Geraldine Pacor is a financial advisor at Merrill with 21 years of industry experience. She has been with Merrill since 2015 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she manages a sole proprietorship through which she oversees a rental property in Wayne, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Helmig is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Merrill since 1980, also working with Bank of America since 2009. Outside of his advisory role, Helmig serves as a trustee for a family trust and manages a sole proprietorship related to sports season tickets. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, by offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm integrates multiple investment strategies and emphasizes manager selection, tax-efficient implementation, and its affiliation with Bank of America’s broader banking and capital markets platform.

Dante Pierantozzi is a Financial Advisor with The Mergan Group at Merrill Lynch Wealth Management in Philadelphia. He brings over five years of experience in financial services, having previously supported the Market Executive of Merrill in Greater Philadelphia and worked in wealth management at Morgan Stanley. Dante focuses on helping individuals and families navigate complex financial decisions by developing personalized wealth management strategies that align with their unique goals and values. Dante's expertise includes divorce transition planning, family wealth management strategies, personal retirement planning, philanthropic planning, and socially responsible investing. He holds the designations of Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Dante earned his bachelor's degree in Finance and Economics from Northeastern University, where he also served as president of the men's rugby club. Outside of his professional role, Dante is involved in community organizations including Northeastern University's Young Alumni Advisory Board and the Young Professionals Board for the Make-A-Wish Chapter of Philadelphia, Delaware, and Susquehanna Valley. He enjoys traveling, trying new restaurants, playing basketball, and spending time with his family and his Yorkshire terrier, Gigi.

Peter Grassi is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. He has worked at LPL Financial since 2013 and is also affiliated with Global Retirement Partners, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, supported by technology tools and a broad platform of advisory and non-advisory financial activities.

Jesse Roth is a CFP® with 28 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group since 1997. Outside of his advisory role, he acts as a full VG agent managing accounts for his spouse. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. Their investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs.

Randy Lee is a CFA® with 20 years of industry experience, currently serving at Vanguard Advisers. He has been with Vanguard and its affiliates since 2004, including roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with personalized asset allocations and a range of customization options, managing a large client base through a combination of digital platforms and a team servicing model.

Evan Smrek is a CFP® with 15 years of industry experience, currently serving at Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2010 and is also the owner of Apothecary Alexander, LLC, a tea business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, delivering services at scale through its digital platform and team model.

Tracy Auerbach is a financial advisor at Vanguard Advisers with 12 years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Vanguard-associated entities since 2021, following prior roles at Adondo Capital and the University of Pennsylvania. Auerbach is a minority shareholder and named inventor on two patent applications for software tools designed to assist CFOs of private companies in managing equity and investor relations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering features such as tax efficiency and customizable asset allocations.

William O’Brien is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Morgan Stanley & Co. Incorporated. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes an IPS-driven process tailored to plan objectives and demographics, with a broader range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Anthony Acchione Jr. is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. He has worked in various roles within Vanguard-affiliated entities since 2023. Outside of finance, he is involved in a contract food service business as a cook with B&T Catering. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through its digital platform and team servicing model, focusing on personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Kevin Elvey II is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has been associated with Vanguard-affiliated entities since 2024. Outside of his advisory role, he owns two inactive businesses, DebtFit Inc., which focused on financial coaching, and HigherCred LLC, which worked with schools and parents to identify online learning options for highly capable high school students. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, using proprietary models to create personalized portfolios mainly constructed from Vanguard funds and ETFs.

Calvin Thompson is a financial advisor at Vanguard Advisers with 25 years of industry experience and holds the Series 66 designation. He previously worked at TIAA-CREF and Tiaa for 13 years before joining Vanguard in 2025. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages hundreds of thousands of client relationships through a combination of digital platforms and advisor teams.

Andrew Dilks is a financial advisor with Vanguard Advisers, holding the CFP® designation and Series 63 and 65 licenses. He has five years of industry experience, including roles at Sei Investments and an early career position at St. Joseph's University. He has been with The Vanguard Group since 2020. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct diversified portfolios with various customization options.

Todd Marotta is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 28 years of industry experience. His career includes roles at Fidelity Investments, Citizens Securities, Mercer Global Advisors, and PNC Investments. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a large network of independent advisors.

Devin Voorhees is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds a Series 66 credential and has worked previously at TD Bank and Triad Advisors. Outside of his advisory work, he owns and participates in a podcast called The Red Corner LLC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to third-party advisers and proprietary model strategies under the Founders Gate Capital brand.

John Rosecky is a Wealth Management Advisor with Merrill Lynch Wealth Management. He assists clients by providing financial services through a broad platform that can be tailored to meet specific needs. His approach involves working closely with clients to create personalized financial strategies designed to help pursue their individual goals. John's expertise encompasses liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He carefully considers cost, tax implications, and risk to help ensure clients make informed and confident financial decisions. He also has access to specialists in commercial loans, corporate financing, trust services, 401(k) plans, residential mortgages, and life/long-term care insurance. He holds a Bachelor's Degree from Drexel University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). John is involved in professional and community organizations such as the St. Andrews Society of Philadelphia and serves as President of the Delaware County Medical Society Public Health Fund. He also participates in community volunteer activities.

Kanchan Chug is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. She has been with Vanguard Marketing Corporation and The Vanguard Group since 2021 and with Vanguard Advisers since 2023. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants with automated and human-supported investment advice. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Joseph Mchugh is a financial advisor at Vanguard Advisers with 15 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns and operates Generations Landscaping and Lawn Care LLC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and predominantly Vanguard funds and ETFs.

Karen Clemens is a CFP® with 11 years of industry experience. She is currently affiliated with Cambridge Investment Research Advisors and has prior experience with Ic Advisory Services Inc and The Investment Center Inc. Clemens is also a CPA and operates a private practice providing tax services, in addition to engaging in authoring, educating, and podcasting activities. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports a variety of account implementation platforms and proprietary model strategies under the Founders Gate Capital brand.

Christopher Kolmer is a Wealth Management Advisor with extensive experience in both institutional and individual investing. After spending a decade at Deutsche Bank as Vice President in Global Market Sales for Fixed Income, he joined Merrill Lynch Wealth Management in 2015 to focus on assisting individuals and families directly. He serves ambitious and well-educated clients who often have the financial knowledge but not the time to manage their wealth, offering guidance that simplifies complex matters and fosters confidence. Chris holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and a Bachelor's degree in Finance from Villanova University. He emphasizes a proactive and professional approach, aiming to be a reliable resource during major life transitions and ongoing financial planning. He works collaboratively with his brother, Kevin Jr., leveraging their complementary strengths to provide a dynamic team experience for families. Outside of his professional life, Chris is a father of three sons and enjoys spending time with his family, including coaching his oldest son's baseball team. He also pursues interests such as cooking, golfing, and supporting Wildcats basketball.