Daniel Fitzgerald is a financial advisor with J.P. Morgan Securities in Florham Park, NJ, holding Series 63 and Series 66 licenses and with 13 years of industry experience. He has been with J.P. Morgan Securities since 2013 and also maintains a role with JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team, with a focus on Eligible Strategies and potential integration of ESG criteria.

Olga Avdaev is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 15 years of industry experience. She has worked at LPL Financial since 2017 and previously spent time at Summit Risk Management, Inc. and Summit Equities, Inc. Avdaev is also involved with Duphiney Financial Network, an entity related to her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Richard Garretson is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank, N.A. in 2026. Outside of finance, he has been involved with Country Roads Day Camp and has teaching experience at Fairleigh Dickinson University and Manalapan High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Jeffrey Fischman is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies based on client risk profiles, utilizing a mix of in-house and third-party investment managers and providing a range of portfolio management, financial planning, custody, and brokerage services.

Patrick Kilcooley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. Patrick has joined the Hinds Fisher Ahern group, a team with extensive experience in financial advising at Merrill. This team focuses on understanding clients and what matters most to them. With 25 years of experience in the Institutional Equity markets, Patrick brings a depth of knowledge shaped by firsthand experience with significant market fluctuations. He leverages this expertise to assist clients in meeting their financial goals and aspirations through tailored wealth management strategies. Patrick holds a Bachelor's Degree from Monmouth University and holds the Professional Investment Advisor (PIA) designation. He is also involved in community activities, dedicating time to volunteering with local organizations.

Miles Shifar is a financial advisor at Morgan Stanley with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at LPL Enterprise LLC, Prudential Financial, and academic positions at Rutgers University and William Paterson University. Outside of finance, he has been involved with 3 Chicas, a business he has participated in since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Gregory Caburis is a financial advisor at Merrill with 33 years of industry experience. He has held his current position at Merrill since 1984 and holds Series 63 and Series 65 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Thomas Charette is a financial advisor at Morgan Stanley in Morristown, NJ, with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and various investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory approach.

Kathy Deangelis is a financial advisor at Merrill with 29 years of industry experience, including 18 years at her current firm. She holds Series 63 and Series 65 credentials. Outside of her advisory work, she serves as an administrator of an estate, a family business role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Knut Lundberg is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at firms including Ic Advisory Services Inc, The Investment Center Inc, Factius Financial Strategies, Commonwealth Financial Network, and Ameriprise. Lundberg serves on the board of the Swiss SkiClub of New York, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms with a broad selection of investment strategies, supported by advanced operational and research tools.

Carmen Cappadona is a financial advisor at RBC Capital Markets with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at City National Bank since 2020. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ Advisory Risk Profiles through a combination of in-house and third-party investment managers.

Steven Brisgel is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Stifel Nicolaus & Co. since 2013. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses that serve as a foundation for client decisions.

Sabino Ruta is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of finance, his background includes roles in retail and food service industries, such as positions at David's Cookies and Godfather Pizzeria of East Hanover. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver investment solutions tailored to clients’ risk tolerance and financial goals.

Neal Gordon is a financial advisor at LPL Financial with 16 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at firms including J.P. Morgan Securities and Mass Mutual Investors Services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment strategies and utilizes technology for operational and research support.

Jayme Lee Kyritz is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Morgan Stanley and affiliated firms since 2011. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides its services both directly and through corporate financial planning agreements.

Jason Marcantuone is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles in education and landscaping, as well as studies at the University of Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Jennifer Hopkins is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. She has worked at Wells Fargo Clearing Services, LLC since 2021 and previously spent 12 years at Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Baumgarten is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and J.P. Morgan Chase Bank since 2010, along with prior experience at RBC Capital Markets. He serves as a trustee on the board of Housing Partnership, an organization focused on education and assistance for first-time homeownership and foreclosure counseling. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a forward-looking approach and includes access to broader derivatives and commodities capabilities.

Justin Gelman is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses. He has 11 years of industry experience, including roles at Citigroup Global Markets and M Holdings Securities. Outside of his advisory work, he assists in managing family-owned industrial commercial real estate properties and works as an independent contractor providing wealth management and financial planning support to multiple firms. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs tailored, non-discretionary investment consulting and supports both individual and institutional advisory needs through a large network of advisors.

Paul Santucci is a financial advisor at Merrill with 42 years of industry experience. He held a position at UBS Financial Services Inc. for 15 years before joining Merrill in 2022. Mr. Santucci serves as a board member for the charitable organization Invest In Others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.