Robert Garofallou is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for six years and Northeast Securities, Inc. for 27 years. Outside of advisory work, he is president and partner of RJG Tax & Capital Solutions, Inc., a tax preparation and guidance firm. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and the use of discretionary and third-party management strategies.

Elizabeth Jogani is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has worked at Merrill since 2020 and previously held roles at Bank of America and the University of Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Fliegelman is a financial advisor at OSAIC with over 40 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC, he worked at G&G Planning Concepts, Inc. and American Portfolios Advisors, Inc. among other firms. He is involved in coaching and training licensed insurance agents on insurance and estate planning. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs a model-based investment process with portfolio optimization and offers discretionary and advisor-managed strategies alongside third-party manager programs.

Louis Aquina is a financial advisor at LPL Enterprise with Series 63 and Series 65 designations and 52 years of industry experience. He worked at Pruco Securities, LLC from 1981 to 2024 before joining LPL Enterprise. He is also involved in non-variable insurance activities with several life insurance companies. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Stephen Mosca is a CFP® with 36 years of experience in the financial industry. He has been with Stifel Nicolaus & Co Inc since 2010. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group.

Serena Cole is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with several firms including Principal Financial and Principal Securities prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across multiple asset classes.

Neil Solina is a financial advisor at Cetera with 20 years of industry experience. He holds a Series 63 designation and has been with Cetera and its related entities since 2013. Outside of advising, Solina manages a home audio sales business and works as a truck driver for FedEx. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Maura O'Brien is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she partners directly with advisors and the team to provide personalized financial planning for clients. Prior to this, Maura worked as a Relationship Manager at Fidelity Investments from 2019 to 2024. Her experience at Fidelity spans several years, focusing on client relationship management and financial planning services. Details about her education, credentials, personal interests, or community involvement have not been provided.

Laura Hoffman is a CFP® professional with 13 years of experience in the financial industry. She is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where she has worked since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

Frank Pecorella is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 44 years of industry experience. His prior work includes roles at Cuna Mutual Group, Citigroup Global Markets, HSBC Securities, and Quick & Reilly. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Michael Rooney is a financial advisor with Morgan Stanley, holding a Series 63 credential and bringing 36 years of industry experience. He has worked at Merrill from 1989 to 2016 and has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services directly to individuals as well as through corporate financial planning agreements.

Karen Molina is a financial advisor at Merrill with 21 years of industry experience, including 19 years at Merrill. She holds a Series 66 designation. In addition to her advisory role, she works as a sales consultant for Oliveda, a for-profit company based in Santa Monica, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Blumstein is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. He previously worked at Citizens Bank for three years and First Republic Bank for eleven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

James Leger is a financial advisor at Cetera with 39 years of industry experience. He holds the Series 63 designation and has worked at multiple firms including Avantax and TurboTax. Outside of his advisory role, he owns and operates JEM Consulting, a tax preparation and accounting business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Kelly Powers is a financial advisor with Cetera and holds the ChFC® designation, along with Series 63, 65, and 66 licenses. He has 32 years of industry experience and previously worked at firms including UBS Financial Services and Avantax Advisory Services. Powers also serves as vice president of S & P Associates of LI, Inc., where he manages investment portfolios and financial planning services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Stephen Levine is a financial advisor at Cetera with 62 years of industry experience. He holds the ChFC® and Series 63 designations. His professional background includes long-term roles at Cetera Wealth Services, LLC and his own firm, Stephen Levine & Associates Ltd. He also works as an independent insurance agent in life, accident, and health insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services through a large nationwide network of advisors and operates a multi-manager platform with access to both affiliated and third-party investment managers.

Lawrence Sienkiewicz is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Ameriprise in 2021, he worked at HSBC Bank USA and HSBC Securities (USA) Inc. from 2016 to 2021. He is also president of Lawrence E Sienkiewicz INC, a consulting business, and is involved with certainty of uncertainty, LLC, an advisor-owned entity that manages his practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Laurence Paul is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, LPL Enterprise, and The Prudential Insurance Company of America. Outside of his advisory work, he serves as a quality assurance representative for a healthcare service and works part-time in hospitality as a valet. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Murphy is a financial advisor at Equitable Advisors with 46 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Murphy has been with Equitable Advisors since 1999, having previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved in the insurance business focusing on term and universal life insurance through Voya. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a combination of proprietary and third-party investment models and services.

Jason Kimlick is a Financial Advisor with Merrill Lynch Wealth Management, serving clients from his office in Melville, NY. He specializes in personalized wealth management strategies, focusing on helping individuals and families connect all aspects of their financial lives to prioritize and pursue the goals that matter most. Jason works with a diverse client base including high-net worth individuals, pre-retirees, retirees, clergy, young professionals, and LGBT families. With 15 years of experience in financial planning, investment management, and retirement results, Jason offers clear and relatable advice to help clients build financial security. He provides guidance in areas such as college education planning, family wealth management strategies, retirement income, and socially responsible investing. Jason holds the Personal Investment Advisor (PIA) designation and joined Merrill Lynch Wealth Management in 2017. Jason holds a Bachelor's degree in Aviation and Business Administration from Averett College and a Master's degree in Divinity from Baptist Theological Seminary at Richmond. He is actively involved in community organizations including the Alzheimer's Association Long Island Chapter, American Red Cross of Long Island New York, Habitat for Humanity International, Ronald McDonald House Charities New York Metro, and others. His personal interests include antiquing, cooking, and traveling.