Ashley Black is a financial advisor at Osaic with four years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Lincoln Financial Advisors, and Delphi Wealth Management Group. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using asset-allocation tools and automated rebalancing to construct portfolios across various investment types.

Phillip Figueiredo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has a background that includes ownership of Philly Figs Marketing Services, LLC, a marketing and copywriting business, as well as PF Publishing LLC, a publishing company. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging proprietary models and primarily Vanguard funds and ETFs.

Donald George Jr. is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He previously worked at Glenmede Trust for five years before joining The Vanguard Group in 2022. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, offering customized asset allocations and tax-aware features largely through Vanguard funds and ETFs.

David Steen is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and two years of industry experience. Prior to his current role, he worked at Minnesota Life Insurance Company, Securian Financial Services, Delaware Valley Advisors, and has been a house master providing residential dormitory supervision at the Academy of the New Church Secondary School since 2018. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, focusing on retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to create personalized portfolios primarily consisting of Vanguard funds and ETFs.

Vincenzo Blaydon is a financial advisor with Vanguard Advisers, holding a Series 66 designation and three years of industry experience. His career includes roles at The Vanguard Group, Vanguard Marketing Corporation, and Freedom Mortgage Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Caitlin Gouck is a financial advisor at Fidelity with 10 years of industry experience. She previously worked at The Vanguard Group, Inc. for six years before joining Fidelity. She holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Harry Welch Jr. is a CFP® professional at Wells Fargo Advisors with 29 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009, including a decade at Wells Fargo Clearing. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using Wells Fargo research and planning tools to develop tailored recommendations.

Jay Detwiler is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has worked at The Vanguard Group since 2018 and was previously with Ameriprise Financial Services. Vanguard Advisers provides a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through a scalable digital platform combined with advisor support.

Edmund Dracup is a financial advisor with MassMutual Investors Services, holding a CFP® designation and Series 63 and 65 licenses, with 33 years of industry experience. He has been with MassMutual and its affiliate MML Investors Services since 1994. Outside of his advisory role, he serves as a township supervisor for East Vincent Township and is involved in equine activities through ownership and management of Top Rail Equine, LLC. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, employing firm-approved analytic tools and offering event-driven planning services including divorce and estate-settlement planning.

Rachael Moley is a financial advisor at Vanguard Advisers with six years of industry experience. She holds the Series 63 and Series 66 licenses and has worked with The Vanguard Group since 2020. Her prior experience includes roles at Bozzuto Management Company and WebstaurantStore. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering extensive customization and tax-aware features.

Kevin Kessler is a financial advisor with Vanguard Advisers holding a Series 66 credential and one year of industry experience. His prior roles include positions at MassMutual Greater Philadelphia and Northwestern Mutual Eastern Pennsylvania. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven investment approach utilizes proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Timothy Nolt is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously worked at the Don CeSar Hotel for three years. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs with various customization options.

John Murtaugh is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary methodologies and portfolios constructed mainly from Vanguard funds and ETFs.

Michael Caccavo is a financial advisor with Edward Jones, holding the CFP® and ChFC® designations and the Series 66 license. He has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Carmine Dilello is a financial advisor at Vanguard Advisers with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 1996, as well as Arbonne International from 2019 to 2023. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options and tax-aware features.

Gary Johnson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with The Vanguard Group since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor support.

Patrick Donovan is a Series 66-licensed financial advisor with Vanguard Advisers in Malvern, PA, bringing four years of industry experience. He previously worked at Ameriprise and Regal before joining The Vanguard Group in 2022. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that incorporates proprietary models and Vanguard funds, serving a large client base through a combination of digital platforms and advisor teams.

David Blackstone is a Series 66-licensed advisor at Vanguard Advisers with four years of industry experience. He has worked at Vanguard Advisers and related Vanguard entities since 2021 and has prior experience as a self-employed professional. Outside of his advisory role, he is involved with Media News Group as a computer operator assisting in weekend publication. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, combining digital delivery with a large advisory team to manage a high volume of client relationships.

Catherine Curran is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Vanguard since 2017, including roles with Vanguard Advisers and Vanguard Marketing Corporation. She previously attended Haverford College. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, and manages a large client base through a digital delivery model supported by over 2,200 advisors.

Michael Vergari is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2021, serving previously as an Investment Consultant and Investment Solutions Representative III. Prior to joining Fidelity, Michael worked at Merrill Lynch Wealth Management as a Financial Advisor and Investment Analyst. He began his career as a Financial Planner at 1847 Financial in 2016. Michael partners with his clients to understand their goals, objectives, and financial needs, working collaboratively to create tailored financial plans designed to provide confidence through various market conditions. He holds an Arkansas Insurance License. Outside of his professional role, Michael has personal interests that include spending time at the beach, cooking and baking, football, golf, outdoor adventures, and caring for pets.