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree in economics from New York University. Outside of his professional role, Joseph enjoys cooking, gardening, golfing, and spending time with his family. He is also engaged in community volunteering, reflecting the Merrill tradition of participating in the communities they serve.

Michael Lee is a financial advisor with Stifel in Ramsey, NJ, holding a Series 63 designation and 22 years of industry experience. He has been with Stifel since 2005. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment strategy methodology.

Mark Rosalimsky is a Senior Financial Advisor and First Vice President at Merrill Lynch Wealth Management with a career in financial services dating back to 1984. He collaborates with a team of specialists to provide comprehensive guidance on clients' financial affairs with a focus on personalized investment advice. Mark has extensive expertise in insurance, small business 401k, and pension plan design. He engages clients through a collaborative and educational process, emphasizing frequent communication and service standards. Mark earned a Bachelor of Arts in Economics from the State University of New York at Binghamton. He holds professional designations including Chartered Life Underwriter (CLU®), Certified Plan Fiduciary Advisor (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Based in Northern New Jersey, Mark is active in his community, having served on Boards and Committees of local schools and synagogues. He is a long-distance runner who has completed three marathons and has coached his children's youth sports teams.

Gabriel Toledo is a CFP®-designated financial advisor with nine years of industry experience. He is currently with Charles Schwab in Paramus, NJ, where he has worked since 2022. His prior experience includes roles at Bank of America, Merrill, AXA Advisors, JP Morgan Chase & Co., and the University of Delaware. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios and centralized operational infrastructure.

Joyce Huggins is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.