Kate Sweeney is a CFP® with 42 years of industry experience, currently serving as a financial advisor at Morgan Stanley. She has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets from 2002 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by a structured discovery process and firm-approved tools.

Michael Scheid Jr. is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Level Equity Management, LLC from 2016 to 2021 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley in 2021. Outside of advising, he is involved with KM Ventures, LLC, a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Kristen Skinner is a financial advisor at Ameriprise with 10 years of industry experience. She holds the CFP® and Series 66 designations. Her prior work includes roles at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, utilizing research and modeling to deliver tailored, tax-efficient retirement recommendations.

Jeremy Cooley is a financial advisor with LPL Financial in Orlando, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior firms include Fairwinds Credit Union, CUSO Financial Services, Equitable Advisors, and Axa Advisors. He is involved with Fairwinds Wealth Management and Investments, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by technology tools and a large network of advisors.

Aaron Kassler is a Series 66-licensed financial advisor with Morgan Stanley, based in Orlando, FL, and has 13 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Daniel Womack is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones, Park Avenue Securities, Guardian Life Insurance Company, and Hillsborough County School Board. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jose Zuniga Becerra is a CFP® with 22 years of industry experience, currently affiliated with Wells Fargo Clearing since 2013. He holds the Series 66 designation and is based in Winter Park, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Andrew Mazlin is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Alan Monson is a Financial Consultant at Fidelity, a position he has held since 2024. He has extensive experience in the financial services industry, having previously served as an Investment Management Consultant from 2015 to 2024, a Wealth Planning Associate from 2013 to 2015, and an Investment Solutions Representative from 2012 to 2013, all within Fidelity. In his role, Alan focuses on building relationships with clients and their families to develop clear and adaptable financial plans that align with their goals and changing circumstances. Outside of work, Alan enjoys spending time with his wife and their six children, engaging in activities such as golf, dance, tumbling, singing, swimming, and soccer. He also has interests in beach outings, family activities, food, golf, outdoor adventures, and soccer.

Samuel Heise is a financial advisor at Merrill with Series 63 and Series 65 licenses. He is based in Orlando, FL, and has one year of industry experience. His prior work includes roles at Bank of America, Florida Financial Advisors, and positions in the education and fitness sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Caiola is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 registrations and eight years of industry experience. His prior roles include positions at Morgan Stanley, New York Life, and Cambridge Corporate Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts.

Tony Quinn is a financial advisor at Charles Schwab & Co., Inc. with 14 years of industry experience. He holds a Series 66 designation and has worked with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized custody, brokerage, and advisory services.

John Bitting is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab since 2020. Prior to joining Schwab, he held roles at USAA Investment Services Company, USAA Financial Planning Services Inc, and USAA Financial Advisors Inc from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers comprehensive custody and brokerage services.

Stephanie Breske is a financial advisor with OSAIC in Orlando, FL, holding 25 years of industry experience. She has worked with Osaic Wealth, Inc. since 2018 and previously held positions at Signator Investors, Inc. and Transamerica Financial Advisors. Outside of her advisory role, she serves as a lay director for the nonprofit Orlando Cursillo. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with options for discretionary management, third-party managers, and proprietary strategies.

Tanner Anderson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., ESA Solar, Lumio, and InfEnergy. He is based in Orlando, FL. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

RJ Kelley is the Branch Leader at Fidelity Investments, a role held since 2025. In this position, he focuses on fostering a supportive, collaborative, and high-performance culture. He works to empower and encourage associates to maximize their career growth while assisting clients in planning for long-term financial well-being. Before becoming Branch Leader, RJ held several roles at Fidelity Investments, including Team Leader for Investment Solutions from 2023 to 2025, Team Leader for Client Services from 2021 to 2023, Onboarding Coach and High Net Worth Service Associate in 2021, and Customer Relationship Advocate from 2019 to 2021. This progression reflects his experience in leadership and client service within the investment industry. RJ's personal interests include fitness, food, football, music, parenthood, and traveling.

Joshua Howell is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has been associated with LPL Financial since 2025 and has prior experience with Fairwinds Credit Union, CUSO Financial Services, LP, Equitable Life Insurance Company, and CA Ventures. Howell is also affiliated with the University of Florida, where he has been involved since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios and third-party asset managers, supported by advanced operational tools.

Isiah Barbra is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab in 2019, he worked at several organizations including Destination Cleveland and Cleveland Neighborhood Progress. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational processes.

Kerry Lyttleton is the Vice President and Branch Leader at Fidelity Investments, a role held since 2020. In this capacity, Kerry leads a team of financial professionals focused on building meaningful relationships tailored to clients' wealth planning needs. Prior to this, Kerry served as Assistant Branch Manager from 2018 to 2020 and as Branch Service Manager from 2004 to 2018 at Fidelity Investments. Kerry began with the company as a Financial Representative in 2000. With over two decades of experience at Fidelity Investments, Kerry has developed expertise in branch leadership and client wealth planning. Throughout Kerry's career, there has been a consistent emphasis on fostering a positive culture and encouraging associates to utilize their unique abilities to support clients in achieving long-term financial and family goals.

Eric Botwinik is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and with 29 years of industry experience. He has worked at firms including Summit Brokerage Services and BCW Financial Consultants LLC, and he serves as president of Coastal Financial Group. Botwinik is also involved in insurance sales and residential real estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports a broad advisor network with specialized services including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.