Thomas Furda is a CFP®-certified financial advisor with 17 years of industry experience. He has worked at The Vanguard Group, Inc. since 2018 and previously at Financial Life Focus, LLC from 2016 to 2018. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily invests in Vanguard funds and ETFs, offering a range of customization options.

Stephen Paul is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has been with The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, relying mainly on Vanguard funds and ETFs, and combines digital delivery with a large advisory team.

Matthew Harrigan is a Series 66-credentialed financial advisor with four years of industry experience. He currently works at Vanguard Advisers and has held multiple roles within The Vanguard Group and its affiliates since 2022. Prior to joining Vanguard, he spent time at Goodyear Tire and Rubber Company and The Fresh Market. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios largely from Vanguard funds and ETFs, supported by a large-scale digital delivery platform and more than 2,200 advisors.

Anthony Calabretti is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63, 65, and 66 licenses with 19 years of industry experience. He has been with Vanguard and its affiliates since 2014, including periods of self-employment. Outside of his advisory role, he is contracted as a delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily manages portfolios composed of Vanguard funds and ETFs.

Diana Rushton is a Series 66-licensed financial advisor with five years of industry experience. She is currently with Vanguard Advisers, Inc., where she has worked since 2026, following a decade at Wells Fargo Bank and Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, offering various tax-aware and customizable features.

Ava Stone is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held roles at Bank of America and has experience in education through positions at Bucknell University, Together Academy, and the Radnor School District. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Hauser is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and five years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group since 2021 and previously worked at Rowan University and Eagle Wealth Strategies. Outside of his advisory roles, he has experience working at Big Swing Golf Center. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options including ESG preferences.

Nilay Gandhi is a CFP® professional with 19 years of experience at Vanguard Advisers, where he has worked since 2007. He is also associated with Kumud C. Gandhi, CPA, a business involved in property inspections and administrative duties. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to personalize asset allocation, primarily utilizing Vanguard funds and ETFs.

Mona Gadura is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill Lynch. She has been with The Vanguard Group since 2018. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and offers portfolios primarily constructed from Vanguard funds and ETFs.

Bryan Lewis is a CFP® professional with 19 years of industry experience, currently serving at Vanguard Advisers since 2006. He is based in Malvern, PA, and holds a Series 63 designation. Outside of his advisory role, he is listed as a power of attorney for a family-related investment activity. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options through its large-scale digital platform with over 2,200 advisors.

Connor Lokuta is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Vuori, Hajoca, and Haberle Steel, as well as positions in educational institutions such as the University of Delaware and High Point University. Vanguard Advisers delivers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs with various customization options.

William Hughes is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds the Series 66 designation and has worked at various Wells Fargo entities since 2009. Outside of his role at Wells Fargo, Hughes has ownership interests in two investment-related firms, Huntington Kraus Financial Group LLC and WMH Financial LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored recommendations for its clients.

Edward Richards is a financial advisor at Vanguard Advisers with over 20 years of experience in the financial services industry. His background includes roles at PFS Investments and Primerica Financial Services, and he has held multiple positions within The Vanguard Group since 2022. Richards is also involved with entrepreneurial ventures such as Team Flight Control, LLC and Aerial Mojo, LLC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines goal-based, algorithm-driven portfolio management with a range of customization options and is notable for its scale and digital delivery model.

Jenny Shaughnessy is a financial advisor at Vanguard Advisers with a Series 66 credential and two years of industry experience. She has held positions within various Vanguard entities since 2023 and previously worked in education and manufacturing sectors. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

James Wenzel is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 66 and Series 63 designations and has worked in various capacities at multiple Vanguard affiliates since 2024. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and constructs portfolios mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Jason Bishop is a financial advisor with Mass Mutual Investors Services in Exton, PA, holding the ChFC® designation and Series 66 license. He has nine years of industry experience and currently serves as an Investment Adviser Representative at Wienken Advisors, Ltd., where he is involved in marketing and presenting seminars. He also holds a vice president position at UFG Advisors, LLC, focusing on expense management and succession planning. Mass Mutual Investors Services is an institutional firm with nearly 5,000 advisors, providing financial services to a broad client base.

Ryan Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 10 years of industry experience. He has been with The Vanguard Group since 2016. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, mainly using Vanguard funds and ETFs, and serves a large client base through a hybrid digital and advisor team model.

John Fair is a financial advisor with LPL Financial in Collegeville, PA, holding the Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with LPL Financial since 2012 and previously worked at Brooks Brothers from 2011 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and both discretionary and non-discretionary management approaches.

Nisha Sharma is a financial advisor at Vanguard Advisers with a Series 66 designation and four years of industry experience. She has worked in various capacities within The Vanguard Group, PNC Bank, Wells Fargo Bank, and DNB First Bank. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.

Neil De Lucca is a financial advisor at Vanguard Advisers with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016 and holds Series 63 and Series 66 designations. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, using Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and a team servicing model.