Christian Lisena is a financial advisor at Wells Fargo Advisors in Fort Lauderdale, FL, with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and divorce planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

George Davis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has operated under his own entity, George Theodore Davis, since 2006 and has been affiliated with LPL Financial since 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial services supported by research and model portfolios from both in-house and third-party sources.

Kristi Gomez is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding Series 63 and Series 65 credentials and with 10 years of industry experience. She has been with Mass Mutual Investors Services since 2015 and Massachusetts Mutual Life Insurance Company since 2013. Outside of advising, Ms. Gomez is the owner and founder of Miami Pollinators, an environmental nonprofit focused on fundraising and project organization. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements utilizing proprietary software and delivers written recommendations, while clients retain discretion over implementation.

Nicholas Kollias is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His career includes roles at JPMorgan Chase and J.P. Morgan Securities since 2016, as well as prior experience at TD Ameritrade. Outside of his advisory work, Kollias is involved in consulting through Okin Holdings LLC, focusing on life coaching and brand development, serves on the Audit Committee of the School Board of Broward County, and participates as an independent contractor with Marwar Junction Productions. He is also a musical artist with rights to a published song on iTunes. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Chanille Mckinney is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her work history includes roles at Bank of America N.A., Merrill, and JP Morgan Chase. She also has an ongoing position at Broward College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Gustavo Carvajal is an International Wealth Advisor and Managing Director with Merrill Lynch Wealth Management, where he has been serving since 1999. He is a key point of contact for the multinational, multigenerational families advised by The Carvajal-Lipkowitz Group, providing guidance focused on long-term continuity. Gustavo leads various initiatives within the team and regularly travels globally to meet clients in person. He also advises other professionals within the firm and the wider industry. Gustavo's expertise includes college education planning, family wealth management strategies, international wealth management, legacy planning, LGBT wealth planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, women and wealth, and tax minimization. The Carvajal-Lipkowitz Group specializes in trust and estate planning services, financial planning, investment management, and banking and credit through Bank of America. He earned a Bachelor of Arts degree in Business Administration with a major in Management from Florida International University. Gustavo holds the Personal Investment Advisor (PIA) designation and is proficient in both English and Spanish. Outside of his professional role, his personal interests include adventure sports, running marathons, scuba diving, skiing, skydiving, swimming, table tennis, and traveling. He participates in various sports events and raises funds for multiple foundations annually.

Emmanuel Adoghe is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies that address their short-, mid-, and long-term financial goals. His areas of expertise include general investing, retirement planning, and saving for unforeseen events. He also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Emmanuel holds the designations of Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Ambrose Ali University, a Master's Degree from the University of Westminster, and a Master of Business Administration (MBA) from Northwestern University.

Jordan Faircloth is a CFP® professional with 15 years of experience in the financial services industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. He holds the Series 66 license and is based in Boca Raton, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

John Heyman is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC from 1999 to 2020. Heyman operates a business under the name Private Wealth Strategies Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, providing both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.

Kate Oliver is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, she worked in education and property services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Terrell Cowvins is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. He has worked at Merrill since 2019 and previously was employed at Best Buy. He also has a longtime affiliation with Broward College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Dennis Lomax is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 37 years of industry experience. He has worked at Cetera since 2019 and previously spent 16 years with Summit Financial Group Inc. Lomax is also president of D.L. Enterprises of Palm Beach, Inc., a corporation used to manage business expenses related to his advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jessica Sabath is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds the Series 66 and Series 63 licenses and previously worked at Wells Fargo Clearing for eight years. Outside of her advisory role, she has a minority ownership interest in a small eyebrow tint sales business, where she serves as treasury secretary. Wells Fargo Advisors Financial Network provides a range of investment and fee-based financial planning services to individuals, trusts, and institutional clients, using proprietary research and planning tools. The firm offers tailored recommendations across various planning areas and integrates advisory services with other financial products and referral channels.

Jean Pierre is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience and a Series 66 designation. His prior roles include positions at Sagepoint Financial, Regal Investment Advisors, Regulus Advisors, Princor Financial Services, and Principal Life Insurance Company. Outside of his advisory work, he serves as president and CEO of Lifecraft Financial Group, where he focuses on fixed products for the civil servant market, and is vice president of the Edgard J Pierre Foundation, a nonprofit supporting an orphanage in Haiti. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using firm-provided asset-allocation tools and access to third-party money managers.

Philip Connor is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Cetera Advisor Networks LLC, Summit Brokerage Services, and StateTrust Investments. Connor is currently based in Lauderdale Lakes, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with advisory relationships typically leaving implementation decisions to clients.

Carlos Ricardo is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Wells Fargo, First Republic, and other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Paradigm Wealth and Tremont Sporting Co. Outside of his advisory roles, he was involved with Brodeur Hockey School for three years. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across various investment products.

Jessica Di Giovanni is a Series 66-licensed financial advisor with Morgan Stanley in Fort Lauderdale, FL, where she has worked since 2018. She has eight years of industry experience, including prior roles at Purshe Kaplan Sterling Investments, Mickool, Inc., and Aldo. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with advisory services that emphasize client responsibility for plan implementation and updates.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Raymond James and its affiliated entities since 2015. Outside her advisory role, she owns a Mary Kay independent beauty consulting business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, providing financial planning and investment consulting with a focus on customized, non-discretionary strategies. The firm supports institutional consulting and municipal finance work and offers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.