Judith Kaufman is a financial advisor at Merrill with 20 years of industry experience and holds the Series 66 designation. She has worked at Merrill and Bank of America, N.A. since 2016, and previously spent six years at Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as treasurer for the Parent Teacher Organization at Calvin Coolidge Elementary School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stephanie Maione is a financial advisor at Fidelity with Series 63 and Series 66 licenses and eight years of industry experience. Her work history includes roles at Prudential Insurance Company of America, Pruco Securities, and Fidelity Investments. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Patricia Muha is a financial advisor with Wells Fargo Advisors in Warren, NJ, holding a Series 66 designation and bringing 16 years of industry experience. She has worked at Wells Fargo Advisors since 2018 and previously spent 12 years with Ameriprise Financial Services, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm’s services include a broad range of planning options tailored to clients meeting certain net-worth thresholds, supported by proprietary research and planning tools.

Alyson Whelan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual and its subsidiaries in 2026, she worked at Bank of America and Merrill. Outside of finance, she owns and teaches at Viva String Studio LLC, where she provides violin instruction. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based strategies without discretionary investment authority.

Jonya Langley is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2019 and was previously a homemaker from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mary Guza is a financial advisor at Morgan Stanley in Morristown, NJ, with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Previously, she was with Citigroup Global Markets from 2007 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Arjay Ignacio is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2026. He has a comprehensive background in financial consulting, having worked in various advisory roles since 2005. His previous positions include Financial Consultant at Fidelity, Financial Advisor at Prudential, Managing Director at Allied Wealth Partners, and Vice President and Financial Advisor at AXA Equitable. Throughout his career, Arjay has focused on simplifying complex financial strategies into manageable steps tailored to each client's unique circumstances. He emphasizes the use of advanced research and proper planning to help clients work toward their individual definitions of financial success, with regular annual reviews to adjust plans as needed. Arjay holds a California Insurance License. Outside of his professional work, he has interests in comedy, fitness, food, movies, and traveling.

Stephen Becker is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services for two years. Outside of his advisory role, he is the sole proprietor of Beckers Tax Service, providing tax preparation, consulting, payroll services, and notary work. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts through a nationwide network of advisors. The firm offers various portfolio management options and financial planning services delivered across multiple program structures and custodial relationships.

Richard Kalfayan Jr. is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2009, including a role at JPMorgan Chase Bank, N.A. since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Matthew Brehne is a financial advisor at Morgan Stanley in Morristown, NJ, with two years of industry experience. He holds a Series 66 designation and previously worked at monday.com, Better.com, and ADP. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

David Margolies is a financial advisor with RBC Capital Markets, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Outside of his advisory role, he volunteers with The Katelyn Morales Foundation, a nonprofit organization that provides scholarships in memory of a deceased friend's daughter. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and portfolio management services tailored to clients’ advisory risk profiles, utilizing both in-house and third-party investment managers.

Michael Stefani is a financial advisor at Raymond James Financial with 22 years of industry experience. He has previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also associated with Iron Ridge Wealth Management Group in a non-owner capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients, using tailored, non-discretionary planning supported by advanced analytical tools.

Thomas Collins III is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has been with RBC since 2012. Outside of his advisory role, he is a passive owner and partner in Paradigm Hotel Group, LLC, involved in hotel property ownership, operation, and leasing. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and corporations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to client risk profiles.

Scott Anderson is a CFP® with 37 years of experience in the financial services industry. He has been with LPL Financial since 2004 and previously worked at WS Griffith Securities, Inc. from 2002 to 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Zachary Seigal is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior roles include positions at Management Planning Inc and various customer service jobs. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using a broad range of mutual funds, ETFs, and ETPs and serves in advisory roles for registered investment companies and fund‑of‑funds.

Christopher Mannino is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned his Bachelor's Degree from Virginia Polytechnic Institute & State University. Christopher follows a disciplined process that begins with taking the time to understand each client, their family, financial situation, and priorities. His client focus areas include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He aims to build meaningful relationships to positively impact the lives of his clients. Outside of his professional practice, Christopher has personal interests in baseball, basketball, football, golfing, ice hockey, music, reading, spending time with his family, watching movies, and yoga.

Mehmed Halid Aygun is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His background includes roles at Provident Bank and Marathon Science School, as well as work in the jewelry sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eileen Mclaughlin is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2007, with a brief gap, and has worked there for a total of 12 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Alex Pritsker is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He worked at Lincoln Financial Advisors for 14 years before joining OSAIC in 2025. In addition to his advisory role, he is licensed to offer various insurance products including disability insurance, fixed and indexed annuities, long-term care insurance, and traditional life insurance. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct customized investment portfolios.

Barry Friedson is a CFP®-certified financial advisor with 13 years of industry experience. He is currently with LPL Financial and has previously worked at Cetera, Allied Wealth Partners, and Minnesota Life Insurance Company. Friedson also engages in insurance sales involving non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.