Karen Steppler Krieg is a financial advisor with Edward Jones in Edgewater, MD, holding the CFP® designation along with Series 63 and Series 66 licenses. She has 25 years of industry experience and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Breton Laubscher is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 designation and has previously worked at Atlantic Lighting & Irrigation and NV Homes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Wesley Hayward is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 credential and eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process while offering a broad suite of retail and institutional investment services.

Francine Porter is a financial advisor with Wells Fargo Clearing in Washington, DC, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. She worked at Deutsche Bank Securities Inc. for 15 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.

Laura Gonzalez Portillo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Sheri Mergenthaler is a CFP® professional with 14 years of industry experience, currently with Cetera in Annapolis, MD. She has held prior roles at Avantax Advisory Services and 1ST Global Capital Corp., among others. Sheri also serves as a committee member on the Maryland Association of CPAs (MACPA) Investment Committee, overseeing the organization's investment fund. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager approach that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Edward Hughes is a CFP® certified financial advisor with 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Merrill, Banc of America Investment Services, Inc., and Truist Investment Services, INC. He is based in Washington, DC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jacqueline Perrins is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with J.P. Morgan Securities for 25 years and JPMorgan Chase Bank, N.A. for 10 years. Outside of her advisory role, Perrins is involved in several business ventures including real estate investing, manufacturing, and a food delivery service, and she serves as a director for a nonprofit organization dedicated to children's education in the D.C. area. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Jeremy Milo is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His career includes roles at Fidelity Investments since 2020, prior experience at Bloomberg Industry Group, and running his own law office from 2011 to 2020. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery.

John Rohrs is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and previously worked at T. Rowe Price for ten years before joining Merrill and Bank of America in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carey Greenauer is a Series 66-licensed financial advisor with 26 years of industry experience. He is currently with UBS Financial Services, where he has worked since 2022. Prior to that, he held positions at Bank of America and Merrill, with a combined tenure of nearly three decades in the financial sector. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Christopher Malay is a financial advisor with Wells Fargo Clearing in Washington, DC. He holds the Series 66 designation and has 16 years of industry experience, with ten years at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Leigh Long is a financial advisor at Morgan Stanley with 32 years of industry experience. He previously worked at Merrill from 1993 to 2021 before joining Morgan Stanley in 2021. He holds Series 63 and Series 66 credentials and is based in Washington, DC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Cary Piligian is a CFP® and holds a Series 66 license with 16 years of experience in the financial services industry. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2024, following a 14-year tenure with Merrill and Bank of America. Cary is currently based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to guide its services.

Christina Coffey is a Series 66 licensed financial advisor with eight years of industry experience. She has worked at Edward Jones since 2021, following prior roles at Fidelity and BB&T. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Celvin Reyes Ramos is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He has worked at Merrill and Bank of America since 2018, with additional experience at PNC Bank and PCC Wireless. Outside of his advisory role, he is a sole owner of a rental property. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Halverson is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 66 licenses with two years of industry experience. His prior work includes roles at Charles Schwab Co., Inc., Lockheed Martin, and Newbern Excel Marketing Firm, as well as several years in full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

Joseph Martin is a financial advisor with Ameriprise in Silver Spring, MD, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Ameriprise since 1984. Outside of his advisory role, he leases land for cow grazing and farmland leasing in West Virginia. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income plans and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Caitlin Luchkiw is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has prior work experience at Giant Grocery and Torrid. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and financial planning services to both individual and institutional clients, utilizing structured discovery processes and advanced planning tools.

Eman Mossadeghi is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in retirement strategies and portfolio management. Since joining the firm in 2013, he has developed expertise in areas including corporate executive services, executive compensation, divorce transition planning, legacy planning, tax minimization, and socially responsible investing. Eman is a member of the Evolve Wealth Management Group and has received recognition including inclusion on the 2022-2025 Forbes "America's Top Wealth Management Teams High Net Worth" list, the 2025 Forbes "Best-In-State Wealth Management Teams" list for the District of Columbia, and Barron's top 1,200 Financial Advisors from 2018 through 2024. Eman holds a Bachelor's Degree in Finance from Virginia Polytechnic Institute & State University (Virginia Tech). His professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English and Spanish. Based in Alexandria, Virginia, Eman lives with his wife and two sons. He is an avid Washington D.C. sports fan and a Brazilian jiu-jitsu black belt. Outside of work, he volunteers with the Virginia Tech Alumni Association.