John Pagano is a financial advisor with Wells Fargo Advisors in Bethesda, MD, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He is also involved in investment-related business activities through his ownership of PAGANO72, LLC and PAGANO GP, LLC. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, using Wells Fargo research and planning tools to develop tailored recommendations. The firm’s comprehensive planning services address areas such as retirement, education, risk, and specialized needs like business-owner transitions and divorce planning.

Neyci Sued is a financial advisor with Wells Fargo Clearing based in Bowie, MD. She holds Series 63 and Series 65 licenses and has two years of industry experience. Her prior work includes positions at Wells Fargo Bank, Sandy Spring Bank, and Capital One Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Ahmon Smallwood is an Investment Consultant at Fidelity Investments, where he has been serving since 2025. In this role, he collaborates with clients to develop comprehensive financial plans, focusing on investments, insurance, retirement, and wealth planning to support clients' short and long-term financial objectives. Prior to his current position, Ahmon held roles as a Relationship Manager and Financial Representative at Fidelity Investments from 2022 to 2025. Before joining Fidelity, he worked as a Relationship Banker at Bank of America from 2021 to 2022. Throughout his career, Ahmon has gained experience in financial services across various client-focused roles, enabling him to provide strategic guidance tailored to individual financial goals. Outside of his professional work, he has interests in comedy, family activities, fitness, football, reading, and running.

Dwight Ferguson is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services and Questar Asset Management. Ferguson also owns Ferguson Financial Group, where he provides mortgage lending facilitation, tax planning recommendations, and insurance services, including life, health, disability, and long-term care insurance. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Kevin Anderson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and 43 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for 19 years before joining Wells Fargo in 2016. Anderson serves as a trustee and executor for family estates, overseeing investment-related matters. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Crystal Cleare is a financial advisor at UBS Financial Services with a Series 66 designation and eight years of experience in the industry. Her career includes roles at UBS Financial Services since 2017, as well as positions with the Palm Beach School Board, Lowe's, and Florida A&M University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Sue Van Der Linden is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Morgan Stanley Private Bank since 2015 and has worked at Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory work, she is the author of the book *Financial Custody: You Your Money, and Divorce*. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Bernard Tomasky II is a Series 65-licensed financial advisor with Ameriprise in Washington, D.C., where he has worked since 2015. He has 11 years of experience in the industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Janet Otersen is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Jeffrey Corvin is a financial advisor with Charles Schwab based in Bethesda, MD, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank SSb since 2017. Outside of finance, he creates and sells mixed media art and photography through Dane Fine Art.com and works as a florist sales processor and rideshare driver. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options. The firm provides integrated advisory, brokerage, custody, and financial planning services supported by strategic asset allocation models and a centralized operational structure.

Theodore Hart is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley and its affiliates since 1997, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Prior to this, he spent two years at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning approach supported by firm-approved tools and modeling techniques.

Richard Gerber is a financial advisor with Merrill based in North Bethesda, MD, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Merrill since 2009 and concurrently affiliated with Bank of America, N.A. since 1981. Gerber is also a co-owner of a rental property business in Bethany Beach, Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dawn Durbin is a financial advisor at Merrill with 24 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shannon O'Sullivan is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with eight years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she has performed with the American Ballet Theater as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Matthew Miller is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs tailored to clients’ risk profiles and employs both in-house and third-party investment managers to implement portfolio strategies.

Elizabeth Mc Kie is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Ropes & Gray LLP and Cambridge Associates LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Reed Eliff is a financial advisor at Merrill with 12 years of experience in the industry. He holds a Series 66 designation and has been with Merrill since 2014. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Catherine Landon is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she serves as Secretary of K4 Enterprises Inc., assisting with company administration. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to estate planning and corporate financial planning agreements.

Nicole Floyd is a financial advisor with Equitable Advisors in Washington, DC, holding a Series 66 designation and six years of industry experience. She previously worked at Bank of America, Merrill, and Wells Fargo Bank. Floyd serves as the board treasurer for Soles for Souls, a community organization supporting women who have experienced pregnancy loss due to miscarriage. Equitable Advisors provides financial planning, retirement consulting, and asset-management programs to individuals, institutions, and charitable organizations. The firm offers a range of advisory models through a network of Investment Adviser Representatives, utilizing third-party asset managers and sponsored advisory programs.

Silvia Stazio is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with LPL Financial since 2024. She previously worked for 25 years at Lincoln Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.