Daniel Rubin is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to create personalized asset allocations mainly composed of Vanguard funds and ETFs.

Kristen Taylor is a CFP®-credentialed financial advisor with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. She previously worked at Ic Advisory Services Inc and The Investment Center Inc for over a decade. Taylor is also involved in education, serving as a teacher and author in the West Chester area. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple investment platforms.

Praveen Chelli is a financial advisor with Vanguard Advisers based in Malvern, PA, holding Series 63 and Series 66 certifications and bringing 16 years of industry experience. He has been with Vanguard Advisers since 2020 and has worked with related Vanguard entities since 2000. Outside of his advisory role, he is involved in blogging and has a sales position in a separate self-employed business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers customizable portfolios mainly composed of Vanguard funds and ETFs, supported by a large advisor team servicing a broad client base.

Nicholas Simone is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with The Vanguard Group since 2018 and previously worked at Ranstad and Visual Innovations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, managing a large client base through a combination of digital platforms and advisory teams.

Victoria Bucher is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Kraus is a financial advisor at Morgan Stanley with over 50 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients through a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and analysis.

Jessica Poulton is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including Wells Fargo and Equitable Advisors. Poulton is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily invests in Vanguard funds and ETFs, offering features such as tax-awareness and customizable portfolio options.

Christopher Zangari is a financial advisor with UBS Financial Services in Paoli, PA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he participates in a quarterly program affiliated with Katherine Gibbs/50W in New York. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and both discretionary and non-discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Sarah Buonocore is a financial advisor with Morgan Stanley, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Sarah Stein is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and 16 years of industry experience. She has worked at The Vanguard Group since 2017 and previously held positions at J.P. Morgan Securities and JPMorgan Chase bank NA. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies to personalize asset allocations and manages a large client base through its automated platform and team servicing model.

Orlando Maldonado is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 designations and over 45 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also involved in managing a living facility for elders in Nevada as part of his non-investment business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Jessica Cabral is a Financial Advisor at Merrill Lynch Wealth Management, focusing on helping clients manage their financial priorities through personalized portfolio strategies and ongoing advice. She works one-on-one with clients to define their goals and develop tailored plans to address needs such as education funding, retirement planning, and family wealth management. Jessica's professional background includes a legal education, holding a Juris Doctorate Degree from West Virginia State University and a Bachelor's Degree from Wheeling Jesuit University. She holds the Personal Investment Advisor (PIA) designation and is affiliated with several professional organizations, including the Chester County Bar Association, Pennsylvania Bar Association, The Union League of Philadelphia, and White Manor Country Club. Outside of her professional role, Jessica engages in personal interests such as golfing, swimming, and tennis.

Thomas Smith is the Market Leader at Fidelity Investments, where he leads the local Investor Center. In this role, he provides financial and investment guidance to customers, including one-on-one retirement planning, income strategies, college planning services, and integrated employee benefits strategies. He has been with Fidelity Investments since 1998, holding various positions including Financial Consultant, VP of Regional Planning Consultant, VP of Senior Workplace Regional Sales Manager, VP of Regional Sales Manager, and currently Market Leader since 2021. His extensive experience spans over two decades within the company, focusing on sales management, planning consultation, and workplace services. No information on education, credentials, personal interests, or community involvement was provided.

Brent Regaldi is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His previous roles include positions at Delaware Investments and Macquarie Investment Management Business Trust. He is based in Malvern, Pennsylvania. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, with a focus on scalability and digital delivery.

Ralph Riedel Jr. is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has worked at Vanguard Advisers since 2023. Prior to that, he was self-employed and worked at McKinsey & Company. Outside of his advisory role, he serves as the treasurer on his local homeowners association board. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, combining digital delivery with a team servicing model at scale.

Matthew Adams is a financial advisor at Wells Fargo Advisors with nine years of industry experience. He previously worked at GQR Global Markets for three years before joining Wells Fargo Advisors in 2017. Outside of his advisory role, Adams is a co-owner of Fishtown Connect LLC, a networking group based in Philadelphia. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors develop tailored recommendations using firm research and tools, with clients selecting implementation through brokerage or advisory programs as desired.

Samantha Frick is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2012. Outside of her primary role, she is also an Associate Financial Advisor at KSP MLS LLC, where she spends significant time on financial planning activities. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals with substantial investable assets, offering tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Derek Little serves as Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been part of the financial services industry since 1997, working with individuals and families to identify key financial opportunities and risks and support them in making critical financial decisions. His experience includes multiple roles at Fidelity Investments, including Vice President, Financial Consultant from 2007 to 2022, Account Executive from 2003 to 2007, and Financial Specialist from 1997 to 1998. Additionally, he has held positions as Senior Financial Planner at Capital Management Services, Financial Advisor at Morgan Stanley, and Financial Consultant at A.G. Edwards and Sons. Derek holds a California Insurance License. Outside of his professional career, he engages in activities such as baseball, beach outings, family activities, fitness, parenthood, and volunteering.

Ethan Kendzulak is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Fidelity Investments and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs.

Thomas Belisari is a financial advisor at LPL Financial with 43 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2026, he worked at OSAIC for 29 years and Key Financial, Inc. for 35 years. He serves as chairman of the West Whiteland Township Pension Advisory Board. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, combining proprietary research tools with access to third-party asset managers.